3250 PEBBLE BEND DRIVE, LAKELAND, FL, 33810
Active24 days on marketListed Jun 30, 2026MLS #A4698555
About this home
3250 PEBBLE BEND DRIVE
Welcome to 3250 Pebble Bend Drive in the highly sought-after Highland Fairways, a gated 55+ golf community in beautiful Lakeland, Florida. This exceptional home has been completely updated inside and out, offering the perfect blend of modern style, quality craftsmanship, and low-maintenance living. From the moment you arrive, you'll appreciate the fresh exterior, beautifully updated interior, and move-in-ready condition that makes this home truly stand out. (PROFESSIONAL PHOTOS COMING SOON!) Highland Fairways is centered around its private, year-round 18-hole executive golf course, making it a golfer's dream. Residents enjoy weekly league and team play, individual play, monthly tournaments, couples events, exciting night glow golf, organized scrambles, and affordable daily rates. Annual and seasonal memberships are available, and whether you prefer walking or riding, you'll love the professionally maintained course and vibrant golf community. Beyond golf, Highland Fairways offers an incredible resort-style lifestyle with activities for every interest. Residents enjoy dances, dinners, travel opportunities, monthly social events, fitness classes, tennis, pickleball, bocce, bowling, swimming, shuffleboard, pool volleyball, bingo, Bible study, line dancing, chorus, billiards, Scrabble, horseshoes, bridge, euchre, pinochle, cribbage, pepper, mahjongg, and much more. Whether you're looking for an active social calendar or a peaceful place to relax, you'll find it here. Conveniently located with a welcoming atmosphere and beautifully maintained grounds, Highland Fairways offers the best of Central Florida retirement living. If you've been searching for a fully updated home in one of Lakeland's premier active adult communities, 3250 Pebble Bend Drive is ready to welcome you home.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,092
Sqft
0.13 ac
Lot size
1
Garage
1988
Year built
One
Levels
$229
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,221 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,221/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.8%
$/sqft vs Lakeland actives
$229 vs $196
Days on market
24 vs 33 typical
Where $229/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
The numbers that matter
The Lakeland market
$318K → $320K
Lakeland median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
196 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the LAKELAND 33810 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 3250 PEBBLE BEND DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$199,000
2243 SEA ISLAND CIRCLE N · same community
2 bd · 2 ba · 1,057 sqft · $188/sqft · 22 DOM
Sold · Aug ’25$199,500
3158 PEBBLE BEND DRIVE · same community
2 bd · 2 ba · 1,034 sqft · $193/sqft · 142 DOM
Sold · Dec ’25$196,900
2234 SEA ISLAND CIR N · same community
2 bd · 2 ba · 1,166 sqft · $169/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3250 PEBBLE BEND DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3250 PEBBLE BEND DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3250 PEBBLE BEND DRIVE FAQs
What would the monthly payment be for 3250 PEBBLE BEND DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,221/mo — principal and interest, the actual property-tax bill, the $240/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3250 PEBBLE BEND DRIVE?+
The association fee works out to $240 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3250 PEBBLE BEND DRIVE?+
The most recent tax bill on record (2025) was $2,866. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3250 PEBBLE BEND DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $249,900, this home is listed about 26% below the Lakeland median of $340,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Cynthia Vazquez Lane. MLS #A4698555.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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