12596 93RD WAY, LARGO, FL, 33773
Active56 days on marketListed May 26, 2026MLS #TB8512294
About this home
12596 93RD WAY
Step inside to an inviting interior where elegance meets comfort, highlighted by soaring vaulted ceilings, abundant natural light, and a striking stone fireplace that anchors the main living area. The double-sided fireplace design seamlessly connects the living and dining spaces, creating a warm and cohesive flow. The chef’s kitchen impresses with granite countertops, solid wood cabinetry, and a stainless steel appliance package, The thoughtfully designed floor plan features a blend of durable ceramic tile and plush carpeting, leading to a serene primary suite with a spacious walk-in closet and direct access to the outdoor lanai. Outside, a private screened oasis awaits, complete with an expansive covered patio, cooling fans, a sparkling in-ground pool, and an integrated heated spa. Located on in desirable Shadow Pines Estates, this exceptional home also offers a fully fenced backyard with lush tropical landscaping, a two-car garage, and convenient access to pristine Gulf beaches and top-rated schools.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,820
Sqft
0.21 ac
Lot size
2
Garage
1988
Year built
One
Levels
$343
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,032 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,032/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.3%
$/sqft vs Largo actives
$343 vs $236
Days on market
56 vs 42 typical
Where $343/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Shadow Pines
Get to know Largo. See the full Largo guide →
Shadow Pines — neighborhood snapshot
Population
378
Median age
34
Median income
$95,208
Median home value
$337,900
Avg household
3
Households w/ children
23%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
206 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 184% above the LARGO 33773 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 12596 93RD WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$490,000
12350 91ST WAY · same community
3 bd · 2 ba · 1,858 sqft · $264/sqft · 4 DOM
Sold · Sep ’25$490,000
12230 91ST WAY · same community
3 bd · 2 ba · 1,732 sqft · $283/sqft · 3 DOM
Sold · Jul ’26$529,000
9320 126TH AVENUE · same community
3 bd · 2 ba · 1,538 sqft · $344/sqft · 106 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12596 93RD WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12596 93RD WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12596 93RD WAY FAQs
What would the monthly payment be for 12596 93RD WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,032/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12596 93RD WAY?+
The most recent tax bill on record (2025) was $3,185. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12596 93RD WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $625,000, this home is listed about 132% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 12596 93RD WAY?+
Southern Oak Elementary School (elementary), Osceola Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$625,000 runs 184% above the LARGO 33773 median — but at 1,820 sqft it's also 49% larger than the typical Largo listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Southern Oak Elementary School, Osceola Middle School, Pinellas Park High School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REDFIN CORPORATION · David Morales. MLS #TB8512294.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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