David Ramirez
$749,900$799,0003 bd3.5 ba2,834 sqft$265 /sqft$5,075 /mo all-in ↓

4415 AVENUE CANNES, LUTZ, FL, 33558

Active45 days on marketListed Jun 17, 2026MLS #TB8512564

Reduced $49KPrivate poolSingle Family ResidenceCHEVAL - CANNES VILLAGE

About this home

4415 AVENUE CANNES

Spanning over 2,800 square feet, this spacious Cheval residence offers a very unique floor plan with 3 en-suite primary bedrooms and 3.5 bathrooms, a large two-story family room, eat-in kitchen, formal dining room, with a desirable first-floor primary suite. Upstairs, you’ll find two generously sized en-suite bedrooms one with a large balcony, providing privacy and flexibility for family and guests. Nestled within one of Cheval’s most desirable enclaves, this home presents a unique opportunity to enjoy all the benefits of Cheval living with significantly lower HOA fees than many sections of Cheval East, making it an exceptional value within this sought-after gated community. Designed for both everyday living and entertaining, the expansive two-story family room serves as the heart of the home with a cozy fireplace, while the spacious eat-in kitchen and formal dining room provide ample space for gatherings. Large windows fill the home with natural light and showcase views of the private screened lanai, sparkling pool, and serene conservation backdrop. Recent exterior improvements provide peace of mind, including a NEW TILE ROOF (2026) and NEW EXTERIOR PAINT (2026). The outdoor living space offers the perfect setting to relax, entertain, or simply enjoy the privacy of the conservation views. The screened pool area provides a true Florida lifestyle experience in a peaceful setting. This home is a great opportunity to create a showplace while building equity in one of Lutz’s most sought after communities. Whether you’re seeking a primary residence, seasonal retreat, or investment opportunity, 4415 Avenue Cannes presents an exceptional chance to secure a spacious pool home in Cheval and make it uniquely yours. WITH A RATED SCHOOLS, close to highways, shopping, restaurants and the airport this home won’t last long.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,834

Sqft

0.17 ac

Lot size

2

Garage

1990

Year built

Two

Levels

$265

Per sqft

Private poolFireplacePets allowed

Inside

FlooringCeramic Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Washer
InteriorAccessibility Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofTile
ConstructionStucco · Wood Frame (FSC Certified)
FoundationSlab
FacesEast
ExteriorIrrigation System

Community & fees

HOA fee$162/mo
Taxes (2025)$5,106/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Sprinkler Recycled · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,075 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,046
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$426
HOA fee — from the listing$162
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $74,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $74,990
Interest rate6.00%
Loan term

Estimated payment

$5,075/mo

Principal & interest$4,046
PMI (est., until 20% equity)$281
Property taxes (actual bill)$426
HOA / condo fee$162
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Lutz actives

$265 vs $244

Days on market

45 vs 35 typical

Where $265/sqft sits among the 276 Lutz actives

82
85
56 · this home
23
10
20
$174–215$215–256$256–297$297–338$338–379$379+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lutz

Map of 4415 AVENUE CANNES

Drive times from this address

Downtown Tampa31 min
Tampa Int’l Airport (TPA)31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lutz. See the full Lutz guide →

LUTZ 33558 — neighborhood snapshot

Population

30,912

Median age

40.4

Median income

$107,427

Median home value

$479,300

Avg household

2.76

Households w/ children

4,377

For the school run

Pasco County School District

HighSunlake High School★★★★
MiddleCharles S. Rushe Middle School★★★★
ElementaryOakstead Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$580K$487K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

161 of 276

Lutz actives have cut their price

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 79% above the LUTZ 33558 median. See the full Lutz market guide →

Paper trail

This home's history

CurrentPrice reduced to $749,900 $49K
Jun 17, 2026Listed at $799,000 · 45 days on market since
1990Built · CHEVAL - CANNES VILLAGE

Reality check

What actually sold near 4415 AVENUE CANNES

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

18823 WIMBLEDON CIRCLESold · Aug ’25

$780,000

18823 WIMBLEDON CIRCLE

4 bd · 3 ba · 2,757 sqft · $283/sqft · 147 DOM

18814 PLACE ANTIBESSold · Jun ’26

$719,900

18814 PLACE ANTIBES

4 bd · 2.5 ba · 2,718 sqft · $265/sqft · 4 DOM

5014 TORREY HILLS LANESold · Oct ’25

$700,000

5014 TORREY HILLS LANE

4 bd · 3 ba · 3,016 sqft · $232/sqft · 22 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4415 AVENUE CANNES — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4415 AVENUE CANNES — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4415 AVENUE CANNES FAQs

What would the monthly payment be for 4415 AVENUE CANNES?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,075/mo — principal and interest, the actual property-tax bill, the $162/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4415 AVENUE CANNES?+

The association fee works out to $162 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4415 AVENUE CANNES?+

The most recent tax bill on record (2025) was $5,106. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4415 AVENUE CANNES?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lutz?+

At $749,900, this home is listed about 53% above the Lutz median of $489,999. The market section on this page shows how the area is trending.

Which schools are assigned to 4415 AVENUE CANNES?+

Sunlake High School (high), Charles S. Rushe Middle School (middle), Oakstead Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$749,900 runs 79% above the LUTZ 33558 median — but at 2,834 sqft it's also 33% larger than the typical Lutz listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Sunlake High School, Charles S. Rushe Middle School, Oakstead Elementary School — Sunlake High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $799,000, now $749,900 — a $49K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY LLC · Stacy Wolfson. MLS #TB8512564.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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