David Ramirez
$989,000$1,200,0004 bd3 ba2,335 sqft$424 /sqft$6,594 /mo all-in ↓

1880 N WASHINGTON AVENUE, CLEARWATER, FL, 33755

Active314 days on marketListed Sep 25, 2025MLS #TB8430292

Reduced $211KSingle Family ResidenceSUNSET RIDGE

About this home

1880 N WASHINGTON AVENUE

Experience the best of coastal living with this versatile, income-generating property, nestled within a serene tropical landscape. Ideal for investors, multi-generational living, or those seeking a live/work retreat, this rare gem features multiple residences, lush outdoor spaces, and direct access to the Pinellas Trail. Steps from the Dunedin border! The grounds feel like your own private resort, surrounded by mature shade oaks, swaying palms, and even your own mango tree. Brick walkways wind through cozy nooks and open gathering areas, perfect for enjoying Florida’s outdoor lifestyle. Designed with Spanish-inspired architecture, the main residence greets you with a circular brick driveway, clay tile roof accents, and a welcoming porch with Spanish tile flooring. Step inside through wood-framed French doors to a charming living room featuring hardwood floors and a classic fireplace. The adjacent dining room is flooded with natural light from a picture window overlooking a lush garden, while the fully renovated kitchen is both stylish and functional, boasting granite countertops, white shaker-style soft-close cabinetry, hammered copper dishwasher (2024), Induction range (2025) and a "smart" refrigerator (2025). A laundry/storage room includes a stacked washer/dryer, utility sink, and shelving. A leaded glass door leads you to the rear patio and garden, where a private hot tub awaits. The primary bedroom offers newer luxury vinyl flooring and a private sunroom perfect for a home office, yoga space, or quiet reading nook with direct yard access. The second bedroom connects to an updated bath with basket-weave stone tile flooring and a modern walk-in shower. Accessible from both inside the home and via a wide outdoor staircase, this bright and spacious second-floor suite is perfect as a primary ensuite, guest quarters, or rental unit. Features include an oversized private deck, kitchenette with butcher block counters, soft-close cabinetry, and stainless sink, Murphy Bed for flexible living and a full bath with tiled tub/shower combo. Across from the main house, a charming standalone cottage offers a bright, open living area with large sliding windows, tile countertops, ample kitchen storage, and space for dining/game area. There is also a private bedroom with walk-in closet and a full bath and private rear patio… perfect for guests, short-term rentals, or extended family stays. Features & Upgrades include high-efficiency mini-split HVAC systems in all residences, newer sewer lines and main water supply lines to both main house and cottage, a gas water heater (2019), Tesla charging station, and one-car garage with newer garage door. NO HOA. FLOOD ZONE X. This unmatched location is situated directly on the Pinellas Trail, enjoy 47 miles of scenic biking and walking from your backyard. Ride north to Downtown Dunedin’s shops, microbreweries, and farmers markets, or head south to historic Clearwater and world-famous Clearwater Beach. Just a block away, launch your kayak to explore uninhabited coastal islands or drop your boat in at the Seminole Boat Ramp. You're also minutes from award-winning beaches, premier golf courses, top-rated hospitals, airports, restaurants, retail, and live music venues. This is more than a home — it’s a lifestyle. Whether you're looking for a profitable investment, a multi-unit family property, or a peaceful tropical retreat, this Clearwater oasis has it all.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,335

Sqft

0.25 ac

Lot size

1

Garage

1926

Year built

Multi/Split

Levels

$424

Per sqft

Fireplace

Inside

FlooringCeramic Tile · Luxury Vinyl · Hardwood
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · Stone Counters
LaundryLaundry Room
CoolingMini-Split Unit(s)
HeatingElectric

Outside & construction

RoofOther · Shingle
ConstructionBlock · Wood Frame
FoundationOther
FacesEast
ParkingCircular Driveway
ExteriorIrrigation System · Lighting

Community & fees

Taxes (2024)$8,715/yr

Utilities & systems

UtilitiesNatural Gas Connected · Sprinkler Meter
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,594 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,337
PMI (est., until 20% equity)$371
Property tax — 2024 actual bill$726
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $98,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $98,900
Interest rate6.00%
Loan term

Estimated payment

$6,594/mo

Principal & interest$5,337
PMI (est., until 20% equity)$371
Property taxes (actual bill)$726
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $989K
$810KedgeAI estimate $1,028,490 · range $844K$1.5M$1.5M

vs edgeAI estimate

−3.8%

$/sqft vs Clearwater actives

$424 vs $226

Days on market

314 vs 55 typical

Where $424/sqft sits among the 399 Clearwater actives

167
125
55
17 · this home
8
27
$117–207$207–297$297–386$386–476$476–566$566+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 1880 N WASHINGTON AVENUE

Drive times from this address

Tampa Int’l Airport (TPA)32 min
Downtown Tampa36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33755 — neighborhood snapshot

Population

28,057

Median age

41.3

Median income

$59,613

Median home value

$300,200

Avg household

2.46

Households w/ children

2,788

For the school run

Pinellas County School District

ElementarySkycrest Elementary School★★★★★
HighClearwater High School★★★★★
MiddleDunedin Highland Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$328K$350K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

219 of 399

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 175% above the CLEARWATER 33755 median. See the full Clearwater market guide →

Paper trail

This home's history

CurrentPrice reduced to $989,000 $211K
Sep 25, 2025Listed at $1,200,000 · 314 days on market since
1926Built · SUNSET RIDGE

Reality check

What actually sold near 1880 N WASHINGTON AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1419 UNION STREETSold · Jan ’26

$475,000

1419 UNION STREET · same community

5 bd · 3.5 ba · 3,000 sqft · $158/sqft · 110 DOM

223 KNOLLWOOD DRIVESold · Jun ’26

$375,000

223 KNOLLWOOD DRIVE · same community

3 bd · 2 ba · 1,630 sqft · $230/sqft · 30 DOM

3779 NW 4th Court, Boca Raton FL 33431Sold · May ’26

$850,000

3779 NW 4th Court, Boca Raton FL 33431 · same community

4 bd · 2 ba · 1,596 sqft · $533/sqft · 32 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1880 N WASHINGTON AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1880 N WASHINGTON AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

1880 N WASHINGTON AVENUE FAQs

What would the monthly payment be for 1880 N WASHINGTON AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,594/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1880 N WASHINGTON AVENUE?+

The most recent tax bill on record (2024) was $8,715. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Clearwater?+

At $989,000, this home is listed about 260% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1880 N WASHINGTON AVENUE?+

Skycrest Elementary School (elementary), Clearwater High School (high), Dunedin Highland Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$989,000 runs 175% above the CLEARWATER 33755 median — but at 2,335 sqft it's also nearly twice the size of the typical Clearwater listing.

02Time on market is leverage

314 days on market against a Clearwater median of 55 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Skycrest Elementary School, Clearwater High School, Dunedin Highland Middle School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,200,000, now $989,000 — a $211K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Linda Caruso. MLS #TB8430292.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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