1400 GULF BOULEVARD UNIT 109, CLEARWATER BEACH, FL, 33767
Active167 days on marketListed Feb 17, 2026MLS #TB8476827
About this home
1400 GULF BOULEVARD UNIT 109
Rare Gulf-front corner residence featuring an oversized balcony, panoramic beach views, and a highly desirable location on the building’s first residential level. Unlike a traditional ground-floor condominium, all living areas are elevated above the garage level, combining convenient access with exceptional views, privacy, and peace of mind. This spacious 2-bedroom, 2-bath condominium features an exceptional 20x40 private ocean-facing terrace—one of the largest in the building—creating a seamless indoor-outdoor lifestyle with panoramic Gulf views and breathtaking sunset vistas. The fully renovated, turnkey interior showcases cohesive, high-end finishes throughout, including marble tile flooring across the entire residence. The brand-new open-concept kitchen features custom white cabinetry, quartz countertops, modern hardware, stainless steel appliances, and generous island seating, ideal for both everyday living and entertaining. A custom built-in entertainment wall with integrated electric fireplace, display shelving, accent lighting, and glass shelving adds both function and architectural interest. The oversized primary suite is a private retreat featuring a custom walk-in closet with built-in drawers, shelving, and abundant hanging space. The second bedroom also includes a tailored closet system, ensuring organization and functionality. Both spa-inspired bathrooms have been beautifully updated with new cabinetry, refined countertops, and elegant finishes. Additional conveniences include an in-unit washer and dryer, under-building parking, and a private storage unit. Elevated first-floor positioning provides added peace of mind, while the gated building offers electronically guarded entry and secure keypad access. Residents enjoy a community pool with a charming tiki-style seating area—ideal for relaxing or hosting guests. The building has recently been painted and refreshed, enhancing both curb appeal and long-term value. All assessments have been paid in full. Situated in the quiet, walkable Sand Key neighborhood—renowned for its privacy and residential feel— this residence offers private beach access, scenic walking paths, and a tranquil coastal setting. Experience the perfect blend of luxury, security, and beachfront serenity.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,392
Sqft
0.07 ac
Lot size
1
Garage
1973
Year built
One
Levels
$611
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,999 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,999/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.9%
$/sqft vs SAND KEY CONDO-SOUTH BEACH 1
$611 vs $525
Days on market
167 vs 75 typical
Where $611/sqft sits among the 6 homes for sale in SAND KEY CONDO-SOUTH BEACH 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sand Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Sand Key — neighborhood snapshot
Population
2,337
Median age
71
Median income
$109,542
Median home value
$727,100
Avg household
2
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $905K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
1 of 6
SAND KEY CONDO-SOUTH BEACH 1 have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1400 GULF BOULEVARD UNIT 109
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$700,000
1400 GULF BOULEVARD UNIT 511 · same community
2 bd · 2 ba · 1,327 sqft · $528/sqft · 186 DOM
Sold · Apr ’26$740,000
1400 GULF BOULEVARD UNIT 506 · same community
3 bd · 2 ba · 1,637 sqft · $452/sqft · 29 DOM
Sold · Sep ’25$565,000
1400 GULF BOULEVARD UNIT 306 · same community
3 bd · 2 ba · 1,637 sqft · $345/sqft · 72 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1400 GULF BOULEVARD UNIT 109 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1400 GULF BOULEVARD UNIT 109 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1400 GULF BOULEVARD UNIT 109 FAQs
What would the monthly payment be for 1400 GULF BOULEVARD UNIT 109?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,999/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1400 GULF BOULEVARD UNIT 109?+
The most recent tax bill on record (2025) was $11,207. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1400 GULF BOULEVARD UNIT 109?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater Beach?+
At $849,999, this home is listed about 6% above the Clearwater Beach median of $799,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1400 GULF BOULEVARD UNIT 109?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$849,999 runs 54% above the CLEARWATER BEACH 33767 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
167 days on market against a Clearwater Beach median of 75 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $879,000, now $849,999 — a $29K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER REALTY OF TAMPA · Vilma Morkunas. MLS #TB8476827.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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