12595 93RD WAY, LARGO, FL, 33773
Active314 days on marketListed Sep 12, 2025MLS #TB8425992
About this home
12595 93RD WAY
Virtually Staged. Priced to SELL!! Welcome to Shadow Pines! This 3-bedroom, 2-bathroom, 2-car garage block home is located in desirable family-friendly Shadow Pines! Inside you’ll find an open split floor plan with a spacious kitchen, a gas fireplace, and generously sized bedrooms. A screened porch overlooks the large fenced yard, and provides a great location for that classic Florida outdoor living. And if you are looking for a place to store your toys, a side drive provides area to park a boat or RV. This home is conveniently located near shopping, dining, schools, and so much more. Not to mention it is just 15 miles from award-winning sugar sand beaches with pristine sunsets while only 25 minutes from vibrant downtown St. Petersburg with 5 star dining, sports and so much more. So schedule your private tour today and don’t miss your chance to make this Shadow Pines home yours!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,650
Sqft
0.21 ac
Lot size
2
Garage
1988
Year built
One
Levels
$279
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,298 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,298/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.2%
Days on market
314 vs 42 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Shadow Pines
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Shadow Pines — neighborhood snapshot
Population
378
Median age
34
Median income
$95,208
Median home value
$337,900
Avg household
3
Households w/ children
23%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 109% above the LARGO 33773 median. See the full Largo market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12595 93RD WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12595 93RD WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12595 93RD WAY FAQs
What would the monthly payment be for 12595 93RD WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,298/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12595 93RD WAY?+
The most recent tax bill on record (2024) was $2,729. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Largo?+
At $459,800, this home is listed about 71% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 12595 93RD WAY?+
Southern Oak Elementary School (elementary), Osceola Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$459,800 runs 109% above the LARGO 33773 median — but at 1,650 sqft it's also 35% larger than the typical Largo listing.
02Time on market is leverage
314 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Southern Oak Elementary School, Osceola Middle School, Pinellas Park High School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $534,900, now $459,800 — a $75K cut. The full history is in the market section below.
Listing courtesy of REALTY EXPERTS · David McCollum. MLS #TB8425992.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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