7 GEORGIA AVENUE, CRYSTAL BEACH, FL, 34681
Active66 days on marketListed May 28, 2026MLS #TB8512723
About this home
7 GEORGIA AVENUE
PRICE IMPROVEMENT! Discover the best value in Crystal Beach at 7 Georgia Avenue—a beautifully updated coastal home offering flexible living space, modern upgrades, and the laid-back golf cart lifestyle that makes this Gulf Coast community so desirable. Whether you're searching for a primary residence, vacation home, or investment property, this home checks all the boxes. Inside, you'll find an updated kitchen, newer luxury vinyl flooring, and a versatile layout designed for today's lifestyle. The spacious walk-in flex room can easily serve as a 4th bedroom, home office, fitness room, media room, playroom, or guest suite, giving you the flexibility to make the space your own. Major improvements provide added peace of mind, including HVAC (2021), repaired deck (2026), and roof (2012). Buyers will also appreciate the opportunity to assume the seller's transferable flood insurance discount, with the current premium at approximately $1,348 per year, helping reduce long-term ownership costs. Located in the heart of Crystal Beach, you'll enjoy one of Pinellas County's most charming waterfront communities known for its golf cart-friendly streets, mature oak trees, waterfront parks, and spectacular Gulf sunsets. Spend weekends walking to the Crystal Beach Pier, launching a paddleboard, fishing, or enjoying nearby marinas. Just minutes away are Honeymoon Island State Park, Dunedin Causeway, Downtown Dunedin, Tarpon Springs, Palm Harbor, and Ozona, where you'll find award-winning restaurants, breweries, boutiques, festivals, boating, and endless waterfront recreation. Commuters and travelers will appreciate the convenient access to Clearwater Beach, Tampa International Airport, and Downtown Tampa, making this an ideal location for both full-time living and seasonal enjoyment. Preferred lender incentives may be available for qualified buyers, including a complimentary appraisal. If you've been searching for an updated Crystal Beach home with flexible living space, coastal charm, and exceptional value, schedule your private showing today before this opportunity is gone.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,412
Sqft
0.13 ac
Lot size
1976
Year built
Two
Levels
$333
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,311 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,311/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Crystal Beach actives
$333 vs $394
Days on market
66 vs 31 typical
Where $333/sqft sits among the 23 Crystal Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Crystal Beach. See the full Crystal Beach guide →
CRYSTAL BEACH 34681 — neighborhood snapshot
Population
1,331
Median age
42.9
Median home value
$680,500
Avg household
2.63
Households w/ children
253
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal Beach market
$1.2M → $605K
Crystal Beach median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
19 of 23
Crystal Beach actives have cut their price
Median sold price, Crystal Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% below the CRYSTAL BEACH 34681 median. See the full Crystal Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 7 GEORGIA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$350,000
608 FLORIDA BOULEVARD · same community
3 bd · 2 ba · 1,442 sqft · $243/sqft · 142 DOM
Sold · Jan ’26$525,000
135 FLORIDA BOULEVARD · same community
4 bd · 2 ba · 1,656 sqft · $317/sqft · 231 DOM
Sold · Nov ’25$515,000
401 PENNSYLVANIA AVENUE
3 bd · 2 ba · 1,386 sqft · $372/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7 GEORGIA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7 GEORGIA AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7 GEORGIA AVENUE FAQs
What would the monthly payment be for 7 GEORGIA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,311/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7 GEORGIA AVENUE?+
The most recent tax bill on record (2025) was $2,124. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7 GEORGIA AVENUE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Crystal Beach?+
At $469,900, this home is listed about 38% below the Crystal Beach median of $760,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7 GEORGIA AVENUE?+
Palm Harbor University High (high), Ozona Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CRYSTAL BEACH 34681 market on paper
$469,900 is 37% below the CRYSTAL BEACH 34681 median of $747,450, and at $333/sqft it sits under the Crystal Beach average of $412.
02Time on market is leverage
66 days on market against a Crystal Beach median of 31 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Palm Harbor University High, Ozona Elementary School, Palm Harbor Middle School — Palm Harbor University High rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $509,900, now $469,900 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Chapin Richards. MLS #TB8512723.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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