David Ramirez
$379,500$435,0002 bd1 ba1,421 sqft$267 /sqft$2,958 /mo all-in ↓

14079 VICTORIA ROAD, LARGO, FL, 33774

Active65 days on marketListed May 30, 2026MLS #TB8513677

Reduced $56KPrivate poolSingle Family ResidenceINDIAN OAKS

About this home

14079 VICTORIA ROAD

Virtually Staged. Buyer got "cold feet" not due to anything regarding the property. High and Dry in a non-flood zone, yet minutes from the beach. Welcome to this spacious two-bedroom, one-bath, one car garage home. FYI - the shower area in the garage could become a 2nd bathroom with a creative buyer. This cozy property features bright and inviting living areas with plenty of natural light. The kitchen offers ample cabinet space and a functional layout for everyday cooking. Both bedrooms are generously sized, providing comfortable living and restful retreats. The full bathroom is conveniently situated between the bedrooms and includes modern fixtures. Additional highlights include a wind rated windows, laundry area in the garage, above ground pool, and a spacious backyard ideal for relaxing, entertaining or gardening. Front driveway has been extended to allow for two or more cars. The Victoria Road area is a friendly neighborhood, conveniently located close to schools, shopping, parks and the beautiful beaches! Victoria Road back up to the magnificent bird sanctuary known as Bonner Park. Seller has provided a clear four-point inspection for buyers. Call today to take a tour of your new home!

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

1,421

Sqft

0.2 ac

Lot size

1

Garage

1958

Year built

One

Levels

$267

Per sqft

Private poolFireplacePets allowed

Inside

FlooringTile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMembrane
ConstructionBlock
FoundationSlab
FacesSouth
ExteriorFire Pit · Irrigation System · Sliding Doors

Community & fees

Taxes (2025)$4,747/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Well · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,958 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,234
FHA mortgage insurance (est.)$168
Property tax — 2025 actual bill$396
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,283Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,283
Interest rate6.00%
Loan term

Estimated payment

$2,958/mo

Principal & interest$2,234
FHA mortgage insurance (est.)$168
Property taxes (actual bill)$396
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $380K
$364KedgeAI estimate $775,430 · range $696K$807K$840K

vs edgeAI estimate

−51.1%

$/sqft vs Largo actives

$267 vs $239

Days on market

65 vs 52 typical

Where $267/sqft sits among the 400 Largo actives

104
82
77 · this home
67
40
30
$111–170$170–229$229–288$288–347$347–406$406+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Largo

Map of 14079 VICTORIA ROAD

Drive times from this address

Downtown Tampa36 min
Tampa Int’l Airport (TPA)36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

LARGO 33774 — neighborhood snapshot

Population

20,018

Median age

49.1

Median income

$76,769

Median home value

$315,200

Avg household

2.38

Households w/ children

1,963

For the school run

Pinellas County School District

ElementaryOakhurst Elementary School★★★★
MiddleSeminole Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$340K$326K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

203 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 77% above the LARGO 33774 median. See the full Largo market guide →

Paper trail

This home's history

CurrentPrice reduced to $379,500 $56K
May 30, 2026Listed at $435,000 · 65 days on market since
1958Built · INDIAN OAKS

Reality check

What actually sold near 14079 VICTORIA ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11103 INDIAN OAKS DRIVESold · Oct ’25

$435,000

11103 INDIAN OAKS DRIVE · same community

3 bd · 2 ba · 1,558 sqft · $279/sqft · 5 DOM

347 NE 544TH STREETSold · Apr ’26

$299,000

347 NE 544TH STREET · same community

1 bd · 1 ba · 1,664 sqft · $180/sqft · 33 DOM

11130 INDIAN OAKS DRIVESold · Jun ’26

$465,000

11130 INDIAN OAKS DRIVE · same community

3 bd · 2 ba · 1,757 sqft · $265/sqft · 56 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 14079 VICTORIA ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14079 VICTORIA ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

14079 VICTORIA ROAD FAQs

What would the monthly payment be for 14079 VICTORIA ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,958/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 14079 VICTORIA ROAD?+

The most recent tax bill on record (2025) was $4,747. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 14079 VICTORIA ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $379,500, this home is listed about 27% above the Largo median of $299,999. The market section on this page shows how the area is trending.

Which schools are assigned to 14079 VICTORIA ROAD?+

Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$379,500 runs 77% above the LARGO 33774 median — but at 1,421 sqft it's also 15% larger than the typical Largo listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Oakhurst Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $435,000, now $379,500 — a $56K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Tricia Priest. MLS #TB8513677.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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