2740 HAMBLE VILLAGE LANE, PALM HARBOR, FL, 34684
Active65 days on marketListed Jun 5, 2026MLS #TB8513520
About this home
2740 HAMBLE VILLAGE LANE
Located just minutes to World Class Water Sports & Golf Courses, Casino & Concert Venues, Pro Sports, Museums & Cultural Events, Parks with Nature Walks, Biking & Jogging Trails, Fine & Casual Cuisine, 2 Airports and the Award Winning White Sandy Beaches of the warm Gulf Of Mexico! Enter into this End of the Cul De Sac, End Unit and experience the Light & Bright tropical atmosphere of this Florida Paradise! You will fall in love with the beautiful Decor wishing you could create this Paradise for yourself! Well, you can! This GORGEOUS Residence is being sold FULLY FURNISHED, decorators touches and all!!! The layout is the highly sought after Open Concept showcased by the 16' HIGH Vaulted Ceilings creating a sight line that goes right through the entire 1sr Floor Entertainment Space! The Great Room has a Wood Burning Fireplace with a Stacked Stone Facade and 6' French Doors. The Eat In Kitchen has been completely remodeled with Custom All Wood, Beadboard Shaker Style Cabinetry with Soft Close Doors & Drawers & beautiful Hardware, Stainless Steel Appliances, High End Quartz Countertops and Glass Tiled Backsplash, a Peninsula for added Counter Space and a Center Island with Custom Cabinetry and a Solid Wood Top with Pull Up Leaf for Double Seating. It also has a large Window Seat perched below the 16 FEET High Triple Arched Windows cooled by a Coastal Style Ceiling Fan! The Large Dining Area is perfectly situated between the Kitchen and the Great Room. The 1ST FLOOR OWNERS RETREAT is a Rare find these days! It has a large Walk In Closet, Under Stairs Storage and an EnSuite that has been totally renovated! Custom, Solid Wood, Beadboard Shaker Style Cabinetry with Soft Close Doors & Drawers, High End Quartz Countertops with Double Undermount Porcelain Sinks, Porcelain Tiled Floors and oversized Walk In Shower with Frameless Glass Enclosure and all topped off with beautiful Hardware makes this 1st Floor Bath a Must See! The 2nd Floor has another Large Bedroom with a GIGANTIC Walk In Closet that can easily be used for a 2nd Owners Retreat! The 3rd Bedroom is the perfect Guest Quarters with a Bath just outside the door. All of the Walls have been adorned using a Spanish Lace Textured Application and Painted in Tropics inspired colors. Off the Great Room’s 6 Foot French Doors is the opening to your Fully Decked, Over-Sized, multi-level Outdoor Oasis complete with an Owners Shed making this Backyard a RARE FIND in a Townhome Style that is Fully Enclosed with a 6 Foot High Vinyl Privacy Fence! The Grounds are meticulously maintained throughout the entire Community which has a Sparkling Pool right outside your door, LOW HOA FEES and NO CDD FEES!!! ! You will live, play and relax in one of the most coveted areas of Tampa Bay on the Gulf Coast of Florida where we say....WELCOME TO OUR PARADISE!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,595
Sqft
0.1 ac
Lot size
1
Garage
1992
Year built
Two
Levels
$270
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,688 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,688/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.1%
$/sqft vs Palm Harbor actives
$270 vs $262
Days on market
65 vs 48 typical
Where $270/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Somerset, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Palm Harbor rental listing data — this home’s rate depends on size, condition and furnishing.
The Florida short-term market
▼ Softening50%
Occupancy
▼ 32% yr/yr
$296
Avg nightly rate
▲ 15% yr/yr
$35K/yr
Revenue per listing
$148
RevPAR
63 days
Booking lead time
5.5 nights
Avg stay
3
Typical min nights
10,047
Active rentals
▲ 12% supply
Seasonality — monthly occupancy
Peaks at 58% in Feb · bottoms at 38% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.
Where it sits
Inside Somerset
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Somerset is a short-term-rental community. See the full guide →
PALM HARBOR 34684 — neighborhood snapshot
Population
26,926
Median age
55.9
Median income
$67,542
Median home value
$293,800
Avg household
2.07
Households w/ children
2,234
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
226 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 72% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 2740 HAMBLE VILLAGE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$485,000
3436 SHORNCLIFFE LANE
3 bd · 2 ba · 1,576 sqft · $308/sqft · 37 DOM
Sold · Dec ’25$225,000
722 1ST COURT
3 bd · 2.5 ba · 1,572 sqft · $143/sqft · 2 DOM
Sold · Sep ’25$277,000
714 1ST COURT
3 bd · 2.5 ba · 1,572 sqft · $176/sqft · 100 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2740 HAMBLE VILLAGE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2740 HAMBLE VILLAGE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2740 HAMBLE VILLAGE LANE FAQs
What would the monthly payment be for 2740 HAMBLE VILLAGE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,688/mo — principal and interest, the actual property-tax bill, the $280/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2740 HAMBLE VILLAGE LANE?+
The association fee works out to $280 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2740 HAMBLE VILLAGE LANE?+
The most recent tax bill on record (2025) was $6,330. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 2740 HAMBLE VILLAGE LANE be rented short-term?+
Yes — this home sits inside Somerset, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 2740 HAMBLE VILLAGE LANE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $429,900, this home is listed about 13% above the Palm Harbor median of $379,990. The market section on this page shows how the area is trending.
Which schools are assigned to 2740 HAMBLE VILLAGE LANE?+
Sutherland Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$429,900 runs 72% above the PALM HARBOR 34684 median.
02Zoned for nightly rentals
Somerset is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
04Strong assigned schools
Sutherland Elementary School, Tarpon Springs High School, Tarpon Springs Middle School — Sutherland Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Barbara Ann Grady, Pa. MLS #TB8513520.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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