David Ramirez
$779,000$789,0005 bd3 ba3,292 sqft$237 /sqft$5,579 /mo all-in ↓

1686 CHERRY WALK ROAD, LUTZ, FL, 33558

Active56 days on marketListed May 28, 2026MLS #TB8512563

Reduced $10KSingle Family ResidenceMORSANI PH 1

About this home

1686 CHERRY WALK ROAD

PRICE IMPROVEMENT!! Welcome to this beautifully maintained 5-bedroom, 3-bathroom home nestled in a warm, friendly community known for its ideal location and outstanding amenities. Perfectly positioned for convenience, this home offers easy access to major highways, making commuting, shopping, dining, and entertainment effortless while still enjoying the comfort of a peaceful neighborhood setting. Designed with both functionality and comfort in mind, the Santina 2 floor plan features generous living areas ideal for entertaining and everyday living. The private downstairs guest bedroom and full bathroom provide the perfect setup for visitors, multigenerational living, or a quiet home office retreat. The large kitchen features ample cabinetry and counter space, with a large island perfect for gatherings or making quiet meals at home. The dining nook offers a custom-built wrap around bench for maximizing seating and storage. The kitchen truly is the heart of the home and overlooks the family room and expansive back yard- one of the property's stand out features. Upstairs, the spacious primary suite and additional bedrooms provide comfort and privacy for the whole family. The primary suite features a luxurious ensuite bathroom designed for both comfort and relaxation, complete with dual vanities, an oversized soaking tub, a separate walk-in shower, and abundant natural light. The expansive walk-in closet offers exceptional storage with ample space for wardrobe organization. The three additional bedrooms are generously sized and thoughtfully designed to offer both comfort and versatility. Whether used as bedrooms, a home office, fitness space, or playroom, each room provides ample closet space and natural light. The shared upstairs bathroom is conveniently located to maximize functionality for family and guests, creating a practical and well-balanced layout ideal for everyday living. At the center of the upstairs living space, an expansive open loft provides endless possibilities for customization and entertainment. Perfect as a media room, home theater, gaming lounge, secondary living area, playroom, or home office, this versatile space creates the ideal gathering spot for family and guests. Its open layout and central location seamlessly connect the upstairs bedrooms while offering plenty of room to design the lifestyle space that best fits your needs. Step outside to the showstopping backyard — an extraordinary outdoor oasis with endless possibilities for a resort-style pool, outdoor kitchen, entertaining area, or private play space. With unmatched yard size and premium lot placement, this property truly stands apart from the rest of the community. And YES, it has a 3-car garage! Located within a highly desirable school district and surrounded by community parks, walking trails, playgrounds, and neighborhood events, this home offers not just a place to live, but a true sense of community and lifestyle.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

3,292

Sqft

0.26 ac

Lot size

3

Garage

2019

Year built

Two

Levels

$237

Per sqft

Park/Greenbelt view

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock · Slab
ViewPark/Greenbelt
FacesSouthwest
ExteriorPlayground · Private Yard · Sidewalk · Sliding Doors · Sprinkler Metered · Tennis Court(s)

Community & fees

HOA fee$10/mo
Taxes (2025)$10,956/yr
PetsCats OK, Dogs OK
CommunityDock · Fishing · Lake · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,579 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,203
PMI (est., until 20% equity)$292
Property tax — 2025 actual bill$913
HOA fee — from the listing$10
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $77,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $77,900
Interest rate6.00%
Loan term

Estimated payment

$5,579/mo

Principal & interest$4,203
PMI (est., until 20% equity)$292
Property taxes (actual bill)$913
HOA / condo fee$10
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $779K
$640KedgeAI estimate $678,229 · range $667K$706K$810K

vs edgeAI estimate

+14.9%

$/sqft vs Lutz actives

$237 vs $244

Days on market

56 vs 35 typical

Where $237/sqft sits among the 262 Lutz actives

73
85 · this home
54
19
11
20
$172–213$213–254$254–295$295–335$335–376$376+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lutz

Map of 1686 CHERRY WALK ROAD

Drive times from this address

Downtown Tampa33 min
Tampa Int’l Airport (TPA)33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lutz. See the full Lutz guide →

LUTZ 33558 — neighborhood snapshot

Population

30,912

Median age

40.4

Median income

$107,427

Median home value

$479,300

Avg household

2.76

Households w/ children

4,377

For the school run

Hillsborough County School District

ElementaryMcKitrick Elementary School★★★★★
MiddleMartinez Middle School★★★★★
HighSteinbrenner High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$580K$487K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

147 of 262

Lutz actives have cut their price

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 111% above the LUTZ 33558 median. See the full Lutz market guide →

Paper trail

This home's history

CurrentPrice reduced to $779,000 $10K
May 28, 2026Listed at $789,000 · 56 days on market since
2019Built · MORSANI PH 1

Reality check

What actually sold near 1686 CHERRY WALK ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1710 CHERRY WALK ROADSold · Dec ’25

$915,000

1710 CHERRY WALK ROAD · same community

4 bd · 3.5 ba · 3,126 sqft · $293/sqft · 0 DOM

19484 BLOSSOM VINE LANESold · Apr ’26

$855,000

19484 BLOSSOM VINE LANE · same community

5 bd · 4 ba · 3,531 sqft · $242/sqft · 3 DOM

19293 BREYNIA DRIVESold · Sep ’25

$685,000

19293 BREYNIA DRIVE · same community

5 bd · 3.5 ba · 3,531 sqft · $194/sqft · 58 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1686 CHERRY WALK ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1686 CHERRY WALK ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1686 CHERRY WALK ROAD FAQs

What would the monthly payment be for 1686 CHERRY WALK ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,579/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1686 CHERRY WALK ROAD?+

The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1686 CHERRY WALK ROAD?+

The most recent tax bill on record (2025) was $10,956. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1686 CHERRY WALK ROAD?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lutz?+

At $779,000, this home is listed about 59% above the Lutz median of $489,999. The market section on this page shows how the area is trending.

Which schools are assigned to 1686 CHERRY WALK ROAD?+

McKitrick Elementary School (elementary), Martinez Middle School (middle), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$779,000 runs 111% above the LUTZ 33558 median — but at 3,292 sqft it's also 55% larger than the typical Lutz listing.

02Park/Greenbelt views

The park/greenbelt view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

McKitrick Elementary School, Martinez Middle School, Steinbrenner High School, Patricia Sullivan Metropolitan Ministries Partnership School — McKitrick Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $789,000, now $779,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of LPT REALTY, LLC · Karrie Duffy. MLS #TB8512563.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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