David Ramirez
$335,0004 bd2 ba1,529 sqft$219 /sqft$2,701 /mo all-in ↓

698 WINTHROP DRIVE, SPRING HILL, FL, 34609

Active21 days on marketListed Jul 2, 2026MLS #TB8510711

Single Family ResidenceVILLAGES AT AVALON PH 1

About this home

698 WINTHROP DRIVE

Welcome to Villages of Avalon! You'll love how this home feels when you walk in with its high ceilings, lots of light and an open floor plan. The kitchen opens up to the dining and family area, allowing plenty of room for entertaining guests or keeping an eye on little ones while working on food prep. The split floor plan provides privacy for the primary suite and the secondary bedroom at the rear of the home would make a great home office with a view of the backyard. Speaking of the backyard, you'll love it! It has plenty of room for pets and outdoor games. The covered, screened lanai is a great spot to wind down the day. When you need to burn off some energy you can head over to the community lap pool and fitness center. You'll love the location, with Publix less than a mile away and you can be on Suncoast in 5 minutes to head to Tampa. The TGH Spring Hill location is right down County Line Rd along with restaurants, shops and more!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,529

Sqft

0.15 ac

Lot size

2

Garage

2008

Year built

One

Levels

$219

Per sqft

Pets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDisposal · Microwave · Range · Refrigerator
InteriorHigh Ceilings · Living Room/Dining Room Combo · Solid Wood Cabinets · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorFrench Doors · Sidewalk

Community & fees

HOA fee$73/mo
Taxes (2025)$4,177/yr
PetsYes
CommunityFitness Center · Pool

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,701 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,972
FHA mortgage insurance (est.)$148
Property tax — 2025 actual bill$348
HOA fee — from the listing$73
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,725Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,725
Interest rate6.00%
Loan term

Estimated payment

$2,701/mo

Principal & interest$1,972
FHA mortgage insurance (est.)$148
Property taxes (actual bill)$348
HOA / condo fee$73
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $335K
$265KedgeAI estimate $279,375 · range $276K$281K$348K

vs edgeAI estimate

+19.9%

$/sqft vs Spring Hill actives

$219 vs $192

Days on market

21 vs 29 typical

Where $219/sqft sits among the 400 Spring Hill actives

81
98
101
53 · this home
31
36
$145–166$166–187$187–208$208–230$230–251$251+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Hill

Map of 698 WINTHROP DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)47 min
Downtown Tampa50 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

SPRING HILL 34609 — neighborhood snapshot

Population

46,066

Median age

44.8

Median income

$79,284

Median home value

$275,900

Avg household

2.7

Households w/ children

5,105

For the school run

Hernando County School District

MiddlePowell Middle School★★★★★
HighCentral High School★★★★★
ElementaryPine Grove Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$320K$318K

Spring Hill median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

204 of 400

Spring Hill actives have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% below the SPRING HILL 34609 median. See the full Spring Hill market guide →

Paper trail

This home's history

Jul 2, 2026Listed at $335,000 · 21 days on market since
2008Built · VILLAGES AT AVALON PH 1

Reality check

What actually sold near 698 WINTHROP DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

282 WINTHROP DRIVESold · Dec ’25

$250,000

282 WINTHROP DRIVE · same community

3 bd · 2 ba · 1,588 sqft · $157/sqft · 10 DOM

454 WINTHROP DRIVESold · Apr ’26

$289,000

454 WINTHROP DRIVE · same community

3 bd · 2 ba · 1,672 sqft · $173/sqft · 56 DOM

491 WINTHROP DRIVESold · Jul ’26

$270,000

491 WINTHROP DRIVE · same community

3 bd · 2 ba · 1,340 sqft · $201/sqft · 39 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 698 WINTHROP DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 698 WINTHROP DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

698 WINTHROP DRIVE FAQs

What would the monthly payment be for 698 WINTHROP DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,701/mo — principal and interest, the actual property-tax bill, the $73/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 698 WINTHROP DRIVE?+

The association fee works out to $73 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 698 WINTHROP DRIVE?+

The most recent tax bill on record (2025) was $4,177. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 698 WINTHROP DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Spring Hill?+

At $335,000, this home is listed about 3% below the Spring Hill median of $345,000. The market section on this page shows how the area is trending.

Which schools are assigned to 698 WINTHROP DRIVE?+

Powell Middle School (middle), Central High School (high), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COASTAL PROPERTIES GROUP INTER · Jesse Hoover. MLS #TB8510711.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Spring Hill homes, in your inbox

Like 698 WINTHROP DRIVE but not quite? A daily digest of every new listing in Spring Hill — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 23, 2026 at 9:02 AM UTC. The listing information on this page last changed on July 23, 2026 at 9:02 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 23, 2026 at 9:02 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 23, 2026 at 9:02 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.