David Ramirez
$419,000$439,0002 bd2 ba1,778 sqft$236 /sqft$2,993 /mo all-in ↓

2211 PORTSIDE PASSAGE, PALM HARBOR, FL, 34685

Active39 days on marketListed Jun 16, 2026MLS #TB8519351

Reduced $20KSingle Family ResidenceANCHORAGE OF TARPON LAKE UNIT THREE THE

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Sat, Jul 25

12:00 PM – 2:00 PM

About this home

2211 PORTSIDE PASSAGE

Welcome to the highly sought-after Anchorage of Lake Tarpon, nestled within the desirable East Lake Corridor. This well-established 55+ active adult community is surrounded by natural beauty, mature landscaping, and abundant wildlife, creating a peaceful setting you'll love coming home to. Situated on a beautifully landscaped corner lot, this meticulously maintained, move-in-ready 2-bedroom, 2-bath home with a spacious 2-car garage offers timeless Florida charm. From the moment you arrive, the inviting curb appeal, covered front porch and lush landscaping make a lasting impression. Step inside to discover a bright, welcoming interior filled with natural light and a thoughtfully designed floor plan that balances formal and casual living spaces. The spacious formal living room features a large picture window that brings the outdoors in, while the adjacent formal dining room is perfect for holiday gatherings and entertaining. The kitchen offers ample cabinetry, generous counter space, Samsung SS appliances. A casual nook provides the ideal setting for morning coffee and everyday meals. The kitchen flows seamlessly into the cozy family room, creating a second living area where family and friends can gather. An informal dining space between the kitchen and family room is perfect for playing cards or game night and has access door to the outdoor living space. Adding to the home's functionality is a true inside laundry room complete with cabinetry, and a utility sink. The split-bedroom floor plan offers privacy for both owners and guests. The spacious primary suite is at the rear of the home and features a large walk-in closet and updated ensuite bath with a walk-in shower, tile from floor to ceiling, and wood cabinetry. A split plan, guests will enjoy a secondary bedroom at the front of the home and a full hall bath. One of the home's desirable features is its indoor-outdoor living design. The expansive pergola covered patio is accessible from the family room, and kitchen, creating a natural extension of the living space, overlooking the beautifully landscaped yard, providing the perfect spot for al fresco dining and entertaining. The oversized 2-car garage offers abundant storage. Major updates provide peace of mind, including a new roof (2024), A/C (2016) with new coil (2025), and water heater (2025). Life in Anchorage of Lake Tarpon extends far beyond your front door. Residents enjoy a remodeled clubhouse and community pool just a block away. The clubhouse features a library, pool table, kitchen, gathering spaces, and a full calendar of social activities. Outdoor enthusiasts will appreciate the community's prime location adjacent to the Pinellas Trail and 250-acre John Chestnut Sr. Park. A private neighborhood walkway provides direct access to Lake Tarpon's boat launch, walking trails, dog park, playground, and scenic natural surroundings. The community is pet-friendly, and golf cart friendly. Conveniently located along the East Lake corridor, near the YMCA, premier golf courses, shopping, dining, and medical facilities, this home is also just 20 minutes from award-winning Gulf beaches, Tampa International Airport, professional sports venues, Ruth Eckerd Hall, and the shops and waterfront charm of downtown Dunedin. This is a rare opportunity to enjoy a classic Florida home in a welcoming, nature-rich community where neighbors become friends, and every day feels like a vacation. NOT IN A FLOOD ZONE.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,778

Sqft

0.19 ac

Lot size

2

Garage

1979

Year built

One

Levels

$236

Per sqft

55+ communityPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Chair Rail · Crown Molding · Eating Space In Kitchen · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Private Yard · Rain Gutters · Sidewalk

Community & fees

HOA fee$42/mo
Taxes (2025)$1,664/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
CommunityClubhouse · Deed Restrictions · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Well · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,993 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,467
FHA mortgage insurance (est.)$185
Property tax — 2025 actual bill$139
HOA fee — from the listing$42
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,665Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,665
Interest rate6.00%
Loan term

Estimated payment

$2,993/mo

Principal & interest$2,467
FHA mortgage insurance (est.)$185
Property taxes (actual bill)$139
HOA / condo fee$42
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $419K
$304KedgeAI estimate $375,945 · range $317K$400K$436K

vs edgeAI estimate

+11.5%

$/sqft vs Palm Harbor actives

$236 vs $259

Days on market

39 vs 42 typical

Where $236/sqft sits among the 400 Palm Harbor actives

78
86 · this home
98
73
33
32
$150–196$196–242$242–288$288–334$334–380$380+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Harbor

Map of 2211 PORTSIDE PASSAGE

Drive times from this address

Tampa Int’l Airport (TPA)33 min
Downtown Tampa37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

PALM HARBOR 34685 — neighborhood snapshot

Population

17,895

Median age

48.7

Median income

$87,658

Median home value

$479,400

Avg household

2.45

Households w/ children

1,931

For the school run

Pinellas County School District

ElementaryCypress Woods Elementary School★★★★★
MiddleJoseph L. Carwise Middle School★★★★
HighEast Lake High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$425K$450K

Palm Harbor median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

208 of 400

Palm Harbor actives have cut their price

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% above the PALM HARBOR 34685 median. See the full Palm Harbor market guide →

Paper trail

This home's history

CurrentPrice reduced to $419,000 $20K
Jun 16, 2026Listed at $439,000 · 39 days on market since
1979Built · ANCHORAGE OF TARPON LAKE UNIT THREE THE

Reality check

What actually sold near 2211 PORTSIDE PASSAGE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

808 HELMSMAN WAYSold · Apr ’26

$329,000

808 HELMSMAN WAY · same community

2 bd · 2 ba · 1,792 sqft · $184/sqft · 44 DOM

1128 LANYARD STREETSold · Mar ’26

$391,000

1128 LANYARD STREET · same community

2 bd · 2 ba · 1,760 sqft · $222/sqft · 100 DOM

1120 LANYARD STREETSold · Feb ’26

$441,000

1120 LANYARD STREET · same community

2 bd · 2 ba · 1,751 sqft · $252/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2211 PORTSIDE PASSAGE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2211 PORTSIDE PASSAGE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2211 PORTSIDE PASSAGE FAQs

What would the monthly payment be for 2211 PORTSIDE PASSAGE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,993/mo — principal and interest, the actual property-tax bill, the $42/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2211 PORTSIDE PASSAGE?+

The association fee works out to $42 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2211 PORTSIDE PASSAGE?+

The most recent tax bill on record (2025) was $1,664. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2211 PORTSIDE PASSAGE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Harbor?+

At $419,000, this home is listed about 12% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2211 PORTSIDE PASSAGE?+

Cypress Woods Elementary School (elementary), Joseph L. Carwise Middle School (middle), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$419,000 runs 16% above the PALM HARBOR 34685 median — but at 1,778 sqft it's also 21% larger than the typical Palm Harbor listing.

02Strong assigned schools

Cypress Woods Elementary School, Joseph L. Carwise Middle School, East Lake High School — Cypress Woods Elementary School rates 5 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $439,000, now $419,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Scott Ferguson. MLS #TB8519351.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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