407 GEORGIA AVENUE, CRYSTAL BEACH, FL, 34681
Active272 days on marketListed Nov 3, 2025MLS #TB8442830
About this home
407 GEORGIA AVENUE
Under Construction. PRICE IMPROVEMENT…SELLER SAYS LET’S GET IT SOLD...LOCATED IN HIGHLY DESIRABLE CRYSTAL BEACH a most sought after Coastal Community is this CUSTOM BUILT, Near Completion home..This 4BR/2Bath/2 Car Garage w/ a Three-Way Split offers nearly 2200 sq feet of Handcrafted Elegance. Much thought and design has been put into this Light and Bright gorgeous home. Unique Designer Ceilings in the open concept Great Room & Chefs Kitchen and then carried on into Spa inspired owner suite. Walking in the unique custom paver designed front entry which sets the tone for a home built with intention, quality, and timeless design, you are a met with a large, spacious, beautiful hallway leading into the Great Room, which features the magnificent three panel pocket sliding glass door for seamless indoor-outdoor flow which looks onto the exceptionally designed paver patio/balcony.. The kitchen is a Chefs Delight with built-in oven and cooktop which has a large beautiful vented cabinet hood, plus pot filler, pantry cabinets and featuring a farmhouse sink..in addition, is the marble backsplash and Quartz counters/island. The master bedroom/owner suite has an extra large sized room for your private getaway, which includes your own french doors and balcony to the private rear yard.. in the suite you have a extra large shower w/rain shower head , double sink quartz vanity, and linen closet. You will find the master closet very much to your desirable size. One of the guest bedrooms in the three-way split has its own walk-in closet, and all guest bedrooms are a spacious size. Shaker interior doors throughout the home with extra large sized baseboards.The AC is an inverted 4 ton ultra quiet system super high efficiency for low electric bills and requiring only One filter throughout the home.. four zone sprinkler system. Extra tall ceiling in garage can accommodate concept of additional storage there. It’s Gulf Coast luxury living in Crystal Beach…Golf Cart friendly, Pinellas Trail right there, County Boat Launch, new Community Pier, Park and much more..Easy access to Beaches, Innisbrook Golf Course plus Tampa or St Pete Airports. All schools zone for home are A rated. A rare opportunity to own a newly built, elevated home in an established coastal community without the wait! Offers greater resilience and peace of mind vs many older homes in the area. Make this your New Home & Come Live the Life you Dream of in Desirable Crystal Beach..FLOOD ELEVATION FOR HOME IS 14ft(base is 13ft).Seller has engineered POOL plans(plans only) available for future buyer.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,180
Sqft
0.13 ac
Lot size
2
Garage
2026
Year built
One
Levels
$394
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,418 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,418/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31.3%
$/sqft vs Crystal Beach actives
$394 vs $388
Days on market
272 vs 31 typical
Where $394/sqft sits among the 23 Crystal Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Crystal Beach. See the full Crystal Beach guide →
CRYSTAL BEACH 34681 — neighborhood snapshot
Population
1,331
Median age
42.9
Median home value
$680,500
Avg household
2.63
Households w/ children
253
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal Beach market
$1.2M → $605K
Crystal Beach median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
19 of 23
Crystal Beach actives have cut their price
Median sold price, Crystal Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the CRYSTAL BEACH 34681 median. See the full Crystal Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 407 GEORGIA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$525,000
135 FLORIDA BOULEVARD · same community
4 bd · 2 ba · 1,656 sqft · $317/sqft · 231 DOM
Sold · Apr ’26$350,000
608 FLORIDA BOULEVARD · same community
3 bd · 2 ba · 1,442 sqft · $243/sqft · 142 DOM
Sold · Aug ’25$529,900
1259 RIBOLLA DRIVE
3 bd · 2.5 ba · 2,174 sqft · $244/sqft · 131 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 407 GEORGIA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 407 GEORGIA AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
407 GEORGIA AVENUE FAQs
What would the monthly payment be for 407 GEORGIA AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,418/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 407 GEORGIA AVENUE?+
The most recent tax bill on record (2025) was $3,542. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal Beach?+
At $859,900, this home is listed about 13% above the Crystal Beach median of $760,000. The market section on this page shows how the area is trending.
Which schools are assigned to 407 GEORGIA AVENUE?+
Palm Harbor University High (high), Ozona Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$859,900 runs 15% above the CRYSTAL BEACH 34681 median — but at 2,180 sqft it's also 22% larger than the typical Crystal Beach listing.
02Time on market is leverage
272 days on market against a Crystal Beach median of 31 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Palm Harbor University High, Ozona Elementary School, Palm Harbor Middle School — Palm Harbor University High rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,099,999, now $859,900 — a $240K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BLAKE REAL ESTATE INC · Phyllis Day. MLS #TB8442830.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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