660 ISLAND WAY UNIT 301, CLEARWATER BEACH, FL, 33767
Active65 days on marketListed May 29, 2026MLS #TB8512876
About this home
660 ISLAND WAY UNIT 301
Welcome to Diamond Isle — a beautifully maintained waterfront community nestled within the highly desirable Island Estates neighborhood of Clearwater Beach. This spacious 2-bedroom, 2-bath residence offers a bright and inviting interior with floor-to-ceiling windows that fill the living spaces with natural light. The kitchen features crisp cabinetry, modern appliances, sleek countertops, and a charming breakfast nook perfect for morning coffee or casual dining. A versatile bonus space near the entry can function as a home office, additional dining area, or flex space to suit your lifestyle, complete with an in-unit washer and dryer for added convenience. The generously sized primary suite includes a walk-in closet and private ensuite bath, while the guest bedroom creates flexibility for guests, a roommate, family, or remote work. Residents of Diamond Isle enjoy an exceptional collection of resort-style amenities. This residence includes an assigned covered parking space along with ample guest parking. Perfectly positioned just minutes from Clearwater Beach, fine dining, shopping, marinas, and entertainment venues including BayCare Sound and the historic Bilheimer Capitol Theatre, this is an opportunity to enjoy the ease of Florida waterfront living in one of Clearwater’s most desirable coastal communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,350
Sqft
0 ac
Lot size
1976
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$178 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$178/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clearwater Beach actives
$2 vs $564
Days on market
65 vs 84 typical
Where $2/sqft sits among the 284 Clearwater Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Island Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Island Estate — neighborhood snapshot
Population
2,783
Median age
62
Median income
$108,222
Median home value
$631,400
Avg household
2
Households w/ children
223
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $916K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
122 of 284
Clearwater Beach actives have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 660 ISLAND WAY UNIT 301
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$290,000
660 ISLAND WAY UNIT 903 · same community
2 bd · 2 ba · 1,350 sqft · $215/sqft · 74 DOM
Sold · May ’26$405,000
660 ISLAND WAY UNIT 703 · same community
2 bd · 2 ba · 1,350 sqft · $300/sqft · 280 DOM
Sold · Dec ’25$380,000
660 ISLAND WAY UNIT 306 · same community
2 bd · 2 ba · 1,350 sqft · $281/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 660 ISLAND WAY UNIT 301 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 660 ISLAND WAY UNIT 301 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
660 ISLAND WAY UNIT 301 FAQs
What would the monthly payment be for 660 ISLAND WAY UNIT 301?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 660 ISLAND WAY UNIT 301?+
The listing reports pets: Cats OK, Dogs OK, Monthly Pet Fee, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater Beach?+
At $2,500, this home is listed about 100% below the Clearwater Beach median of $808,600. The market section on this page shows how the area is trending.
Which schools are assigned to 660 ISLAND WAY UNIT 301?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CLEARWATER BEACH 33767 market on paper
$2,500 is 100% below the CLEARWATER BEACH 33767 median of $555,000, and at $2/sqft it sits under the Clearwater Beach average of $673.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Roy Fillyaw. MLS #TB8512876.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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