699 WINTHROP DRIVE, SPRING HILL, FL, 34609
Active68 days on marketListed May 16, 2026MLS #OM724851
About this home
699 WINTHROP DRIVE
Offering Free temporary buydown, lowering the buyer interest rate for the first year with Preferred Lender. Check out this 4-Bedroom 3-Bathroom 2 Story home with bonus room upstairs. The eat-in kitchen offers extensive cabinetry and counter space for all your storage and meal-prep needs. A large walk-in pantry keeps everything organized, while the bright breakfast area is flooded with natural light great spot for casual mornings with coffee and conversation. This functional kitchen flows seamlessly into the spacious living room, creating an inviting open-concept gathering space. The living room is generously sized and features abundant natural light, making it ideal for everyday relaxation or entertaining. Has Den/Office flex room and separate formal dining and living room areas, providing additional flexibility and elegant space for holiday dinners, family celebrations, or hosting guests. The primary suite is complete with a generous walk-in closet for ample storage and a en-suite bathroom featuring a relaxing jetted tub, separate shower, and dual vanities. Sliding glass doors open directly to the backyard, great for that morning coffee, evening unwinding, or weekend barbecues with friends and family. Its clean, has been well-maintained, and is move-in ready. Call Today lets schedule your showing.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,466
Sqft
0.13 ac
Lot size
2
Garage
2008
Year built
Two
Levels
$149
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,037 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,037/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34609 — neighborhood snapshot
Population
46,066
Median age
44.8
Median income
$79,284
Median home value
$275,900
Avg household
2.7
Households w/ children
5,105
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the SPRING HILL 34609 median. See the full Spring Hill market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 699 WINTHROP DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 699 WINTHROP DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
699 WINTHROP DRIVE FAQs
What would the monthly payment be for 699 WINTHROP DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,037/mo — principal and interest, the actual property-tax bill, the $73/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 699 WINTHROP DRIVE?+
The association fee works out to $73 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 699 WINTHROP DRIVE?+
The most recent tax bill on record (2025) was $5,779. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 699 WINTHROP DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $367,000, this home is listed about 6% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 699 WINTHROP DRIVE?+
Powell Middle School (middle), Central High School (high), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of REMAX REALTY ONE · Dustin Bradley. MLS #OM724851.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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