8465 SW 107TH LANE, OCALA, FL, 34481
Active176 days on marketListed Jan 30, 2026MLS #OM717805
About this home
8465 SW 107TH LANE
PLEASE VIEW CUSTOM VIDEO. WHAT A GREAT WINTER OR FULL TIME RESIDENCE WITH NEW ROOF IN APRIL 2024 PLUS NEW KITCHEN & PRIMARY BATH IN 2025!!!!! ENJOY RETIREMENT LIVING WITH THIS MANAGEABLE SIZED HOME THAT ALLOWS YOU TO SPEND YOUR TIME ENJOYING LIFE NOT MAINTAINING A LOT OF YARD OR SQUARE FOOTAGE. LAMINATE AND TILE FLOORING (NEW CARPET IN PRIMARY BDRM) THROUGHOUT THE HOME MAKE CLEANING A BREEZE LEAVING PLENTY OF TIME TO ENJOY THE SWIMMING POOL, ACTIVITIES OR GAME ROOM AT THE CLUBHOUSE. THE LIVING ROOM FLOWS INTO THE DINING AREA AND BOTH SHARE VIEWS OF THE YARD BEYOND THE SCREEN ENCLOSED PORCH. AN OPEN PATIO IS PERFECT FOR GRILLING TOO! NEW KITCHEN HAS BEAUTIFUL SOFT CLOSE CABINETS, QUARTZ COUNTER TOPS, STAINLESS APPLIANCES AND GREAT COUNTER SPACE AND STORAGE. YOUR GUEST BDRM FEATURES A WALL CLOSET WITH BUILT-INS AND IS ACROSS THE HALL FROM A GUEST BATH WITH LINEN CLOSET. THE PRIMARY SUITE IS SPACIOUS AND FEATURES A LARGE WALK IN CLOSET AND NEW ENSUITE BATH WITH STEP IN SHOWER THAT IS JUST GORGEOUS AND PRACTICAL WITH BENCH SEATS. INSIDE LAUNDRY AND STORAGE ROOM LEADS TO THE 1 CAR GARAGE. MANY EXTRA TOUCHES INCLUDING EXTRA PARKING PAD, PLANTATION SHUTTERS THROUGHOUT HOME, CEILING FANS, GUTTERS AND DOWNSPOUTS AND MORE. 24 HOUR SECURITY GATE PROVIDES COMFORT AND SECURITY. PLEASE VIEW VIDEO.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
960
Sqft
0.23 ac
Lot size
1
Garage
1988
Year built
One
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,584 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,584/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.8%
$/sqft vs PALM CAY
$182 vs $272
Days on market
176 vs 43 typical
Where $182/sqft sits among the 18 homes for sale in PALM CAY
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
5 of 18
PALM CAY have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% below the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8465 SW 107TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$135,000
11140 SW 75TH TERRACE · same community
2 bd · 2 ba · 960 sqft · $141/sqft · 13 DOM
Sold · Dec ’25$175,005
10787 SW 79TH TERRACE · same community
2 bd · 2 ba · 960 sqft · $182/sqft · 95 DOM
Sold · Jun ’26$158,000
10647 SW 85TH TERRACE · same community
2 bd · 2 ba · 960 sqft · $165/sqft · 87 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8465 SW 107TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8465 SW 107TH LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8465 SW 107TH LANE FAQs
What would the monthly payment be for 8465 SW 107TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,584/mo — principal and interest, the actual property-tax bill, the $120/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8465 SW 107TH LANE?+
The association fee works out to $120 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8465 SW 107TH LANE?+
The most recent tax bill on record (2025) was $2,361. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8465 SW 107TH LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $175,000, this home is listed about 41% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8465 SW 107TH LANE?+
Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX FOXFIRE - HWY 40 · Hope Deszell. MLS #OM717805.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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