David Ramirez
$1,250,0003 bd2.5 ba2,762 sqft$453 /sqft$7,722 /mo all-in ↓

3525 FAIRVIEW STREET, SAFETY HARBOR, FL, 34695

Active33 days on marketListed Jul 1, 2026MLS #TB8512600

Private poolSingle Family ResidenceKENNEDYS HARRY SUB

About this home

3525 FAIRVIEW STREET

One private acre in Safety Harbor. Rarely does a property like this become available. Nestled on a beautiful homesite in desirable Safety Harbor, this charming farmhouse-style residence, just minutes to downtown, offers the perfect blend of country living and modern convenience. The home features 3 generous bedrooms, 2.5 bathrooms, and two versatile bonus rooms that can be used as a home office, gym, playroom, guest space, or hobby room. Outside, enjoy your own backyard oasis with a sparkling Pebble Tec pool, expansive deck and grill area, covered outdoor living areas, and a detached air conditioned 3-car garage with breezeway to the house. The expansive acreage provides room for gardening, recreation, and endless possibilities. Enjoy the tranquility of country-style living. Walk, ride your bike or golf cart to beautiful Philippe Park featuring tree lined walkways, boat launch, picnic shelters and minutes from charming downtown Safety Harbor. Safety Harbor feels like a Hallmark movie come to life. Stroll to locally owned coffee shops, cozy wine bars, craft breweries, boutique shopping, the beloved Sunday Farmers Market, and year-round festivals that bring the community together. Spend an evening on the waterfront pier watching the dolphins and manatees surface in the bay, or enjoy the breathtaking sunsets along the shoreline. Privacy. Space. Flexibility. Opportunity. No HOA , High and Dry. This is Safety Harbor living at its finest. 4 Point inspection completed, Concrete Block , Roof 2007 no issues ,Seller offering credit towards new roof at closing. 3 HVAC plus a mini split , 2021, 2025 and 2026,

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,762

Sqft

0.92 ac

Lot size

3

Garage

1985

Year built

Two

Levels

$453

Per sqft

Private poolFireplaceGarden & Pool & Trees/Woods viewNegotiablePets allowed

Inside

FlooringLuxury Vinyl · Tile · Hardwood
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Filtration System · Water Purifier · Water Softener
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · PrimaryBedroom Upstairs · Stone Counters · Vaulted Ceiling(s)
LaundryIn Garage
CoolingCentral Air · Mini-Split Unit(s)
HeatingElectric · Propane
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Vinyl Siding
FoundationSlab
ViewGarden · Pool · Trees/Woods
FacesNorth
ExteriorLighting · Private Entrance · Private Mailbox · Private Yard

Community & fees

Taxes (2025)$4,178/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,722 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,745
PMI (est., until 20% equity)$469
Property tax — 2025 actual bill$348
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $125,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $125,000
Interest rate6.00%
Loan term

Estimated payment

$7,722/mo

Principal & interest$6,745
PMI (est., until 20% equity)$469
Property taxes (actual bill)$348
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.3M
$793KedgeAI estimate $910,674 · range $826K$944K$1.3M

vs edgeAI estimate

+37.3%

$/sqft vs Safety Harbor actives

$453 vs $324

Days on market

33 vs 62 typical

Where $453/sqft sits among the 93 Safety Harbor actives

20
31
14
8 · this home
6
14
$134–234$234–333$333–433$433–533$533–633$633+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Safety Harbor

Map of 3525 FAIRVIEW STREET

Drive times from this address

Tampa Int’l Airport (TPA)29 min
Downtown Tampa33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Safety Harbor. See the full Safety Harbor guide →

SAFETY HARBOR 34695 — neighborhood snapshot

Population

17,882

Median age

50.6

Median income

$96,138

Median home value

$418,200

Avg household

2.42

Households w/ children

1,727

For the school run

Pinellas County School District

HighCountryside High School★★★★★
ElementaryLeila Davis Elementary School★★★★
MiddleSafety Harbor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Safety Harbor market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$548K$680K

Safety Harbor median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

54 of 93

Safety Harbor actives have cut their price

Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 136% above the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →

Paper trail

This home's history

Jul 1, 2026Listed at $1,250,000 · 33 days on market since
1985Built · KENNEDYS HARRY SUB

Reality check

What actually sold near 3525 FAIRVIEW STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3644 ENTERPRISE ROAD ESold · Jun ’26

$875,000

3644 ENTERPRISE ROAD E · same community

4 bd · 2 ba · 2,059 sqft · $425/sqft · 7 DOM

2356 MESSENGER CIRCLESold · Mar ’26

$780,000

2356 MESSENGER CIRCLE

4 bd · 2 ba · 2,709 sqft · $288/sqft · 111 DOM

2165 MAJESTIC OAKS BOULEVARDSold · Jun ’26

$1,500,000

2165 MAJESTIC OAKS BOULEVARD

3 bd · 3 ba · 2,905 sqft · $516/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3525 FAIRVIEW STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3525 FAIRVIEW STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3525 FAIRVIEW STREET FAQs

What would the monthly payment be for 3525 FAIRVIEW STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,722/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3525 FAIRVIEW STREET?+

The most recent tax bill on record (2025) was $4,178. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3525 FAIRVIEW STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Safety Harbor?+

At $1,250,000, this home is listed about 100% above the Safety Harbor median of $624,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3525 FAIRVIEW STREET?+

Countryside High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,250,000 runs 136% above the SAFETY HARBOR 34695 median — but at 2,762 sqft it's also 45% larger than the typical Safety Harbor listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Countryside High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Kathryn Scheller. MLS #TB8512600.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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