David Ramirez
$224,0952 bd2 ba1,144 sqft$196 /sqft$1,756 /mo all-in ↓

17624 SE 108TH TERRACE, SUMMERFIELD, FL, 34491

Active54 days on marketListed Jun 10, 2026MLS #TB8510631

Priced 19% below the SUMMERFIELD 34491 medianSingle Family ResidenceSPRUCE CRK SOUTH I

About this home

17624 SE 108TH TERRACE

Take a look at this home which has an elevated lot. Plus, it was newly remodeled throughout in 2026. Plus, brand-new installed fiberglass roof, 7 months ago. Home conveniently located at the MAIN GATE with attendant This Property is only 2 miles north of the famous Villages. The home is a FIR model, it has 2 bedrooms each with a walk-in closet and 2 bathrooms, The master bedroom has a walk-in shower, and the guest bathroom has a tub. Kitchen: ALL Brand-New unused appliances with convection oven, eat in Kitchen Nook area. The living room as you enter includes a combination formal dining area (L SHAPED). The house also has an extended 2 Car 500 sq ft Garage, Cabinetry and Washer and Dryer hook ups. It also has extra capacity AC from 2017, and newer sliding windows for easy cleaning throughout the house. The lanai has sliding vinyl-shaded window inserts in an enclosed 200 sq ft lanai with carpet. Plus, an additional 200 sq ft bonus enclosed room with a concrete floor. It's a corner lot with a fenced back yard with a gate for lots of privacy. As you step into the backyard, away from the house you will see a beautiful 30ft, mature Southern Magnolia Tree.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,144

Sqft

0.23 ac

Lot size

2

Garage

1990

Year built

One

Levels

$196

Per sqft

55+ communityPets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Ice Maker · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · L Dining · Solid Surface Counters · Solid Wood Cabinets · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionConcrete · SIP (Structurally Insulated Panel) · Vinyl Siding
FoundationSlab
FacesEast
ParkingBath In Garage · Driveway · Garage Door Opener · Guest · Workshop in Garage
ExteriorHurricane Shutters · Irrigation System · Lighting · Rain Gutters · Sprinkler Metered

Community & fees

HOA fee$135/mo
Taxes (2025)$514/yr
PetsYes
CommunityAssociation Recreation - Owned · Fitness Center · Gated Community - No Guard · Golf Carts OK · Golf · No Truck/RV/Motorcycle Parking · Park · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,756 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,319
FHA mortgage insurance (est.)$99
Property tax — 2025 actual bill$43
HOA fee — from the listing$135
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,843Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,843
Interest rate6.00%
Loan term

Estimated payment

$1,756/mo

Principal & interest$1,319
FHA mortgage insurance (est.)$99
Property taxes (actual bill)$43
HOA / condo fee$135
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $224K
$117KedgeAI estimate $188,509 · range $122K$234K$243K

vs edgeAI estimate

+18.9%

$/sqft vs Summerfield actives

$196 vs $189

Days on market

54 vs 51 typical

Where $196/sqft sits among the 353 Summerfield actives

58
78
128 · this home
51
11
27
$122–151$151–180$180–209$209–237$237–266$266+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Summerfield

Map of 17624 SE 108TH TERRACE

Drive times from this address

Downtown Orlando69 min
Universal Orlando72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Summerfield. See the full Summerfield guide →

SUMMERFIELD 34491 — neighborhood snapshot

Population

32,369

Median age

54.4

Median income

$65,900

Median home value

$253,100

Avg household

2.3

Households w/ children

2,632

For the school run

Marion County School District

MiddleLake Weir Middle School★★★★
ElementaryHarbour View Elementary School★★★★★
HighLake Weir High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Summerfield market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$279K$256K

Summerfield median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

172 of 353

Summerfield actives have cut their price

Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% below the SUMMERFIELD 34491 median. See the full Summerfield market guide →

Paper trail

This home's history

Jun 10, 2026Listed at $224,095 · 54 days on market since
1990Built · SPRUCE CRK SOUTH I

Reality check

What actually sold near 17624 SE 108TH TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

17698 SE 108TH AVENUESold · Mar ’26

$200,000

17698 SE 108TH AVENUE · same community

2 bd · 2 ba · 1,008 sqft · $198/sqft · 7 DOM

17590 SE 106TH TERRACESold · Oct ’25

$215,000

17590 SE 106TH TERRACE · same community

2 bd · 2 ba · 1,296 sqft · $166/sqft · 63 DOM

17710 SE 108TH AVENUESold · Mar ’26

$220,000

17710 SE 108TH AVENUE · same community

2 bd · 2 ba · 1,496 sqft · $147/sqft · 151 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 17624 SE 108TH TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 17624 SE 108TH TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

17624 SE 108TH TERRACE FAQs

What would the monthly payment be for 17624 SE 108TH TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,756/mo — principal and interest, the actual property-tax bill, the $135/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 17624 SE 108TH TERRACE?+

The association fee works out to $135 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 17624 SE 108TH TERRACE?+

The most recent tax bill on record (2025) was $514. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 17624 SE 108TH TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Summerfield?+

At $224,095, this home is listed about 23% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.

Which schools are assigned to 17624 SE 108TH TERRACE?+

Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FLAT FEE MLS REALTY · Stephen Hachey. MLS #TB8510631.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Summerfield homes, in your inbox

Like 17624 SE 108TH TERRACE but not quite? A daily digest of every new listing in Summerfield — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 4, 2026 at 2:33 AM UTC. The listing information on this page last changed on August 4, 2026 at 2:33 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 4, 2026 at 2:33 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 4, 2026 at 2:33 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.