3104 SAND TRAP COURT, LAKELAND, FL, 33810
Active74 days on marketListed May 28, 2026MLS #TB8512867
About this home
3104 SAND TRAP COURT
Virtually Staged. Some of the photos have been staged to show how furnishings would appear in the home. Immaculate golf course home located on the 15Th hole within the 55+ gated community of Highland Fairways in Lakeland Florida. BRAND NEW A/C INSTALLED JULY 2026 WITH 10 YR WARRANTY. This stunning home is 1839 square feet of air-conditioned living space and 2794 square feet that includes a bright Florida room, screened in patio, 2 stall and golf cart garages. Features include Bruce hardwood floors throughout the living room and bedrooms, accented by crown moulding. In the entryway is whiterock imported from California. The kitchen is updated with corian countertops, Kitchen-aid appliances. new microwave, new LED recessed ceiling lights, under counter illuminated lighting and an Insinkerator for instant hot water. Also there is an energy efficient tankless hot water heater. The kitchen extends to the outdoor patio with 2 motorized roll-up screens. The master bedroom features crown moulding, tray ceiling and a sliding glass door that leads to the Florida room. The master bathroom features walk-in shower, 2 above counter sinks, a makeup vanity, 2 large walk-in closets and porcelain tile throughout. On the opposite side are 2 additional spacious bedrooms, with a guest bathroom including above counter sink and porcelain tile. You will love the lighted paver brick throughout the driveway and entryway. A BRAND NEW ROOF was installed JANUARY 2026, new garage door opener, updated plumbing and additional insulation added in attic for energy savings. The average monthly utilities for 2025 was $146 to include electric, water, sewage and garbage The home has 2 large attic areas and lots of additional storage throughout. Community amenities include a pool, pickleball and tennis court, golf course, shuffleboard and clubhouse activities. HOA monthly fees of $240 include Spectrum premium tv and internet plus lawn maintenance. Located very close to all shopping and access to I-4. Get ready to enjoy living in a nice golf course community.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,839
Sqft
0.2 ac
Lot size
2
Garage
1991
Year built
One
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,431 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,431/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.5%
$/sqft vs Lakeland actives
$163 vs $194
Days on market
74 vs 44 typical
Where $163/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
202 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the LAKELAND 33810 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 3104 SAND TRAP COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$260,000
3149 SAND TRAP COURT · same community
2 bd · 2 ba · 1,942 sqft · $134/sqft · 222 DOM
Sold · Oct ’25$225,000
3109 SAND TRAP COURT · same community
2 bd · 2 ba · 1,624 sqft · $139/sqft · 13 DOM
Sold · Mar ’26$260,000
3115 PEBBLE BEND DRIVE · same community
2 bd · 2 ba · 1,609 sqft · $162/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3104 SAND TRAP COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3104 SAND TRAP COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3104 SAND TRAP COURT FAQs
What would the monthly payment be for 3104 SAND TRAP COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,431/mo — principal and interest, the actual property-tax bill, the $240/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3104 SAND TRAP COURT?+
The association fee works out to $240 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3104 SAND TRAP COURT?+
The most recent tax bill on record (2025) was $1,668. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3104 SAND TRAP COURT?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $299,000, this home is listed about 12% below the Lakeland median of $339,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the LAKELAND 33810 market on paper
$299,000 is 11% below the LAKELAND 33810 median of $335,000, and at $163/sqft it sits under the Lakeland average of $207.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $309,000, now $299,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLAT FEE MLS REALTY · Stephen Hachey. MLS #TB8512867.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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