3807 99TH TERRACE N, PINELLAS PARK, FL, 33782
Active155 days on marketListed Feb 27, 2026MLS #TB8481210
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About this home
3807 99TH TERRACE N
Charming, move-in ready, 2-bedroom, 2-bath, one car garage with 1578 sq ft in the desirable 55+ community of Mainlands of Tamarac by the Gulf. This lovely home has many upgrades. Impact windows and doors were installed in 2024, and the “3rd nail” for the roof was installed in 2025. These upgrades will protect the home and will provide a lower rate on the homeowners insurance. Before you enter the home, take note of the partially covered front patio and the corner location. Entering the front door, is a carpeted, open-concept, living room flows into the dining room. Continuing to the kitchen, you will see updated Shaker cabinets, faux granite formica countertops, along with stainless steel appliances, and a stainless steel sink with updated fixtures. No worries about storing all your small handheld appliances, or special chef tools. There is an additional wall of cabinets and a countertop just waiting to become your coffee/wine bar, or use it as an additional prep area for all those family visits. Off the kitchen, is a large, light and bright family room with newer tile flooring. This room is ready for entertaining friends and family complete with a breakfast bar that is open to a kitchen pass-through. The primary bedroom is located in the back of the house and has a walk-in closet and it’s own bathroom The primary bathroom has as step-in shower, updated vanity, mirror, comfort commode and fixtures. Moving up the hallway, there is a guest bathroom that has an updated vanity, mirror, fixtures, and comfort commode. Just steps from the guest bathroom, in the front of the home is the guest bedroom with a large built-in closet. The Unit 3 Clubhouse is a short flip-flop walk away where there is a heated pool, shuffleboard, and a calendar filled with french toast breakfasts, dances, and card parties. Mainlands is a golf cart community with a public executive golf course, only a stone’s throw away. Enjoy the prime location, minutes from downtown St. Petersburg, the airports, and the beaches. Don’t let this opportunity slip way! Call today to arrange your private showing and claim you slice of paradise in this wonderful community.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,546
Sqft
0.13 ac
Lot size
1
Garage
1971
Year built
One
Levels
$222
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,400 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,400/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.9%
$/sqft vs Pinellas Park actives
$222 vs $223
Days on market
155 vs 42 typical
Where $222/sqft sits among the 217 Pinellas Park actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mainlands Of Tamarac By The Gulf
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Pinellas Park. See the full Pinellas Park guide →
Mainlands Of Tamarac By The Gulf — neighborhood snapshot
Population
2,997
Median age
71
Median income
$49,827
Median home value
$243,951
Avg household
2
Households w/ children
95%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Pinellas Park market
$287K → $325K
Pinellas Park median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
106 of 217
Pinellas Park actives have cut their price
Median sold price, Pinellas Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the PINELLAS PARK 33782 median. See the full Pinellas Park market guide →
Paper trail
This home's history
Reality check
What actually sold near 3807 99TH TERRACE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$248,000
9817 40TH STREET N · same community
2 bd · 2 ba · 1,576 sqft · $157/sqft · 78 DOM
Sold · Dec ’25$330,000
10063 40TH STREET N UNIT 3 · same community
2 bd · 2 ba · 1,649 sqft · $200/sqft · 265 DOM
Sold · Apr ’26$425,000
3808 97TH AVENUE N · same community
2 bd · 2 ba · 1,649 sqft · $258/sqft · 50 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3807 99TH TERRACE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3807 99TH TERRACE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3807 99TH TERRACE N FAQs
What would the monthly payment be for 3807 99TH TERRACE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,400/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3807 99TH TERRACE N?+
The most recent tax bill on record (2025) was $846. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3807 99TH TERRACE N?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Pinellas Park?+
At $342,800, this home is listed about 14% above the Pinellas Park median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3807 99TH TERRACE N?+
Pinellas Central Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$342,800 runs 14% above the PINELLAS PARK 33782 median — but at 1,546 sqft it's also 28% larger than the typical Pinellas Park listing.
02Time on market is leverage
155 days on market against a Pinellas Park median of 42 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $354,280, now $342,800 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 RE CHAMPIONS · Donna Marie Bartoli. MLS #TB8481210.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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