810 BAHIA DEL SOL DRIVE UNIT 16, RUSKIN, FL, 33570
Pending67 days on marketListed May 29, 2026MLS #TB8513788
About this home
810 BAHIA DEL SOL DRIVE UNIT 16
Calling all sunset lovers! Experience breathtaking wide-water views of Tampa Bay stretching from the iconic Sunshine Skyway Bridge to St. Petersburg and beyond from this beautifully positioned 3rd-floor waterfront condo in Little Harbor. Peace of mind with elevated living on the third floor with a spectacular front row to the sunsets on Florida's Gulf Coast from your private balcony overlooking the community pool and sparkling bay waters. This well-designed 2-bedroom, 2-bathroom residence features an open-concept floor plan with a spacious kitchen, dining area, and living room all perfectly oriented to maximize the incredible water views. Whether you're preparing dinner, entertaining guests, or simply relaxing at the end of the day, the stunning sunset backdrop becomes part of your everyday lifestyle. A split-bedroom layout offers privacy for owners and guests, while the in-unit laundry room adds convenience. Located within the resort-style waterfront community of Little Harbor, residents enjoy an unmatched Florida lifestyle with waterfront dining, two on-site restaurants, a heated pool, tennis courts, marina access, a private fishing pier, a private beach, and endless opportunities for boating, fishing, kayaking, and waterfront recreation. Perfectly situated along the coast of Ruskin, this quiet waterfront community offers convenient access to I-75, making it easy to reach Tampa, Sarasota, and St. Petersburg. Whether you're looking for a primary residence, seasonal getaway, or investment opportunity, this property checks all the boxes with a minimum 30-day rental policy. Imagine enjoying a million-dollar sunset view for a fraction of the cost or the maintenance of a single-family waterfront home. Live every day like you're on vacation in this exceptional waterfront retreat. Furniture is negotiable separately. Monthly condo fees include property and flood insurance, cable TV, internet, water, sewer, trash, exterior maintenance, groundskeeping, and community amenities. Leaving only your electric bill for truly turnkey living. Coastal charm, resort-style amenities, and unforgettable sunsets await. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,095
Sqft
0 ac
Lot size
1981
Year built
One
Levels
$242
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,224 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,224/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.8%
$/sqft vs Ruskin actives
$242 vs $180
Days on market
67 vs 54 typical
Where $242/sqft sits among the 283 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
The numbers that matter
The Ruskin market
$315K → $330K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
156 of 283
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the Ruskin median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 810 BAHIA DEL SOL DRIVE UNIT 16
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$175,000
812 BAHIA DEL SOL DRIVE UNIT B · same community
2 bd · 2 ba · 1,095 sqft · $160/sqft · 38 DOM
Sold · Jun ’26$245,000
808 BAHIA DEL SOL DRIVE UNIT 14 · same community
2 bd · 2 ba · 1,095 sqft · $224/sqft · 433 DOM
Sold · Jul ’26$385,000
818 BAHIA DEL SOL DRIVE UNIT 29 · same community
2 bd · 2 ba · 1,095 sqft · $352/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 810 BAHIA DEL SOL DRIVE UNIT 16 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 810 BAHIA DEL SOL DRIVE UNIT 16 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
810 BAHIA DEL SOL DRIVE UNIT 16 FAQs
What would the monthly payment be for 810 BAHIA DEL SOL DRIVE UNIT 16?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,224/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 810 BAHIA DEL SOL DRIVE UNIT 16?+
The most recent tax bill on record (2025) was $4,642. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 810 BAHIA DEL SOL DRIVE UNIT 16?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $265,000, this home is listed about 24% below the Ruskin median of $349,700. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Ruskin market on paper
$265,000 is 24% below the Ruskin median of $349,700.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $285,000, now $265,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · Angela Richison. MLS #TB8513788.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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