David Ramirez
$225,0003 bd2 ba1,302 sqft$173 /sqft$1,775 /mo all-in ↓

3415 COLDWELL DRIVE, HOLIDAY, FL, 34691

Active57 days on marketListed May 28, 2026MLS #TB8513062

Single Family ResidenceHOLIDAY LAKE ESTATES

About this home

3415 COLDWELL DRIVE

Welcome to this beautifully maintained concrete block stucco home offering 3 bedrooms, 2 bathrooms, and an inviting open floor plan designed for comfortable everyday living and entertaining! From the moment you step inside, you’ll appreciate the spacious layout and durable 18” ceramic tile flooring flowing throughout the entire home for easy maintenance and a clean modern feel. The kitchen features real wood white shaker cabinets, white appliances, a double stainless steel sink, and a custom tiled backsplash that adds the perfect touch of style and character. Ceiling fans throughout the home help keep things comfortable year-round. One of the standout features of this property is the incredible energy-saving package that comes fully included in the purchase price! The home is equipped with a fully paid 5-year-old solar system along with two Tesla Powerwall backup battery packs, providing efficiency, energy savings, and peace of mind for the new owner. The electrical panel was also updated just 5 years ago to support the system. Step outside and enjoy the large screened rear patio complete with its own dedicated A/C unit, creating the perfect space to relax or entertain regardless of the season. The fenced backyard offers privacy and functionality while the two separate tool sheds provide plenty of additional storage space for tools, hobbies, or outdoor equipment. Additional updates include a 4-year-old HVAC system, 8-year-old roof, and 8-year-old hot water heater. The property also features a 1-car garage and an additional covered 1-car carport for extra parking convenience. Conveniently located close to fantastic restaurants, shopping, and everyday amenities, this move-in ready home combines comfort, efficiency, and value all in one incredible package. Schedule your private showing today before this one is gone!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,302

Sqft

0.14 ac

Lot size

1

Garage

1976

Year built

One

Levels

$173

Per sqft

Inside

FlooringCeramic Tile
AppliancesElectric Water Heater · Microwave · Range · Refrigerator · Solar Hot Water Owned
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Thermostat · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouth
ExteriorLighting · Private Yard · Storage

Community & fees

Taxes (2025)$2,295/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,775 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,325
FHA mortgage insurance (est.)$100
Property tax — 2025 actual bill$191
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,875
Interest rate6.00%
Loan term

Estimated payment

$1,775/mo

Principal & interest$1,325
FHA mortgage insurance (est.)$100
Property taxes (actual bill)$191
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $225K
$216KedgeAI estimate $266,263 · range $254K$283K$294K

vs edgeAI estimate

−15.5%

$/sqft vs HOLIDAY LAKE ESTATES

$173 vs $200

Days on market

57 vs 37 typical

Where $173/sqft sits among the 28 homes for sale in HOLIDAY LAKE ESTATES

9 · this home
3
5
2
6
3
$168–181$181–193$193–205$205–218$218–230$230+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Holiday Lake Estates

Map of 3415 COLDWELL DRIVE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)44 min
Downtown Tampa48 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Holiday. See the full Holiday guide →

Holiday Lake Estates — neighborhood snapshot

Population

4,232

Median age

41

Median income

$48,833

Median home value

$149,292

Avg household

2

Households w/ children

373

For the school run

Pasco County School District

MiddlePaul R. Smith Middle School★★★★
HighAnclote High School★★★★★
ElementaryGulfside Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Holiday market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$236K$230K

Holiday median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

13 of 28

HOLIDAY LAKE ESTATES have cut their price

Median sold price, Holiday, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% below the HOLIDAY 34691 median. See the full Holiday market guide →

Paper trail

This home's history

May 28, 2026Listed at $225,000 · 57 days on market since
1976Built · HOLIDAY LAKE ESTATES

Reality check

What actually sold near 3415 COLDWELL DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3305 SALISBURY DRIVESold · May ’26

$230,000

3305 SALISBURY DRIVE · same community

3 bd · 2 ba · 1,308 sqft · $176/sqft · 0 DOM

3629 ROSEWATER DRIVESold · May ’26

$255,000

3629 ROSEWATER DRIVE · same community

3 bd · 1.5 ba · 1,289 sqft · $198/sqft · 110 DOM

3608 BROMPTON DRIVESold · Mar ’26

$225,000

3608 BROMPTON DRIVE · same community

3 bd · 2 ba · 1,370 sqft · $164/sqft · 68 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3415 COLDWELL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3415 COLDWELL DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3415 COLDWELL DRIVE FAQs

What would the monthly payment be for 3415 COLDWELL DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,775/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3415 COLDWELL DRIVE?+

The most recent tax bill on record (2025) was $2,295. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Holiday?+

At $225,000, this home is listed about 8% below the Holiday median of $245,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3415 COLDWELL DRIVE?+

Paul R. Smith Middle School (middle), Anclote High School (high), Gulfside Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY, LLC · Dean Shafer. MLS #TB8513062.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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