0 N LAKE SHIPP DRIVE SW, WINTER HAVEN, FL, 33880
Active71 days on marketListed May 28, 2026MLS #TB8513272
About this home
0 N LAKE SHIPP DRIVE SW
GREAT OPPORTUNITY FOR A LAKEFRONT LOT ON BEAUTIFUL LAKE SHIPP. THIS IS PART OF THE EXPANSIVE WINTER HAVEN CHAIN OF LAKES. BUILD YOUR DREAM HOME - THE POSSIBILITIES ARE ENDLESS. MOST OF THE LOT HAS ALREADY BEEN CLEARED! UTILITIES ARE NEARBY AND EASILY CONNECTED IN. THIS LOCATION IS IDEAL FOR EASY ACCESS TO THE POLK PARKWAY, THE NEW ORLANDO REGIONAL HOSPITAL, AND I-4.
Facts & features
The home at a glance
0.3 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,271 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,271/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Orangewood
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
Orangewood — neighborhood snapshot
Population
106
Median age
40
Median income
$62,870
Median home value
$162,000
Avg household
2
Households w/ children
20%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$283K → $280K
Winter Haven median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% below the WINTER HAVEN 33880 median. See the full Winter Haven market guide →
Paper trail
This home's history
Reality check
What actually sold near 0 N LAKE SHIPP DRIVE SW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$244,684
1371 SHERIDAN STREET SW · same community
3 bd · 2 ba · 1,074 sqft · $228/sqft · 163 DOM
Sold · Jun ’26$21,000
124 1ST STREET
2 bd · 1 ba · 680 sqft · $31/sqft · 296 DOM
Sold · May ’26$119,000
102 2ND STREET N
2 bd · 1 ba · 780 sqft · $153/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 0 N LAKE SHIPP DRIVE SW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 N LAKE SHIPP DRIVE SW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
0 N LAKE SHIPP DRIVE SW FAQs
What would the monthly payment be for 0 N LAKE SHIPP DRIVE SW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,271/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 0 N LAKE SHIPP DRIVE SW?+
The most recent tax bill on record (2025) was $1,937. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Winter Haven?+
At $150,000, this home is listed about 47% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 0 N LAKE SHIPP DRIVE SW?+
Lake Shipp Elementary School (elementary), Winter Haven Senior High School (high), Westwood Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the WINTER HAVEN 33880 market on paper
$150,000 is 33% below the WINTER HAVEN 33880 median of $225,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $175,000, now $150,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Rob Brandt Dee, PA. MLS #TB8513272.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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