268 SW LUKE PLACE, FORT WHITE, FL, 32038
Active143 days on marketListed Mar 13, 2026MLS #OM720790
About this home
268 SW LUKE PLACE
Discover the potential of this 10.01-acre wooded parcel located in the desirable Three Rivers Estates area of Fort White. Situated on a large corner lot with plenty of potential, this property offers ample space and flexibility for a variety of residential, recreational, or mixed-use possibilities within A-3 zoning. The land features a natural wooded setting that provides privacy and a peaceful North Florida landscape. Existing improvements include one well and one septic system, along with utilities nearby including electric, water, and sewer availability, helping simplify future development plans. The property sits along a quiet dirt road with road frontage on the North and East boundaries, offering a serene rural atmosphere while still providing access to essential services. Located within the Three Rivers Estates community, owners can enjoy nearby access to the Santa Fe River, community and private boat ramps, fishing opportunities, and waterfront recreation. Whether you're looking to build a primary residence, create a weekend retreat, build up a hobby farm, or invest in acreage with natural beauty, this property offers space, flexibility, and access to outdoor recreation. With 10+ acres of wooded land, existing infrastructure, and proximity to the Santa Fe and Ichetucknee River areas, this parcel presents a rare opportunity to own a sizable piece of North Florida countryside while still being within reach of nearby towns and amenities. Buyer to verify all measurements, utilities, zoning, and land use possibilities.
Facts & features
The home at a glance
10.01 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,207 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,207/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Fort White
Get to know Fort White. See the full Fort White guide →
FORT WHITE 32038 — neighborhood snapshot
Population
10,035
Median age
51.2
Median income
$58,075
Median home value
$179,300
Avg household
2.58
Households w/ children
1,072
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort White market
$305K → $289K
Fort White median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
Median sold price, Fort White, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the FORT WHITE 32038 median. See the full Fort White market guide →
Paper trail
This home's history
Reality check
What actually sold near 268 SW LUKE PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$200,000
172 SW TRENTON TERRACE
3 bd · 2 ba · 1,276 sqft · $157/sqft · 22 DOM
Sold · Jul ’26$335,000
672 SW NEWARK DRIVE
3 bd · 2 ba · 1,493 sqft · $224/sqft · 26 DOM
Sold · Apr ’26$229,900
843 SW CENTRAL TERRACE
3 bd · 2 ba · 1,560 sqft · $147/sqft · 140 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 268 SW LUKE PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 268 SW LUKE PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
268 SW LUKE PLACE FAQs
What would the monthly payment be for 268 SW LUKE PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,207/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 268 SW LUKE PLACE?+
The most recent tax bill on record (2025) was $1,322. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 268 SW LUKE PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort White?+
At $148,000, this home is listed about 63% below the Fort White median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 268 SW LUKE PLACE?+
Fort White Elementary School (elementary) — Columbia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the FORT WHITE 32038 market on paper
$148,000 is 43% below the FORT WHITE 32038 median of $258,000.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
143 days on market against a Fort White median of 10 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $185,000, now $148,000 — a $37K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SHOWCASE PROPERTIES OF CENTRAL · Joshua McGill. MLS #OM720790.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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