
660 ISLAND WAY UNIT 202, CLEARWATER BEACH, FL, 33767
Active129 days on marketListed Mar 26, 2026MLS #TB8488372
About this home
660 ISLAND WAY UNIT 202
Price significantly reduced due to the owner's relocation. BREATHTAKING, FULLY RENOVATED WATERFRONT CONDO IN ISLAND ESTATES! Welcome to a truly one-of-a-kind residence in the highly sought-after Diamond Isle community of Island Estates, where luxury, comfort, & coastal living come together seamlessly. This stunning, completely renovated condo has been thoughtfully redesigned with meticulous attention to every detail & showcases water views through expansive floor-to-ceiling windows in the great room & dining area. From the moment you enter, you’ll appreciate the custom open-concept layout, enhanced by elegant walnut engineered wood flooring throughout the condo except the guest bedroom & bathrooms. The spacious great room flows effortlessly into a chef-inspired kitchen featuring white wood cabinetry with soft-close doors & drawers, lazy Susan, pull-out shelving, granite countertops, & a striking iridescent pearl backsplash that extends into the dining area, a custom-built buffet, glass-front cabinets & under-cabinet lighting. A large breakfast bar comfortably seats four, great for entertaining. Premium stainless steel appliances, including a Samsung side-by-side refrigerator, 5-burner glass-top range, built-in microwave, & dishwasher, complete the space. A tray ceiling with crown molding & a dedicated office workspace add both style & functionality. The expansive primary suite offers a serene retreat with a beautifully updated en suite bath featuring wood cabinetry, granite countertops, & a tub with a clear glass shower enclosure, along with a large custom closet. The generously sized second bedroom with neutral Berber carpet can easily accommodate two queen beds & offers ample storage. A second full bathroom includes a walk-in shower with glass doors & matching high-end finishes and large tiles. Additional highlights include: • Hurricane impact windows throughout • Plantation shutters in bedrooms & blinds in living areas • Enlarged indoor laundry with full-size washer/dryer, & shelving • Walk-in pantry & additional storage • Commercial-size water heater with water softener plumbing • Brand new A/C system • Completed MIRS/SIRS inspections confirming the building is in excellent structural condition This unit is ideally positioned on the second floor of a 10-story building, offering the perfect balance of elevated views & convenient accessibility. RESORT-STYLE AMENITIES INCLUDE: • Waterfront heated pool • Tiki hut, BBQ grills, & picnic areas • Community boat dock & rentable boat slips (subject to availability) • Lighted tennis and pickleball courts • Fitness centers with locker rooms & sauna • Billiards room, ping pong, shuffleboard, & game rooms • Library, sitting room, & large banquet/event space with kitchen • Bike storage, kayak storage & an open & private storage areas. • Assigned covered parking (#47) • Pet-friendly (1 dog or cat up to 20 lbs.) Located just moments from the renowned Clearwater Marine Aquarium and the world-famous Clearwater Beach, you’ll enjoy easy access to pristine white sand beaches, breathtaking sunsets, & a vibrant coastal lifestyle. Island Estates itself offers a unique, self-contained environment where you can walk, bike, or take a trolley to restaurants, grocery stores, shops, banking, & more. Sold furnished (with select exclusions). This exceptional property is a rare opportunity to own a move-in-ready waterfront retreat in Clearwater Beach.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,350
Sqft
1.76 ac
Lot size
1976
Year built
One
Levels
$362
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,510 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,510/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.6%
$/sqft vs Clearwater Beach actives
$362 vs $564
Days on market
129 vs 84 typical
Where $362/sqft sits among the 283 Clearwater Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Island Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Island Estate — neighborhood snapshot
Population
2,783
Median age
62
Median income
$108,222
Median home value
$631,400
Avg household
2
Households w/ children
223
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $916K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
121 of 283
Clearwater Beach actives have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 660 ISLAND WAY UNIT 202
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$290,000
660 ISLAND WAY UNIT 903 · same community
2 bd · 2 ba · 1,350 sqft · $215/sqft · 74 DOM
Sold · May ’26$405,000
660 ISLAND WAY UNIT 703 · same community
2 bd · 2 ba · 1,350 sqft · $300/sqft · 280 DOM
Sold · Dec ’25$380,000
660 ISLAND WAY UNIT 306 · same community
2 bd · 2 ba · 1,350 sqft · $281/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 660 ISLAND WAY UNIT 202 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 660 ISLAND WAY UNIT 202 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
660 ISLAND WAY UNIT 202 FAQs
What would the monthly payment be for 660 ISLAND WAY UNIT 202?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,510/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 660 ISLAND WAY UNIT 202?+
The most recent tax bill on record (2025) was $3,061. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 660 ISLAND WAY UNIT 202?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater Beach?+
At $489,000, this home is listed about 40% below the Clearwater Beach median of $808,600. The market section on this page shows how the area is trending.
Which schools are assigned to 660 ISLAND WAY UNIT 202?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CLEARWATER BEACH 33767 market on paper
$489,000 is 12% below the CLEARWATER BEACH 33767 median of $555,000, and at $362/sqft it sits under the Clearwater Beach average of $673.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $539,000, now $489,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Tara Beheshti. MLS #TB8488372.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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