8173 SW 107TH PLACE, OCALA, FL, 34481
Active50 days on marketListed Jun 12, 2026MLS #TB8514132
About this home
8173 SW 107TH PLACE
Welcome to this well-maintained 2-bedroom, 2-bath home situated on a spacious lot in the desirable Palm Cay community of Southwest Ocala. Inside, you'll find a comfortable and functional layout featuring an expansive Florida room—perfect for entertaining, relaxing, or enjoying Florida's year-round sunshine. A single-car garage and generous outdoor space with fenced in yard provide plenty of room for hobbies, gardening, or simply enjoying the outdoors. Recent updates provide added confidence and value, including a new roof (2021), HVAC system (2024), and electrical breaker panel (2026). Located within the gated Palm Cay 55+ community, residents enjoy a vibrant and active lifestyle with 24-hour security, golf cart-friendly streets, a clubhouse, swimming pool, tennis courts, and a full calendar of social activities and events. The monthly association fee includes trash service, security, and access to community amenities. Conveniently located near I-75, the World Equestrian Center, shopping, dining, medical facilities, and just a short drive to Gainesville and Orlando, this home offers the perfect blend of comfort, convenience, and community living.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,196
Sqft
0.24 ac
Lot size
1
Garage
1988
Year built
One
Levels
$138
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,399 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,399/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.9%
$/sqft vs PALM CAY
$138 vs $272
Days on market
50 vs 43 typical
Where $138/sqft sits among the 18 homes for sale in PALM CAY
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
4 of 18
PALM CAY have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% below the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8173 SW 107TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$135,000
11268 SW 75 TERRACE · same community
2 bd · 2 ba · 1,292 sqft · $104/sqft · 11 DOM
Sold · Nov ’25$155,000
11039 SW 79TH AVENUE · same community
2 bd · 2 ba · 1,300 sqft · $119/sqft · 10 DOM
Sold · Dec ’25$210,000
10648 SW 83RD AVENUE · same community
2 bd · 2 ba · 1,340 sqft · $157/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8173 SW 107TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8173 SW 107TH PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8173 SW 107TH PLACE FAQs
What would the monthly payment be for 8173 SW 107TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,399/mo — principal and interest, the actual property-tax bill, the $123/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8173 SW 107TH PLACE?+
The association fee works out to $123 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8173 SW 107TH PLACE?+
The most recent tax bill on record (2025) was $857. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8173 SW 107TH PLACE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $164,995, this home is listed about 45% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8173 SW 107TH PLACE?+
Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SOUTH CEDAR REAL ESTATE, INC · Giselle Rachels. MLS #TB8514132.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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