128 EDGEWATER TERRACE, DUNEDIN, FL, 34698
Active52 days on marketListed May 29, 2026MLS #TB8512944
About this home
128 EDGEWATER TERRACE
This tres chic 2 bedroom, 1.5 bath super cute Mid Century stunner sits gracefully on a beautifully landscaped lot, NOT A FLOOD ZONE in the desirable Edgewater Terrace neighborhood a mere 350 ft from Edgewater Drive and St Joseph Sound. You will fall in love with this pristine home because of it's beauty and style with the added bonus of being in the delightful Dunedin golf cart area. Jump into your golf cart and venture downtown for dinner, or one of the many festivals or farmers markets. This charming home is tastefully renovated and boasts a spacious living room, 2 generous sized bedrooms and a spacious kitchen with exquisite quartz countertops, 42" soft close white cabinetry, newer stainless steel appliances and coastal blue tile backsplash. The primary bedroom is a light and bright retreat and is located at the front of the home. Bedroom 2 is also spacious and located at the rear of the home. The bathroom has been professionally designed and renovated in 2023 capitalizing on beauty and functionality. The light and bright 180 sq ft Florida room is not included in the home's square footage and leads to the spacious Oasis backyard creating a seamless blend of indoor/outdoor entertainment living. The backyard is awesome! It is so beautiful outside with many native flowers and plants that attract birds and butterflies and is fenced for privacy. The jewel of this magnificent backyard is a new heated above ground spa, an outdoor shower and a fire pit for enjoying the outdoors. There is also a large shed for storage. The outdoors has extensive outdoor lighting and is stunning after dark. The lighting and irrigation system were installed in 2025. This home is move in ready with tasteful touches such as; neutral color tones, modern light fixtures, Plantation shutters, Thermal Block out blinds, 12x24 grey floor tiles in the kitchen and engineered hardwood floors throughout this impeccably clean and welcoming home. This home also features newer rain gutters, hurricane impact windows in primary bedroom(2021) and newer double pane windows, a/c (2015), a newer tankless gas hot water heater (2021) and extensive paved driveway and pathway (2021). There is plenty of natural light and room to grow in this well laid out open floor plan. Couple this with excellent schools and walk or golf cart to restaurants, cafes, shops, the iconic Fenway Hotel, airports, beaches and all that fabulous downtown Dunedin has to offer and you have the quintessential Florida lifestyle home. WATCH THE ATTACHED VIDEO TO FEEL THE FLOW.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,100
Sqft
0.14 ac
Lot size
1
Garage
1954
Year built
One
Levels
$681
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,211 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,211/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+84.5%
$/sqft vs Dunedin actives
$681 vs $296
Days on market
52 vs 51 typical
Where $681/sqft sits among the 266 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
152 of 266
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 152% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 128 EDGEWATER TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$735,000
120 EDGEWATER TERRACE · same community
2 bd · 2 ba · 1,168 sqft · $629/sqft · 200 DOM
Sold · Jul ’26$699,000
122 N HYER AVENUE · same community
3 bd · 2.5 ba · 1,482 sqft · $472/sqft · 37 DOM
Sold · Jul ’25$640,000
138 EDGEWATER TERRACE · same community
3 bd · 2 ba · 1,694 sqft · $378/sqft · 125 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 128 EDGEWATER TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 128 EDGEWATER TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
128 EDGEWATER TERRACE FAQs
What would the monthly payment be for 128 EDGEWATER TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,211/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 128 EDGEWATER TERRACE?+
The most recent tax bill on record (2025) was $8,746. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 128 EDGEWATER TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $749,000, this home is listed about 88% above the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 128 EDGEWATER TERRACE?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$749,000 runs 152% above the DUNEDIN 34698 median.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Marina Kloppel, Pa. MLS #TB8512944.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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