816 BAHIA DEL SOL DRIVE UNIT 23, RUSKIN, FL, 33570
Active83 days on marketListed May 16, 2026MLS #TB8509198
About this home
816 BAHIA DEL SOL DRIVE UNIT 23
FULLY FURNISHED | WATERFRONT VIEWS | SUNSET EXPOSURE | BOAT ACCESS | PRIVATE BEACH RIGHTS Wake up to breathtaking views of Tampa Bay, spend your afternoons watching dolphins play in the water, and end each evening with stunning Florida sunsets from the comfort of your own home. Located in the highly sought-after waterfront community of Bahia Del Sol, this beautifully maintained and fully furnished condo offers the perfect combination of coastal charm, convenience, and resort-style living. Whether you're looking for a primary residence, vacation retreat, or investment opportunity, this turnkey property is ready for you to start enjoying immediately. Inside, you'll find a bright and inviting open-concept layout designed to maximize the spectacular waterfront views. The spacious great room features neutral ceramic tile flooring, elegant crown molding, and an abundance of natural light that creates a warm and welcoming atmosphere. The updated kitchen is both stylish and functional, showcasing granite countertops, stainless steel appliances, and a beautiful glass tile backsplash that makes entertaining family and friends effortless. For added peace of mind, both the interior and exterior sliding glass doors are impact resistant. One of the home's most impressive features is the enclosed waterfront lanai, creating a versatile year-round sunroom where you can enjoy air-conditioned comfort while taking in the panoramic bay views. Open the glass sliders to let in the coastal breeze, watch boats drift by, or simply relax as the sun sets over the water. Recent updates include a brand-new HVAC system with a transferable warranty, and a dedicated storage locker located in the carport provides plenty of room for bikes, kayaks, beach chairs, fishing gear, and all of your Florida lifestyle essentials. For boating and fishing enthusiasts, Bahia Del Sol is truly a paradise. Enjoy direct access to Tampa Bay and the Gulf with no bridges or lifts to navigate, and take advantage of onsite boat slips available based on availability. Adding even more value, the community recently approved a private kayak launch on the bay side, creating yet another opportunity to enjoy life on the water. Residents enjoy an impressive collection of amenities, including private beach rights to Bahia Beach, a heated waterfront pool, pickleball and basketball courts, a dog run, playground, BBQ grilling areas, evening security patrols, and a staffed guard booth during evening hours. Best of all, you're just a short walk from Little Harbor Marina & Grill, where waterfront dining and entertainment are always within reach. Move-in ready and offering the waterfront lifestyle so many buyers dream about, this exceptional condo delivers incredible value, unbeatable views, and the opportunity to live every day like you're on vacation. Don't miss your chance to own a piece of paradise on Tampa Bay.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,095
Sqft
0.03 ac
Lot size
1981
Year built
Two
Levels
$320
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,816 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,816/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+38.9%
$/sqft vs Ruskin actives
$320 vs $178
Days on market
83 vs 53 typical
Where $320/sqft sits among the 279 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
The numbers that matter
The Ruskin market
$315K → $318K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
145 of 279
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 816 BAHIA DEL SOL DRIVE UNIT 23
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$175,000
812 BAHIA DEL SOL DRIVE UNIT B · same community
2 bd · 2 ba · 1,095 sqft · $160/sqft · 38 DOM
Sold · Jun ’26$245,000
808 BAHIA DEL SOL DRIVE UNIT 14 · same community
2 bd · 2 ba · 1,095 sqft · $224/sqft · 433 DOM
Sold · Jul ’26$385,000
818 BAHIA DEL SOL DRIVE UNIT 29 · same community
2 bd · 2 ba · 1,095 sqft · $352/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 816 BAHIA DEL SOL DRIVE UNIT 23 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 816 BAHIA DEL SOL DRIVE UNIT 23 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
816 BAHIA DEL SOL DRIVE UNIT 23 FAQs
What would the monthly payment be for 816 BAHIA DEL SOL DRIVE UNIT 23?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,816/mo — principal and interest, the actual property-tax bill, the $1,050/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 816 BAHIA DEL SOL DRIVE UNIT 23?+
The association fee works out to $1,050 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 816 BAHIA DEL SOL DRIVE UNIT 23?+
The most recent tax bill on record (2025) was $4,692. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 816 BAHIA DEL SOL DRIVE UNIT 23?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $350,000, this home is priced right at the Ruskin median.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Kilene Schelle. MLS #TB8509198.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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