David Ramirez
$835,000$935,0003 bd2.5 ba2,277 sqft$367 /sqft$5,335 /mo all-in ↓

615 MONTE CRISTO BOULEVARD, ST PETERSBURG, FL, 33715

Active71 days on marketListed May 28, 2026MLS #TB8507680

Reduced $100KSingle Family ResidenceTIERRA VERDE UNIT 1 4TH REP

About this home

615 MONTE CRISTO BOULEVARD

Virtually Staged. Tucked away in the highly desirable community of Tierra Verde, this lovingly maintained one-owner home reflects pride of ownership and meticulous care. Designed with an exceptional split bedroom floor plan that offers 3 bedrooms, 2.5 bathrooms, generous living spaces that flow beautifully for both everyday living and entertaining. The updated kitchen features granite countertops, stainless steel appliances, tile backsplash, abundant cabinetry, and a breakfast area overlooking the covered back porch. It opens comfortably to the great room and oversized dining area, creating inviting gathering spaces throughout the home. Tile flooring runs throughout the main living areas, with carpet in the bedrooms for added warmth and comfort. Hurricane impact windows and sliders provide added peace of mind while allowing natural light to fill the home. The spacious primary suite opens to the covered back porch through French doors and includes a large bath with granite countertops, custom double vanity, built-in glass-front cabinetry, seated makeup area, garden tub, separate shower, and walk-in closet. The second bedroom also features a walk-in closet, while the secondary bath offers both a tub/shower combination and an additional separate shower, providing flexibility and convenience for family and guests. Additional highlights include remarkable storage throughout the home, a large laundry room with utility sink, fenced backyard pre-plumbed for a future pool; the secondary bath includes direct porch access ideally positioned to serve as a future pool bath. The oversized 2-car garage offers substantial room for storage and hobbies; the current owners stored their boat there. The roof was replaced in 2024. This home shows beautifully and offers an increasingly rare blend of comfort, function, and island lifestyle. Conveniently located near award-winning St. Pete Beach, Fort De Soto Park, marinas, restaurants, and vibrant downtown St. Petersburg. Many locals consider Tierra Verde one of St. Pete’s best-kept secrets—offering the relaxed pace of island living with close proximity to everything you want and need, yet tucked away from the congestion of tourist areas. Here, neighbors stroll and bike the community, gather at locally loved restaurants, and enjoy the genuine neighborhood feel that makes Tierra Verde so special.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,277

Sqft

0.2 ac

Lot size

2

Garage

1989

Year built

One

Levels

$367

Per sqft

FireplaceNegotiablePets allowed

Inside

FlooringCarpet · Porcelain Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace
FacesWest
ExteriorIrrigation System

Community & fees

HOA fee$4/mo
Taxes (2025)$4,230/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Public · Sprinkler Recycled · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,335 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,506
PMI (est., until 20% equity)$313
Property tax — 2025 actual bill$352
HOA fee — from the listing$4
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $83,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $83,500
Interest rate6.00%
Loan term

Estimated payment

$5,335/mo

Principal & interest$4,506
PMI (est., until 20% equity)$313
Property taxes (actual bill)$352
HOA / condo fee$4
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $835K
$573KedgeAI estimate $1,443,775 · range $596K$2.1M$2.2M

vs edgeAI estimate

−42.2%

$/sqft vs St Petersburg actives

$367 vs $323

Days on market

71 vs 54 typical

Where $367/sqft sits among the 400 St Petersburg actives

133
132 · this home
67
25
16
27
$137–264$264–392$392–519$519–646$646–774$774+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 615 MONTE CRISTO BOULEVARD

Drive times from this address

Downtown Tampa40 min
Tampa Int’l Airport (TPA)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33715 — neighborhood snapshot

Population

7,932

Median age

62.6

Median income

$105,068

Median home value

$539,700

Avg household

1.99

Households w/ children

442

For the school run

Pinellas County School District

MiddleBay Point Middle School★★★★★
ElementaryGulfport Montessori Elementary School★★★★★
HighLakewood High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$380K$420K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

216 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 221% above the ST PETERSBURG 33715 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $835,000 $100K
May 28, 2026Listed at $935,000 · 71 days on market since
1989Built · TIERRA VERDE UNIT 1 4TH REP

Reality check

What actually sold near 615 MONTE CRISTO BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

648 SANTA MARIA DRIVESold · Jul ’26

$1,375,000

648 SANTA MARIA DRIVE · same community

3 bd · 2.5 ba · 2,403 sqft · $572/sqft · 112 DOM

725 MONTE CRISTO BOULEVARDSold · Dec ’25

$995,000

725 MONTE CRISTO BOULEVARD · same community

3 bd · 2 ba · 2,103 sqft · $473/sqft · 2 DOM

630 PINTA DRIVESold · Apr ’26

$565,000

630 PINTA DRIVE · same community

3 bd · 2 ba · 2,071 sqft · $273/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 615 MONTE CRISTO BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 615 MONTE CRISTO BOULEVARD — before you fall in love.

See it in person

Schedule a tour

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Straight answers

615 MONTE CRISTO BOULEVARD FAQs

What would the monthly payment be for 615 MONTE CRISTO BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,335/mo — principal and interest, the actual property-tax bill, the $4/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 615 MONTE CRISTO BOULEVARD?+

The association fee works out to $4 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 615 MONTE CRISTO BOULEVARD?+

The most recent tax bill on record (2025) was $4,230. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 615 MONTE CRISTO BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $835,000, this home is listed about 94% above the St Petersburg median of $431,250. The market section on this page shows how the area is trending.

Which schools are assigned to 615 MONTE CRISTO BOULEVARD?+

Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Jan Fleming. MLS #TB8507680.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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