4842 SAN PALERMO DRIVE, BRADENTON, FL, 34208
Active182 days on marketListed Feb 1, 2026MLS #TB8471315
About this home
4842 SAN PALERMO DRIVE
Now available with a Lease Option to Buy program, offering a flexible path to homeownership. Welcome to 4842 San Palermo Dr, a well-maintained home designed for comfortable Florida living. This inviting residence features a functional floor plan with spacious living areas, abundant natural light, and generously sized bedrooms. The kitchen offers ample cabinet and counter space and is complemented by an oversized pantry, providing exceptional storage for groceries, small appliances, and household essentials. A standout feature of this home is the first-floor in-suite bedroom, complete with its own private bathroom, making it ideal for guests, multigenerational living, a home office, or anyone seeking the convenience of a main-level retreat. Enjoy a private outdoor space perfect for relaxing or entertaining family and friends. Conveniently located just minutes from I-75, approximately 15 minutes from University Town Center (UTC), 25–30 minutes from Anna Maria Island, and within easy reach of Coquina Beach, Siesta Key, downtown Bradenton, shopping, dining, schools, and medical facilities. Whether you're looking to lease with the opportunity to purchase or are ready to make a move now, this home offers flexibility, convenience, and value. Schedule your private showing today to learn more about the lease option program .
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,520
Sqft
0.09 ac
Lot size
2
Garage
2017
Year built
Two
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,398 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,398/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2%
$/sqft vs Bradenton actives
$171 vs $251
Days on market
182 vs 53 typical
Where $171/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cottages At San Lorenzo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Cottages At San Lorenzo — neighborhood snapshot
Population
1,254
Median age
34
Median income
$74,283
Median home value
$310,500
Avg household
3
Households w/ children
198
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
197 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the BRADENTON 34208 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4842 SAN PALERMO DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$385,000
108 SAN AVELLINO COURT · same community
4 bd · 2.5 ba · 2,260 sqft · $170/sqft · 83 DOM
Sold · Apr ’26$340,000
5118 SAN PALERMO DRIVE · same community
4 bd · 2.5 ba · 1,997 sqft · $170/sqft · 167 DOM
Sold · Jun ’26$291,500
5231 SAN PALERMO DRIVE · same community
3 bd · 2 ba · 1,529 sqft · $191/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4842 SAN PALERMO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4842 SAN PALERMO DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4842 SAN PALERMO DRIVE FAQs
What would the monthly payment be for 4842 SAN PALERMO DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,398/mo — principal and interest, the actual property-tax bill, the $149/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4842 SAN PALERMO DRIVE?+
The association fee works out to $149 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4842 SAN PALERMO DRIVE?+
The most recent tax bill on record (2024) was $4,408. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4842 SAN PALERMO DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $429,999, this home is listed about 9% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 4842 SAN PALERMO DRIVE?+
William H. Bashaw Elementary (elementary), Carlos E. Haile Middle School (middle), Braden River High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$429,999 runs 23% above the BRADENTON 34208 median — but at 2,520 sqft it's also 59% larger than the typical Bradenton listing.
02Time on market is leverage
182 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $450,000, now $429,999 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Tennille Moore. MLS #TB8471315.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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