1240 CHELSEA LANE, HOLIDAY, FL, 34691
Active60 days on marketListed Jun 9, 2026MLS #O6415458
About this home
1240 CHELSEA LANE
Discover the charm of 1240 Chelsea Ln, located in the heart of Holiday, FL. This inviting house provides a wonderful opportunity for those seeking a residence in this vibrant area. The exterior features a well-maintained facade that exudes a welcoming atmosphere. Set in a desirable location, convenient access to local amenities. While the specific interior details and amenities are not provided, the potential of this home allows for versatile living arrangements. Whether you're looking to personalize a space or enjoy a move-in ready home, this property presents an opportunity to explore the possibilities of life in Holiday, FL. With its accessible location, this house is a great option for anyone looking to enjoy what the area has to accord.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
996
Sqft
0.14 ac
Lot size
1
Garage
1970
Year built
One
Levels
$206
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,691 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,691/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
Right at the estimate
$/sqft vs HOLIDAY LAKE ESTATES
$206 vs $200
Days on market
60 vs 41 typical
Where $206/sqft sits among the 32 homes for sale in HOLIDAY LAKE ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Holiday Lake Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Holiday. See the full Holiday guide →
Holiday Lake Estates — neighborhood snapshot
Population
4,232
Median age
41
Median income
$48,833
Median home value
$149,292
Avg household
2
Households w/ children
373
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Holiday market
$233K → $232K
Holiday median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
19 of 32
HOLIDAY LAKE ESTATES have cut their price
Median sold price, Holiday, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the HOLIDAY 34691 median. See the full Holiday market guide →
Paper trail
This home's history
Reality check
What actually sold near 1240 CHELSEA LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$171,000
1415 RUSSEL LANE · same community
3 bd · 1 ba · 988 sqft · $173/sqft · 35 DOM
Sold · May ’26$132,000
3548 BLOSSOM LAKE DRIVE · same community
2 bd · 1.5 ba · 980 sqft · $135/sqft · 44 DOM
Sold · Jun ’26$127,000
1467 CLASSIC DRIVE · same community
2 bd · 1 ba · 980 sqft · $130/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1240 CHELSEA LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1240 CHELSEA LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1240 CHELSEA LANE FAQs
What would the monthly payment be for 1240 CHELSEA LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,691/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1240 CHELSEA LANE?+
The most recent tax bill on record (2025) was $2,797. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1240 CHELSEA LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Holiday?+
At $205,000, this home is listed about 15% below the Holiday median of $239,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1240 CHELSEA LANE?+
Paul R. Smith Middle School (middle), Anclote High School (high), Gulfside Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6415458.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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