18400 GULF BOULEVARD UNIT 1301, INDIAN SHORES, FL, 33785
Active73 days on marketListed May 28, 2026MLS #TB8511360
About this home
18400 GULF BOULEVARD UNIT 1301
Turnkey. Ready to earn from day one. Unit 1301 at Beach Cottage is a 1,400 square foot, fully furnished two-bedroom, two-bath Gulf-front condo with superb reviews and weekly rentals allowed. Step onto your oversized private balcony and enjoy south westerly tropical views and partial views of the Gulf. The beach and resort style pool are just below. White sand. Warm water. Endless sunsets over Indian Shores. Inside, the space is clean, open, and filled with light. The living and dining rooms flow to the wide beachfront balcony. A fireplace adds warmth and character. The kitchen offers ample cabinet space, generous counters, and a breakfast nook built for slow mornings after the beach. Full size laundry is also located in the kitchen. The split-bedroom layout gives owners and guests privacy. The primary suite faces south west and opens to the balcony. It features a walk-in closet and dual vanities. The second bedroom and bath are spacious and comfortable for family and guests alike. Beach Cottage offers resort-style amenities including a heated pool, hot tub, expansive sun deck, grilling station, elevator access, under-building assigned parking, guest parking, and bike and kayak storage. Walk to local restaurants, beach bars, boutiques, fishing charters, and live music. Paddleboard at sunrise. Take the trolley down the coast. Two international airports are within easy reach. A second home. A full-time residence. An investment with real income and real views. This is Gulf living, simple and true
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,400
Sqft
1982
Year built
One
Levels
$461
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,559 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,559/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.2%
$/sqft vs Indian Shores actives
$461 vs $568
Days on market
73 vs 90 typical
Where $461/sqft sits among the 86 Indian Shores actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Shores. See the full Indian Shores guide →
INDIAN SHORES 33785 — neighborhood snapshot
Population
4,871
Median age
58.1
Median income
$98,750
Median home value
$689,500
Avg household
1.94
Households w/ children
193
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Shores market
$535K → $655K
Indian Shores median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
40 of 86
Indian Shores actives have cut their price
Median sold price, Indian Shores, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the INDIAN SHORES 33785 median. See the full Indian Shores market guide →
Paper trail
This home's history
Reality check
What actually sold near 18400 GULF BOULEVARD UNIT 1301
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$725,000
18400 GULF BOULEVARD UNIT 1512 · same community
2 bd · 2 ba · 1,400 sqft · $518/sqft · 201 DOM
Sold · Feb ’26$800,000
18400 GULF BOULEVARD UNIT 1211 · same community
2 bd · 2 ba · 1,400 sqft · $571/sqft · 260 DOM
Sold · Oct ’25$475,000
18400 GULF BOULEVARD UNIT 1105 · same community
2 bd · 2 ba · 1,400 sqft · $339/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18400 GULF BOULEVARD UNIT 1301 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18400 GULF BOULEVARD UNIT 1301 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18400 GULF BOULEVARD UNIT 1301 FAQs
What would the monthly payment be for 18400 GULF BOULEVARD UNIT 1301?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,559/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18400 GULF BOULEVARD UNIT 1301?+
The most recent tax bill on record (2025) was $8,117. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18400 GULF BOULEVARD UNIT 1301?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Shores?+
At $645,000, this home is listed about 3% below the Indian Shores median of $664,500. The market section on this page shows how the area is trending.
Which schools are assigned to 18400 GULF BOULEVARD UNIT 1301?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the INDIAN SHORES 33785 market on paper
$645,000 is 11% below the INDIAN SHORES 33785 median of $725,000, and at $461/sqft it sits under the Indian Shores average of $683.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $650,000, now $645,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DOIRON REALTY INC · Pete Doiron. MLS #TB8511360.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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