David Ramirez
$1,895,0004 bd2.5 ba2,310 sqft$820 /sqft$13,682 /mo all-in ↓

19505 GULF BOULEVARD UNIT 404, INDIAN SHORES, FL, 33785

Active85 days on marketListed May 15, 2026MLS #TB8507637

WaterfrontCondominiumAVRA-CONDOS CONDO

About this home

19505 GULF BOULEVARD UNIT 404

Welcome to the Penthouse at AVRA on Indian Shores — an ultra-exclusive 6-unit luxury condominium built in 2022 and one of the rare opportunities along Florida’s Gulf Coast where SHORT-TERM RENTALS are legally permitted with just a 4-NIGHT MINIMUM. Whether you’re searching for the ultimate beachside second home, luxury vacation retreat, or a high-performing income-producing property, this is the type of investment opportunity that is becoming nearly impossible to find along Florida’s beaches. Perfectly positioned just steps from the Gulf of Mexico, this high-and-dry residence offers breathtaking sunrise and sunset water views of both the Gulf of Mexico and the Intracoastal Waterway from multiple private balconies. Enjoy the flexibility of using the property personally while generating substantial vacation rental income when not in residence — making this an ideal “cash-flowing second home” opportunity in one of the Gulf Coast’s most desirable beach communities. Built to exceed today’s stringent coastal construction standards, AVRA features solid block construction, impact-rated windows and doors, secured elevator access directly to your private floor, and elevated luxury finishes throughout. Inside, the designer showplace offers a bright open-concept floor plan with 4 spacious bedrooms, 2.5 bathrooms, and exceptional indoor/outdoor living space designed for entertaining and coastal relaxation. The chef-inspired kitchen showcases sleek quartz countertops, stainless steel appliances including a gas range, abundant prep space, and an oversized entertaining bar perfect for hosting family and guests after a day on the water or at the beach. The luxurious primary suite features a private balcony, dual walk-in closets, and a spa-inspired bath complete with stone countertops, dual undermount sinks, soaking tub, and an oversized frameless glass shower. Additional luxury amenities include a private oversized 2-car garage, heated resort-style pool and spa, rooftop terrace with outdoor kitchenette and gas grills, plus future plans for an Intracoastal observation deck and dock. Located near waterfront dining, shopping, entertainment, and the beach trolley along Gulf Boulevard, this exceptional residence offers the perfect blend of modern luxury, coastal elegance, and unmatched rental flexibility — all while creating incredible potential for vacation rental income and long-term appreciation.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,310

Sqft

0 ac

Lot size

2

Garage

2022

Year built

One

Levels

$820

Per sqft

WaterfrontWater viewNegotiable

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Solid Wood Cabinets · Stone Counters
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewWater
FacesEast
ParkingCovered · Driveway · Garage Door Opener · Garage Faces Side · Ground Level · Guest
ExteriorBalcony · Courtyard · Irrigation System · Lighting · Outdoor Shower · Storage

Community & fees

HOA fee$1,114/mo
Taxes (2025)$17,660/yr
PetsBreed Restrictions, Cats OK, Dogs OK
CommunityWaterfront · Buyer Approval Required · Golf Carts OK · Pool

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$13,682 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$10,225
PMI (est., until 20% equity)$711
Property tax — 2025 actual bill$1,472
Condo fee — from the listing$1,114
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $189,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $189,500
Interest rate6.00%
Loan term

Estimated payment

$13,682/mo

Principal & interest$10,225
PMI (est., until 20% equity)$711
Property taxes (actual bill)$1,472
HOA / condo fee$1,114
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Indian Shores actives

$820 vs $557

Days on market

85 vs 90 typical

Where $820/sqft sits among the 86 Indian Shores actives

18
28
19
10 · this home
2
9
$295–437$437–579$579–721$721–863$863–1005$1005+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indian Shores

Map of 19505 GULF BOULEVARD UNIT 404

Drive times from this address

Downtown Tampa40 min
Tampa Int’l Airport (TPA)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Indian Shores. See the full Indian Shores guide →

INDIAN SHORES 33785 — neighborhood snapshot

Population

4,871

Median age

58.1

Median income

$98,750

Median home value

$689,500

Avg household

1.94

Households w/ children

193

For the school run

Pinellas County School District

MiddleSeminole Middle School★★★★★
ElementaryBauder Elementary School★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Indian Shores market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$535K$655K

Indian Shores median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

41 of 86

Indian Shores actives have cut their price

Median sold price, Indian Shores, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 163% above the INDIAN SHORES 33785 median. See the full Indian Shores market guide →

Paper trail

This home's history

May 15, 2026Listed at $1,895,000 · 85 days on market since
2022Built · AVRA-CONDOS CONDO

Reality check

What actually sold near 19505 GULF BOULEVARD UNIT 404

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13781 74TH AVENUESold · May ’26

$750,000

13781 74TH AVENUE

4 bd · 2.5 ba · 2,299 sqft · $326/sqft · 33 DOM

7906 BAYSHORE DRIVESold · Aug ’25

$935,000

7906 BAYSHORE DRIVE

3 bd · 2 ba · 2,285 sqft · $409/sqft · 61 DOM

7355 138TH STREETSold · Mar ’26

$980,000

7355 138TH STREET

4 bd · 2.5 ba · 2,252 sqft · $435/sqft · 170 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 19505 GULF BOULEVARD UNIT 404 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19505 GULF BOULEVARD UNIT 404 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

19505 GULF BOULEVARD UNIT 404 FAQs

What would the monthly payment be for 19505 GULF BOULEVARD UNIT 404?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,682/mo — principal and interest, the actual property-tax bill, the $1,114/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 19505 GULF BOULEVARD UNIT 404?+

The association fee works out to $1,114 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 19505 GULF BOULEVARD UNIT 404?+

The most recent tax bill on record (2025) was $17,660. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 19505 GULF BOULEVARD UNIT 404?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Indian Shores?+

At $1,895,000, this home is listed about 185% above the Indian Shores median of $664,500. The market section on this page shows how the area is trending.

Which schools are assigned to 19505 GULF BOULEVARD UNIT 404?+

Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,895,000 runs 163% above the INDIAN SHORES 33785 median — but at 2,310 sqft it's also nearly twice the size of the typical Indian Shores listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $1,114/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Clay Glover, Jr. MLS #TB8507637.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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