David Ramirez
$1,979,000$1,995,0003 bd3 ba2,175 sqft$910 /sqft$12,840 /mo all-in ↓

19600 GULF BOULEVARD UNIT 102, INDIAN SHORES, FL, 33785

Active70 days on marketListed May 29, 2026MLS #TB8513450

Reduced $16KWaterfrontCondominiumSEA CREST OF INDIAN SHORES CONDO

About this home

19600 GULF BOULEVARD UNIT 102

Seaside splendor at Seacrest! The best in coastal living in this stunning three bedroom, three bath waterfront residence, located on the second floor for a straight on Gulf view. Over 2,100 sq. ft and fully remodeled in 2020, this home offers elevated finishes and modern luxuries at every turn. The chef-inspired kitchen boasts all stainless-steel appliances, under-cupboard lighting, custom soft-close cabinetry with pull-out shelving, granite countertops, and a social island in addition to a generous breakfast bar. The floor plan is enhanced by porcelain tile flooring throughout, delivering a sophisticated wood-look design that is both elegant and durable—perfect for seaside living. The primary bedroom suite is an oasis offering fantastic Gulf views and a spa level ensuite bath featuring a soaking tub, an oversized glass-enclosed walk-in shower, Toto commode, and a generous walk-in closet. Two of the bedrooms feature an ensuite bath and the 3rd bedroom includes a jack and Jill bath and a Murphy Bed with a built in Fold Down Desk. Large private balcony, equipped with storm shutters overlooking the heated swimming pool and spa and updated landscaping. Other recent improvements include all new PGT windows (2025), new HVAC (2025) and new Toto commodes with Bidet Feature and Heated seats! Seacrest is a boutique building of just 8 residences nestled on the beaches of Indian Shores, ideal for full-time living, or a second home at the beach. Thirty-day minimum rental policy and pet friendly, this is a great opportunity to own a highly desirable beachfront property that offers everything Florida.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,175

Sqft

2003

Year built

One

Levels

$910

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofBuilt-Up
ConstructionBlock · Concrete
FoundationSlab · Stilt/On Piling
ViewWater
FacesEast
ParkingAssigned · Covered · Guest · Off Street · Under Building
ExteriorBalcony · Hurricane Shutters · Sliding Doors · Storage

Community & fees

Taxes (2025)$15,115/yr
PetsCats OK, Dogs OK, Yes
CommunityGulf/Ocean Front · Water Access · Waterfront · Buyer Approval Required · Pool

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$12,840 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$10,679
PMI (est., until 20% equity)$742
Property tax — 2025 actual bill$1,260
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $197,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $197,900
Interest rate6.00%
Loan term

Estimated payment

$12,840/mo

Principal & interest$10,679
PMI (est., until 20% equity)$742
Property taxes (actual bill)$1,260
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.0M
$904KedgeAI estimate $1,124,502 · range $942K$1.7M$2.1M

vs edgeAI estimate

+76%

$/sqft vs Indian Shores actives

$910 vs $557

Days on market

70 vs 89 typical

Where $910/sqft sits among the 87 Indian Shores actives

18
28
19
12
1 · this home
9
$295–437$437–579$579–721$721–863$863–1005$1005+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indian Shores

Map of 19600 GULF BOULEVARD UNIT 102

Drive times from this address

Downtown Tampa41 min
Tampa Int’l Airport (TPA)41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Indian Shores. See the full Indian Shores guide →

INDIAN SHORES 33785 — neighborhood snapshot

Population

4,871

Median age

58.1

Median income

$98,750

Median home value

$689,500

Avg household

1.94

Households w/ children

193

For the school run

Pinellas County School District

MiddleSeminole Middle School★★★★★
ElementaryBauder Elementary School★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Indian Shores market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$535K$655K

Indian Shores median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

39 of 87

Indian Shores actives have cut their price

Median sold price, Indian Shores, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 177% above the INDIAN SHORES 33785 median. See the full Indian Shores market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,979,000 $16K
May 29, 2026Listed at $1,995,000 · 70 days on market since
2003Built · SEA CREST OF INDIAN SHORES CONDO

Reality check

What actually sold near 19600 GULF BOULEVARD UNIT 102

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19600 GULF BOULEVARD UNIT 402Sold · Apr ’26

$1,980,000

19600 GULF BOULEVARD UNIT 402 · same community

3 bd · 3 ba · 2,175 sqft · $910/sqft · 4 DOM

13936 HARBOR VIEW DRIVESold · Aug ’25

$1,100,000

13936 HARBOR VIEW DRIVE

3 bd · 3 ba · 2,189 sqft · $503/sqft · 88 DOM

13564 OAK RUN COURTSold · Dec ’25

$825,000

13564 OAK RUN COURT

4 bd · 2 ba · 2,214 sqft · $373/sqft · 24 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 19600 GULF BOULEVARD UNIT 102 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19600 GULF BOULEVARD UNIT 102 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

19600 GULF BOULEVARD UNIT 102 FAQs

What would the monthly payment be for 19600 GULF BOULEVARD UNIT 102?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,840/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 19600 GULF BOULEVARD UNIT 102?+

The most recent tax bill on record (2025) was $15,115. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 19600 GULF BOULEVARD UNIT 102?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Indian Shores?+

At $1,979,000, this home is listed about 191% above the Indian Shores median of $679,000. The market section on this page shows how the area is trending.

Which schools are assigned to 19600 GULF BOULEVARD UNIT 102?+

Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,979,000 runs 177% above the INDIAN SHORES 33785 median — but at 2,175 sqft it's also nearly twice the size of the typical Indian Shores listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,995,000, now $1,979,000 — a $16K cut. The full history is in the market section below.

Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Luke Palmer. MLS #TB8513450.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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19600 GULF BOULEVARD UNIT 102, INDIAN SHORES, FL — 3 Bed, 3 Bath — $1,979,000 | CENTURY 21 Edge