0 SW SPIRIT AVE AVENUE, FORT WHITE, FL, 32038
Pending77 days on marketListed May 28, 2026MLS #TB8513104
About this home
0 SW SPIRIT AVE AVENUE
Come and see this beautiful 10 acres lot. It has cleared areas with well place oaks, pines, and fruit trees. It is the perfect place for your new dream home or hobby farm. The property is located in Columbia County with its lower tax rate, but is only 5.7 miles or 9 minutes from the charming city of High Springs and all its amenities. The nearby springs, rivers, and state parks give outstanding opportunities for outdoor recreation.
Facts & features
The home at a glance
10.01 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,218 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,218/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Fort White
Get to know Fort White. See the full Fort White guide →
FORT WHITE 32038 — neighborhood snapshot
Population
10,035
Median age
51.2
Median income
$58,075
Median home value
$179,300
Avg household
2.58
Households w/ children
1,072
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort White market
$330K → $351K
Fort White median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
Median sold price, Fort White, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the FORT WHITE 32038 median. See the full Fort White market guide →
Paper trail
This home's history
Reality check
What actually sold near 0 SW SPIRIT AVE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$135,000
669 SW SHILOH STREET
2 bd · 1 ba · 784 sqft · $172/sqft · 23 DOM
Sold · Jun ’26$186,000
183 SW RUM ISLAND TERRACE
2 bd · 2 ba · 1,030 sqft · $181/sqft · 5 DOM
Sold · Dec ’25$312,000
476 SW COUNTY ROAD 138
3 bd · 2 ba · 1,612 sqft · $194/sqft · 72 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 0 SW SPIRIT AVE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 SW SPIRIT AVE AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
0 SW SPIRIT AVE AVENUE FAQs
What would the monthly payment be for 0 SW SPIRIT AVE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,218/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 0 SW SPIRIT AVE AVENUE?+
The most recent tax bill on record (2025) was $1,301. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 0 SW SPIRIT AVE AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort White?+
At $150,000, this home is listed about 60% below the Fort White median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 0 SW SPIRIT AVE AVENUE?+
Fort White Elementary School (elementary) — Columbia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLAT FEE MLS REALTY · Stephen Hachey. MLS #TB8513104.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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