2153 KARAN WAY, CLEARWATER, FL, 33763
Active55 days on marketListed May 28, 2026MLS #TB8513401
About this home
2153 KARAN WAY
Welcome to a truly one-of-a-kind waterfront retreat in unincorporated Clearwater near Dunedin. Situated on over half an acre along the shores of Harbor Lake, this fully renovated property offers an exceptional blend of luxury living and resort-style amenities, while also offering the rare benefit of being located outside of a flood zone with no HOA restrictions. Extensively renovated in 2025 with upgrades including a new roof, new water heater, newly resurfaced pool, and new pool heater, this expansive residence features 4 bedrooms plus an enclosed sunroom/office, 3 bathrooms, and approximately 2,867 square feet. Step outside into your own private lakeside oasis featuring a heated pool, expansive entertaining areas, and direct access to Harbor Lake — a rare 40-acre spring-fed lake where boating, kayaking, and fishing are permitted. The oversized fenced lot includes abundant parking with room for boats, RVs, and recreational vehicles. The spacious primary suite and additional upstairs bedroom open to a large screened balcony overlooking the pool and lake, offering breathtaking sunset views and a true retreat-like experience. Whether used as a full-time residence, second home, luxury vacation property, or short-term rental, this property offers unmatched versatility. Furnishings available separately for purchase, making this a potential turnkey opportunity. Ideally positioned near Dunedin, Clearwater Beach, Honeymoon Island, MLB Spring Training fields, golf courses, shopping, dining, and Tampa International Airport. This exceptional property delivers the best of Florida waterfront living with privacy, flexibility, and lifestyle at its core. Rarely does a property combine this level of location, land, water access, renovation quality, and income potential in one offering.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,867
Sqft
0.65 ac
Lot size
2
Garage
1985
Year built
Two
Levels
$335
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,212 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,212/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.5%
$/sqft vs Clearwater actives
$335 vs $216
Days on market
55 vs 47 typical
Where $335/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Get to know Clearwater. See the full Clearwater guide →
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
213 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 249% above the Clearwater median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2153 KARAN WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$580,000
2128 KARAN WAY · same community
4 bd · 2 ba · 2,048 sqft · $283/sqft · 3 DOM
Sold · Jun ’26$889,000
1504 RIDGE TOP WAY
4 bd · 3 ba · 2,786 sqft · $319/sqft · 9 DOM
Sold · May ’26$857,750
1623 EL TAIR TRL
5 bd · 3 ba · 2,748 sqft · $312/sqft · 265 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2153 KARAN WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2153 KARAN WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2153 KARAN WAY FAQs
What would the monthly payment be for 2153 KARAN WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,212/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2153 KARAN WAY?+
The most recent tax bill on record (2025) was $6,138. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2153 KARAN WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $960,000, this home is listed about 249% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$960,000 runs 249% above the Clearwater median — but at 2,867 sqft it's also nearly twice the size of the typical Clearwater listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $962,000, now $960,000 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXPERTS ASSOCIATES · Jennifer McDonnell. MLS #TB8513401.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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