David Ramirez
$875,0002 bd2 ba1,392 sqft$629 /sqft$6,180 /mo all-in ↓

1400 GULF BOULEVARD UNIT 409, CLEARWATER BEACH, FL, 33767

Active61 days on marketListed May 28, 2026MLS #TB8512686

WaterfrontPrivate poolCondominiumSAND KEY CONDO-SOUTH BEACH 1

About this home

1400 GULF BOULEVARD UNIT 409

Virtually Staged. Panoramic ocean vistas and modern luxury blend seamlessly in this stunning beachfront property. Situated in a prime oceanfront location in the heart of Sand Key, this rarely available NW corner unit offers sweeping UNOBSTRUCTED views of the beach and Gulf that stretch all the way to Honeymoon Island. No expense was spared in this impeccable renovation. High-end touches include exquisite porcelain tile flooring that runs throughout, custom 5-inch base boards, new interior doors, ambient cove lighting, and upgraded floor to ceiling sliding doors that access a 23ft. balcony with incredible water views. All doors are protected by storm shutters. West facing windows provide direct views of the Gulf and abundant natural light. The designer Chef's kitchen is a masterpiece, perfectly configured for entertaining and maximum functionality. Custom features include shaker wood cabinetry with soft-close drawers, GORGEOUS Calcutta Cielo quartz countertop, custom ambient lighting, and top of the line stainless-steel Bosch appliances. There is even a West facing window with an ocean view for the chef! Both bedrooms are spacious with sliding doors that access the balcony and generous closet space that includes built-in organizers. The owner's retreat adds dual closets and ensuite bath with dual vanities. Luxurious spa-inspired baths feature lighted high-tech anti-fog mirrors, quartz countertops, and resort-style showers that include upgraded fixtures and dual shower heads. This property also comes with a premium under-building parking space and storage locker for your beach toys! South Beach I is a vibrant gated community that is perfectly positioned on one of the most pristine beaches that you will find anywhere. Experience unforgettable sunsets from the Tiki Huts and swim in the heated resort-style pool that overlooks the Gulf. Other amenities include a fitness room, pool baths, outdoor showers, onsite manager, and club room for social events. Close to everything including excellent restaurants, shops, entertainment, and the Jolley Trolley! Call now to schedule your tour. Virtual tours are also available.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,392

Sqft

0.07 ac

Lot size

1973

Year built

One

Levels

$629

Per sqft

Private poolWaterfrontWater view

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Wine Refrigerator
InteriorElevator · Living Room/Dining Room Combo · Open Floorplan · Solid Wood Cabinets · Stone Counters · Thermostat
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofBuilt-Up
ConstructionConcrete
FoundationSlab
ViewWater
FacesWest
ExteriorBalcony · Hurricane Shutters · Lighting · Outdoor Shower · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2025)$11,650/yr
PetsCats OK, Dogs OK
CommunityFishing · Gulf/Ocean Front · Waterfront · Clubhouse · Community Mailbox · Fitness Center · Gated Community - No Guard · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,180 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,721
PMI (est., until 20% equity)$328
Property tax — 2025 actual bill$971
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $87,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $87,500
Interest rate6.00%
Loan term

Estimated payment

$6,180/mo

Principal & interest$4,721
PMI (est., until 20% equity)$328
Property taxes (actual bill)$971
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $875K
$513KedgeAI estimate $658,098 · range $535K$715K$910K

vs edgeAI estimate

+33%

$/sqft vs SAND KEY CONDO-SOUTH BEACH 1

$629 vs $525

Days on market

61 vs 84 typical

Where $629/sqft sits among the 6 homes for sale in SAND KEY CONDO-SOUTH BEACH 1

3
0
1
0
0
2 · this home
$466–493$493–520$520–547$547–574$574–602$602+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sand Key

Map of 1400 GULF BOULEVARD UNIT 409 inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)40 min
Downtown Tampa44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater Beach. See the full Clearwater Beach guide →

Sand Key — neighborhood snapshot

Population

2,337

Median age

71

Median income

$109,542

Median home value

$727,100

Avg household

2

For the school run

Pinellas County School District

ElementaryMildred Helms Elementary School★★★★
HighLargo High School★★★★★
MiddleLargo Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater Beach market

Seller’s marketLeans buyer10.1 months of inventoryBuyer’s market

$535K$916K

Clearwater Beach median sold, yr/yr

93.9%

Sale-to-list ratio (12 mo)

2 of 6

SAND KEY CONDO-SOUTH BEACH 1 have cut their price

Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 59% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →

Paper trail

This home's history

May 28, 2026Listed at $875,000 · 61 days on market since
1973Built · SAND KEY CONDO-SOUTH BEACH 1

Reality check

What actually sold near 1400 GULF BOULEVARD UNIT 409

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1400 GULF BOULEVARD UNIT 511Sold · Nov ’25

$700,000

1400 GULF BOULEVARD UNIT 511 · same community

2 bd · 2 ba · 1,327 sqft · $528/sqft · 186 DOM

1400 GULF BOULEVARD UNIT 506Sold · Apr ’26

$740,000

1400 GULF BOULEVARD UNIT 506 · same community

3 bd · 2 ba · 1,637 sqft · $452/sqft · 29 DOM

1400 GULF BOULEVARD UNIT 306Sold · Sep ’25

$565,000

1400 GULF BOULEVARD UNIT 306 · same community

3 bd · 2 ba · 1,637 sqft · $345/sqft · 72 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1400 GULF BOULEVARD UNIT 409 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1400 GULF BOULEVARD UNIT 409 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1400 GULF BOULEVARD UNIT 409 FAQs

What would the monthly payment be for 1400 GULF BOULEVARD UNIT 409?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,180/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1400 GULF BOULEVARD UNIT 409?+

The most recent tax bill on record (2025) was $11,650. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1400 GULF BOULEVARD UNIT 409?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater Beach?+

At $875,000, this home is listed about 8% above the Clearwater Beach median of $808,600. The market section on this page shows how the area is trending.

Which schools are assigned to 1400 GULF BOULEVARD UNIT 409?+

Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$875,000 runs 59% above the CLEARWATER BEACH 33767 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of CENTURY 21 COAST TO COAST · Jill Peterson. MLS #TB8512686.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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