David Ramirez

1776 LAKEHILL DRIVE, WINTER HAVEN, FL, 33884

Active384 days on marketListed Jul 9, 2025MLS #P4935480

Priced 47% below the WINTER HAVEN 33884 medianWOODPOINTE PHASE THREE

About this home

1776 LAKEHILL DRIVE

Large residential lot that will accommodate a variety of floor plans. Builder and building plans must be approved by Owner.

Facts & features

The home at a glance

0.32 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

HOA fee$86/mo
Taxes (2024)$1,497/yr
PetsNumber Limit, Yes
CommunityDeed Restrictions · Gated Community - No Guard

Utilities & systems

UtilitiesCable Connected · Electricity Available · Fire Hydrant · Natural Gas Available · Phone Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,320 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$883
FHA mortgage insurance (est.)$66
Property tax — 2024 actual bill$125
HOA fee — from the listing$86
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,250
Interest rate6.00%
Loan term

Estimated payment

$1,320/mo

Principal & interest$883
FHA mortgage insurance (est.)$66
Property taxes (actual bill)$125
HOA / condo fee$86
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Winter Haven

Map of 1776 LAKEHILL DRIVE

Drive times from this address

Walt Disney World44 min
Universal Orlando55 min
Downtown Orlando61 min
Orlando Int’l Airport (MCO)65 min
Downtown Tampa66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Haven. See the full Winter Haven guide →

WINTER HAVEN 33884 — neighborhood snapshot

Population

36,395

Median age

45.3

Median income

$70,516

Median home value

$269,400

Avg household

2.58

Households w/ children

3,777

For the school run

Polk County School District

ElementaryElbert Elementary School★★★★
HighWinter Haven Senior High School★★★★★
MiddleDenison Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Haven market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$285K$287K

Winter Haven median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 47% below the WINTER HAVEN 33884 median. See the full Winter Haven market guide →

Paper trail

This home's history

Jul 9, 2025Listed at $150,000 · 384 days on market since

Reality check

What actually sold near 1776 LAKEHILL DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1787 LAKEHILL DRIVESold · Jul ’26

$740,000

1787 LAKEHILL DRIVE · same community

4 bd · 3.5 ba · 2,944 sqft · $251/sqft · 32 DOM

4925 CYPRESS GARDENS ROAD UNIT 20Sold · May ’26

$60,000

4925 CYPRESS GARDENS ROAD UNIT 20

2 bd · 1 ba · 378 sqft · $159/sqft · 0 DOM

5847 RED FOX DRIVESold · Jun ’26

$158,000

5847 RED FOX DRIVE

2 bd · 2 ba · 960 sqft · $165/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1776 LAKEHILL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1776 LAKEHILL DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1776 LAKEHILL DRIVE FAQs

What would the monthly payment be for 1776 LAKEHILL DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,320/mo — principal and interest, the actual property-tax bill, the $86/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1776 LAKEHILL DRIVE?+

The association fee works out to $86 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1776 LAKEHILL DRIVE?+

The most recent tax bill on record (2024) was $1,497. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1776 LAKEHILL DRIVE?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Haven?+

At $150,000, this home is listed about 47% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1776 LAKEHILL DRIVE?+

Elbert Elementary School (elementary), Winter Haven Senior High School (high), Denison Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of JOHN WOOD REALTY, INC. · John Wood, JR. MLS #P4935480.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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