8417 SW 106TH STREET, OCALA, FL, 34481
Active141 days on marketListed Mar 15, 2026MLS #TB8485262
About this home
8417 SW 106TH STREET
Discover your ideal home in this charming 55+ gated community, where safety and convenience come first!This delightful 1800sqft of total living: 2-bedroom, 2-bath residence with a 2 -car garage is move-in ready and waiting for you to enjoy your Florida Paradise! Features City Water! Partially Furnished! No CDD! Not in Flood Zone! Extended Driveway! Newer ROOF! Washer & Dryer included! Beautifully landscaped front yard! Enjoy the peace of mind that comes with 24-hour security and low management fees. Step inside to find a Unique Open Floor-plan that maximizes space and comfort. The generous walk-in closet offers ample storage, while the functional galley kitchen is perfect for culinary adventures. Unwind on the covered porch or in the screened patio, ideal for sipping your morning coffee or basking in the evening breeze. Located in a safe and secure 55+ gated community with 24-hour security, this property has a low management fee. It is just a short walk to the community clubhouse, where residents can enjoy planned social events, access a library, play billiards, use the card room, engage in arts and crafts, relax by the community pool, and play on the tennis court. The management fee covers trash removal, access to the 24-hour guarded gate, maintenance of common areas, and use of the clubhouse facilities. This home is situated in Southwest Ocala, conveniently close to shopping, restaurants, golf courses, VA hospitals, and other healthcare facilities. Golf carts are permitted, and RV/boat storage may be available for a modest monthly fee. The property is just minutes from I-75, one hour from Gainesville, and 1.5 hours from Orlando. Who said vacation has to end? Don’t miss out on this charming gem and schedule your private showing today!And, start enjoying Your Florida Paradise!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,080
Sqft
0.23 ac
Lot size
2
Garage
1987
Year built
One
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,571 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,571/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.8%
$/sqft vs PALM CAY
$167 vs $274
Days on market
141 vs 43 typical
Where $167/sqft sits among the 16 homes for sale in PALM CAY
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
3 of 16
PALM CAY have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8417 SW 106TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$170,000
8547 SW 106TH STREET · same community
2 bd · 2 ba · 1,040 sqft · $163/sqft · 32 DOM
Sold · Dec ’25$160,000
8424 SW 107TH PLACE · same community
2 bd · 2 ba · 1,040 sqft · $154/sqft · 81 DOM
Sold · May ’26$135,000
11140 SW 75TH TERRACE · same community
2 bd · 2 ba · 960 sqft · $141/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8417 SW 106TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8417 SW 106TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8417 SW 106TH STREET FAQs
What would the monthly payment be for 8417 SW 106TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,571/mo — principal and interest, the actual property-tax bill, the $123/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8417 SW 106TH STREET?+
The association fee works out to $123 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8417 SW 106TH STREET?+
The most recent tax bill on record (2025) was $1,790. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8417 SW 106TH STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $179,900, this home is listed about 40% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8417 SW 106TH STREET?+
Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Yelena Golovatyuk. MLS #TB8485262.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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