1581 GULF BOULEVARD UNIT 103N, CLEARWATER BEACH, FL, 33767
Active100 days on marketListed Apr 25, 2026MLS #TB8501405
About this home
1581 GULF BOULEVARD UNIT 103N
Coastal Dream Awaits..... Wake up to breathtaking water views and end your day with unforgettable sunsets—this is Florida living at its finest. Imagine enjoying sunrise from your front deck and sunset from your private balcony… this dream can be yours. Upon entering the newly updated lobby, you will take the elevator up to the 2nd floor. This beautifully updated 2-bedroom, 2-bath condo is truly move-in ready, with upgrades already completed for your peace of mind. Impact-resistant windows and sliders, along with hurricane shutters, provide both comfort and security. HVAC 2023. The kitchen showcases stunning views of the Intracoastal Waterway, while the spacious living area and primary suite offer magnificent views of the Gulf. The primary bathroom features a modern walk-in “no door” shower, a separate vanity, and a frosted glass barn door for added privacy. Additional conveniences include an in-unit washer and dryer, plus a private storage closet just outside your entry—perfect for beach gear. Located directly across the street from easy beach access, you’ll enjoy the best of both worlds—Gulf and Intracoastal living. The community offers assigned under-building parking, ample guest parking, and a relaxing pool area perfect for unwinding. Recent building improvements at The Harbour Condominiums include completion of the Milestone Structural Inspection, stucco repairs, resurfaced balconies and walkways with gemstone finishes, a freshly painted exterior, a beautifully updated lobby, resurfaced heated pools, and improved parking areas—providing confidence with no outstanding maintenance items. Just minutes away, explore all that Sand Key and Clearwater Beach have to offer—waterfront dining, boutique shopping, tennis and pickleball courts, or hop on the trolley to tour the scenic barrier islands. Whether you’re seeking a full-time residence, seasonal retreat, or investment opportunity, this is coastal paradise living at its finest.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,363
Sqft
2 ac
Lot size
1980
Year built
One
Levels
$415
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,855 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,855/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.2%
$/sqft vs Clearwater Beach actives
$415 vs $565
Days on market
100 vs 84 typical
Where $415/sqft sits among the 282 Clearwater Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sand Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Sand Key — neighborhood snapshot
Population
2,337
Median age
71
Median income
$109,542
Median home value
$727,100
Avg household
2
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $916K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
122 of 282
Clearwater Beach actives have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1581 GULF BOULEVARD UNIT 103N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$505,000
1581 GULF BOULEVARD UNIT 102N · same community
2 bd · 2 ba · 1,363 sqft · $371/sqft · 32 DOM
Sold · Apr ’26$420,000
1591 GULF BOULEVARD UNIT 304S · same community
2 bd · 2 ba · 1,363 sqft · $308/sqft · 10 DOM
Sold · Oct ’25$605,000
1591 GULF BOULEVARD UNIT 504S · same community
2 bd · 2 ba · 1,363 sqft · $444/sqft · 296 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1581 GULF BOULEVARD UNIT 103N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1581 GULF BOULEVARD UNIT 103N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1581 GULF BOULEVARD UNIT 103N FAQs
What would the monthly payment be for 1581 GULF BOULEVARD UNIT 103N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,855/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1581 GULF BOULEVARD UNIT 103N?+
The most recent tax bill on record (2025) was $5,211. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1581 GULF BOULEVARD UNIT 103N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater Beach?+
At $565,000, this home is listed about 30% below the Clearwater Beach median of $808,600. The market section on this page shows how the area is trending.
Which schools are assigned to 1581 GULF BOULEVARD UNIT 103N?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $595,000, now $565,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SAND KEY REALTY · Linda O'Hanlan. MLS #TB8501405.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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