1581 GULF BOULEVARD UNIT 302N, CLEARWATER BEACH, FL, 33767
Active68 days on marketListed May 29, 2026MLS #TB8513292
About this home
1581 GULF BOULEVARD UNIT 302N
Wake up to breathtaking panoramic views of both the Gulf of Mexico and Intracoastal Waterway from this beautifully maintained 3rd-floor residence in the highly sought-after Harbour community on Sand Key. Perfectly positioned just across the street from the world-famous sugar sand beaches, this exceptional coastal retreat offers the ultimate Florida waterfront lifestyle. Step onto your expansive 36-foot private balcony and enjoy spectacular sunsets, sea breezes, and sweeping water views. The residence has been owner-occupied and meticulously cared for, featuring updated flooring throughout, renovated bathrooms, an updated kitchen with granite counters, custom lighting, and stainless-steel appliances. Additional upgrades include storm shutters that open and close with a wall switch for peace of mind. The spacious split-bedroom floor plan is filled with natural light and designed for both comfortable living and effortless entertaining. The primary suite offers private balcony access, generous closet space, and a beautifully updated bath with glass shower doors. The guest suite is equally inviting with an updated guest bath with soaking tub. Residents of Harbour enjoy resort-style amenities including heated swimming pools, fishing pier, secure lobby entrance, beautifully maintained grounds. The building has been exceptionally maintained, offering confidence and convenience for full-time residents or seasonal owners alike. Enjoy the best of Clearwater Beach living with easy access to waterfront dining, local shops, entertainment, Pier 60, and the Beach Trolley just steps away. Whether you are searching for a primary residence, vacation getaway, or investment opportunity, this move-in ready waterfront condominium is a rare opportunity to own a slice of paradise on Sand Key.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,363
Sqft
0 ac
Lot size
1980
Year built
One
Levels
$425
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,962 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,962/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−24.8%
$/sqft vs Clearwater Beach actives
$425 vs $569
Days on market
68 vs 71 typical
Where $425/sqft sits among the 277 Clearwater Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sand Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Sand Key — neighborhood snapshot
Population
2,337
Median age
71
Median income
$109,542
Median home value
$727,100
Avg household
2
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $885K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
119 of 277
Clearwater Beach actives have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1581 GULF BOULEVARD UNIT 302N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$505,000
1581 GULF BOULEVARD UNIT 102N · same community
2 bd · 2 ba · 1,363 sqft · $371/sqft · 32 DOM
Sold · Apr ’26$420,000
1591 GULF BOULEVARD UNIT 304S · same community
2 bd · 2 ba · 1,363 sqft · $308/sqft · 10 DOM
Sold · Oct ’25$605,000
1591 GULF BOULEVARD UNIT 504S · same community
2 bd · 2 ba · 1,363 sqft · $444/sqft · 296 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1581 GULF BOULEVARD UNIT 302N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1581 GULF BOULEVARD UNIT 302N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1581 GULF BOULEVARD UNIT 302N FAQs
What would the monthly payment be for 1581 GULF BOULEVARD UNIT 302N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,962/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1581 GULF BOULEVARD UNIT 302N?+
The most recent tax bill on record (2025) was $5,461. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1581 GULF BOULEVARD UNIT 302N?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater Beach?+
At $579,900, this home is listed about 27% below the Clearwater Beach median of $799,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1581 GULF BOULEVARD UNIT 302N?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $599,900, now $579,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BLACKSTONE REAL ESTATE SERVICES · Mike Willey. MLS #TB8513292.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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