631 DE SOTO DRIVE, TIERRA VERDE, FL, 33715
Active72 days on marketListed May 26, 2026MLS #TB8511025
About this home
631 DE SOTO DRIVE
Welcome to 631 DeSoto Drive in beautiful Tierra Verde, Florida — a completely updated, move-in ready home offering the perfect blend of luxury, comfort, and Florida lifestyle living. Ideally located just minutes from St. Pete’s award-winning white sand beaches, downtown St. Petersburg, Fort De Soto Park, and only 35 minutes to Tampa International Airport, this exceptional residence places you in the heart of one of Tampa Bay’s most desirable waterfront communities. This spacious single-story home lives much larger than its square footage and features a flexible open floor plan designed for both everyday living and effortless entertaining. High ceilings and abundant natural light create an airy, welcoming atmosphere throughout the home. The thoughtfully designed split-bedroom layout includes 3 bedrooms, 2 full baths, a convenient pool bath, and a versatile office/den that can easily function as a 4th bedroom, guest space, or work-from-home retreat. The generous primary suite offers privacy and comfort, creating the perfect place to unwind. At the center of the home is a beautifully updated kitchen featuring a large island, stylish finishes, and seamless flow into the living and dining spaces. Additional interior highlights include wide plank bamboo flooring, plantation shutters, and a cozy wood-burning fireplace that adds warmth and character. Step outside to your private backyard oasis complete with mature tropical landscaping, a screened pool enclosure, and expansive outdoor living space designed for year-round enjoyment. Whether hosting gatherings or enjoying peaceful evenings at home, this property truly captures the essence of resort-style living. Located in the highly sought-after community of Tierra Verde, residents enjoy close proximity to boating, marinas, waterfront dining, biking trails, nature preserves, and some of Florida’s most beautiful Gulf beaches — all while being just 10 minutes from vibrant downtown St. Petersburg. If you’ve been searching for a move-in ready Tierra Verde home with a pool, flexible floor plan, updated finishes, and an unbeatable location, 631 DeSoto Drive is a must-see. Experience the feeling of living on vacation year-round.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,803
Sqft
0.21 ac
Lot size
2
Garage
1993
Year built
One
Levels
$582
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,882 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,882/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.5%
$/sqft vs Tierra Verde actives
$582 vs $440
Days on market
72 vs 99 typical
Where $582/sqft sits among the 60 Tierra Verde actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tierra Verde
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tierra Verde. See the full Tierra Verde guide →
TIERRA VERDE 33715 — neighborhood snapshot
Population
7,932
Median age
62.6
Median income
$105,068
Median home value
$539,700
Avg household
1.99
Households w/ children
442
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tierra Verde market
$986K → $995K
Tierra Verde median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
35 of 60
Tierra Verde actives have cut their price
Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 304% above the TIERRA VERDE 33715 median. See the full Tierra Verde market guide →
Paper trail
This home's history
Reality check
What actually sold near 631 DE SOTO DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$565,000
630 PINTA DRIVE · same community
3 bd · 2 ba · 2,071 sqft · $273/sqft · 0 DOM
Sold · Dec ’25$995,000
725 MONTE CRISTO BOULEVARD · same community
3 bd · 2 ba · 2,103 sqft · $473/sqft · 2 DOM
Sold · Jul ’26$1,375,000
648 SANTA MARIA DRIVE · same community
3 bd · 2.5 ba · 2,403 sqft · $572/sqft · 112 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 631 DE SOTO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 631 DE SOTO DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
631 DE SOTO DRIVE FAQs
What would the monthly payment be for 631 DE SOTO DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,882/mo — principal and interest, the actual property-tax bill, the $41/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 631 DE SOTO DRIVE?+
The association fee works out to $41 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 631 DE SOTO DRIVE?+
The most recent tax bill on record (2025) was $7,462. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 631 DE SOTO DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tierra Verde?+
At $1,050,000, this home is listed about 20% above the Tierra Verde median of $875,000. The market section on this page shows how the area is trending.
Which schools are assigned to 631 DE SOTO DRIVE?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,050,000 runs 304% above the TIERRA VERDE 33715 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $1,075,000, now $1,050,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Tammy Campbell McNelis PA. MLS #TB8511025.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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