David Ramirez
$2,8505 bd3 ba2,520 sqft$1 /sqft$181 /mo all-in ↓

4842 SAN PALERMO DRIVE, BRADENTON, FL, 34208

Active68 days on marketListed May 26, 2026MLS #TB8511793

Priced 99% below the BRADENTON 34208 medianFully furnishedSingle Family ResidenceCOTTAGES AT SAN LORENZO

About this home

4842 SAN PALERMO DRIVE

Now available with a Lease Option to Buy program, offering a flexible path to homeownership. Welcome to 4842 San Palermo Dr , a well-maintained home designed for comfortable Florida living. This inviting residence features a functional floor plan with spacious living areas, abundant natural light, and generously sized bedrooms. The kitchen offers ample cabinet and counter space and is complemented by an oversized pantry, providing exceptional storage for groceries, small appliances, and household essentials. A standout feature of this home is the first-floor in-suite bedroom, complete with its own private bathroom, making it ideal for guests, multigenerational living, a home office, or anyone seeking the convenience of a main-level retreat. Enjoy a private outdoor space perfect for relaxing or entertaining family and friends. Conveniently located just minutes from I-75, approximately 15 minutes from University Town Center (UTC), 25–30 minutes from Anna Maria Island, and within easy reach of Coquina Beach, Siesta Key, downtown Bradenton, shopping, dining, schools, and medical facilities. Whether you're looking to lease with the opportunity to purchase or are ready to make a move now, this home offers flexibility, convenience, and value. Schedule your private showing today to learn more about the lease option program and everything this property has to offer. ! This charming home offers comfortable living with a functional layout designed for everyday convenience. Featuring spacious living areas, well-sized bedrooms, and abundant natural light, this property is perfect for relaxing or entertaining. The kitchen provides ample cabinetry and counter space, ideal for home cooking and gatherings. Enjoy a private outdoor area suitable for morning coffee, pets, or weekend barbecues. Conveniently located just approximately 15 minutes from University Town Center (UTC) for premier shopping and dining, and about 25–30 minutes from local Gulf beaches, including Anna Marie Island and Siesta Key. With easy access to schools, major roadways, downtown Bradenton, and the Riverwalk, this home offers both comfort and an ideal Florida lifestyle.The home is conveniently located just minutes from I-75, making travel to and from North Florida easy and direct.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,520

Sqft

0.09 ac

Lot size

2

Garage

2017

Year built

Two

Levels

$1

Per sqft

Furnished

Inside

AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

Community & fees

PetsNo

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$181 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$17
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $100Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $100
Interest rate6.00%
Loan term

Estimated payment

$181/mo

Principal & interest$17
FHA mortgage insurance (est.)$1
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Bradenton actives

$1 vs $249

Days on market

68 vs 53 typical

Where $1/sqft sits among the 400 Bradenton actives

3 · this home
55
151
96
53
42
$1–85$85–169$169–253$253–337$337–421$421+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cottages At San Lorenzo

Map of 4842 SAN PALERMO DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa49 min
Tampa Int’l Airport (TPA)59 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Cottages At San Lorenzo — neighborhood snapshot

Population

1,254

Median age

34

Median income

$74,283

Median home value

$310,500

Avg household

3

Households w/ children

198

For the school run

Manatee County School District

ElementaryWilliam H. Bashaw Elementary★★★★
MiddleCarlos E. Haile Middle School★★★★★
HighBraden River High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

200 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the BRADENTON 34208 median. See the full Bradenton market guide →

Paper trail

This home's history

May 26, 2026Listed at $2,850 · 68 days on market since
2017Built · COTTAGES AT SAN LORENZO

Reality check

What actually sold near 4842 SAN PALERMO DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

108 SAN AVELLINO COURTSold · Aug ’25

$385,000

108 SAN AVELLINO COURT · same community

4 bd · 2.5 ba · 2,260 sqft · $170/sqft · 83 DOM

5118 SAN PALERMO DRIVESold · Apr ’26

$340,000

5118 SAN PALERMO DRIVE · same community

4 bd · 2.5 ba · 1,997 sqft · $170/sqft · 167 DOM

5231 SAN PALERMO DRIVESold · Jun ’26

$291,500

5231 SAN PALERMO DRIVE · same community

3 bd · 2 ba · 1,529 sqft · $191/sqft · 47 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4842 SAN PALERMO DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4842 SAN PALERMO DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4842 SAN PALERMO DRIVE FAQs

What would the monthly payment be for 4842 SAN PALERMO DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 4842 SAN PALERMO DRIVE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $2,850, this home is listed about 99% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 4842 SAN PALERMO DRIVE?+

William H. Bashaw Elementary (elementary), Carlos E. Haile Middle School (middle), Braden River High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY, LLC · Tennille Moore. MLS #TB8511793.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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