David Ramirez
$134,900$150,0002 bd1 ba768 sqft$176 /sqft$1,090 /mo all-in ↓

39 NE 526TH STREET, OLD TOWN, FL, 32680

Active20 days on marketListed Jul 15, 2026MLS #GC542006

Reduced $15KSingle Family ResidenceINDIAN OAKS

About this home

39 NE 526TH STREET

Discover the potential of this charming 2-bedroom, 1-bathroom home situated on nearly 5 private acres in the peaceful countryside of Old Town, Florida. If you've been searching for a fixer-upper, investment property, starter home, or country retreat, this property offers an incredible opportunity to make it your own. Relax on the spacious covered front porch while enjoying the quiet surroundings, abundant wildlife, and the privacy that only acreage can provide. Inside, you'll find beautiful wood flooring throughout, adding warmth and character to the home. A durable metal roof and a 2020 water heater provide added value and peace of mind. Whether you're dreaming of a homestead, mini farm, weekend getaway, or simply want room for your boats, RVs, recreational vehicles, or outdoor hobbies, this property offers endless possibilities. With a little TLC and your personal touch, this home has the potential to truly shine. Conveniently located near the Suwannee River, Fanning Springs, Manatee Springs State Park, and some of North Florida's best fishing, boating, kayaking, hunting, and outdoor recreation, you'll enjoy the perfect blend of country living and adventure. Opportunities like this on nearly 5 acres don't come along often. Schedule your private showing today and discover the possibilities this Old Town property has to offer!

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

768

Sqft

4.74 ac

Lot size

2003

Year built

One

Levels

$176

Per sqft

Fireplace

Inside

FlooringHardwood
AppliancesRange · Refrigerator
InteriorCeiling Fan(s) · Primary Bedroom Main Floor
LaundryOutside
CoolingWall/Window Unit(s)
HeatingOther

Outside & construction

RoofMetal
ConstructionVinyl Siding
FoundationBlock · Crawlspace · Pillar/Post/Pier
FacesEast
ExteriorPrivate Yard

Community & fees

Taxes (2025)$909/yr

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,090 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$794
FHA mortgage insurance (est.)$60
Property tax — 2025 actual bill$76
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,722Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,722
Interest rate6.00%
Loan term

Estimated payment

$1,090/mo

Principal & interest$794
FHA mortgage insurance (est.)$60
Property taxes (actual bill)$76
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Old Town actives

$176 vs $167

Days on market

20 vs 34 typical

Where $176/sqft sits among the 29 Old Town actives

12
9 · this home
3
2
1
2
$108–157$157–205$205–254$254–302$302–351$351+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Old Town

Map of 39 NE 526TH STREET

Get to know Old Town. See the full Old Town guide →

OLD TOWN 32680 — neighborhood snapshot

Population

10,445

Median age

51.5

Median income

$47,547

Median home value

$95,300

Avg household

2.54

Households w/ children

951

For the school run

Dixie County School District

ElementaryOld Town Elementary School★★★★
HighDixie County High School★★★★★
ElementaryJames M. Anderson Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Old Town market

Seller’s marketLeans buyer10.0 months of inventoryBuyer’s market

$198K$250K

Old Town median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

13 of 29

Old Town actives have cut their price

Median sold price, Old Town, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% above the OLD TOWN 32680 median. See the full Old Town market guide →

Paper trail

This home's history

CurrentPrice reduced to $134,900 $15K
Jul 15, 2026Listed at $150,000 · 20 days on market since
2003Built · INDIAN OAKS

Reality check

What actually sold near 39 NE 526TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4840 INDIAN OAK DRIVESold · Jun ’26

$204,000

4840 INDIAN OAK DRIVE · same community

2 bd · 2 ba · 938 sqft · $217/sqft · 73 DOM

4840 INDIAN OAK DRIVESold · Sep ’25

$90,000

4840 INDIAN OAK DRIVE · same community

2 bd · 1 ba · 938 sqft · $96/sqft · 0 DOM

347 NE 544TH STREETSold · Jun ’26

$299,000

347 NE 544TH STREET · same community

1 bd · 1 ba · 336 sqft · $890/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 39 NE 526TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 39 NE 526TH STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

39 NE 526TH STREET FAQs

What would the monthly payment be for 39 NE 526TH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,090/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 39 NE 526TH STREET?+

The most recent tax bill on record (2025) was $909. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Old Town?+

At $134,900, this home is listed about 43% below the Old Town median of $234,950. The market section on this page shows how the area is trending.

Which schools are assigned to 39 NE 526TH STREET?+

Old Town Elementary School (elementary), Dixie County High School (high), James M. Anderson Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of VANBEEK REALTY, LLC · Taylor VanBeek. MLS #GC542006.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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39 NE 526TH STREET, OLD TOWN, FL — 2 Bed, 1 Bath — $134,900 | CENTURY 21 Edge