17584 SE 105TH TERRACE, SUMMERFIELD, FL, 34491
Active44 days on marketListed Jun 19, 2026MLS #G5114005
About this home
17584 SE 105TH TERRACE
WOW! PRICE IMPROVEMENT BY MOTIVATED SELLER! Welcome to Central Florida living at its finest! Don't miss this opportunity to own a beautifully maintained and updated home in the desirable Spruce Creek South 55+ gated golf community. You will notice Newer Pergo, also Tile, and Laminate flooring throughout the house and carpet in the bedrooms, all well maintained. *** A LOT OF THE WALL PAPER GOT REMOVED *** Conveniently located near the main gate for easy access while remaining away from the main road, this popular Fir model features 2 bedrooms, 2 bathrooms, a 1-car garage, and a deep golf cart garage. A separate laundry room with newer washer and dryer is located behind the garage, along with additional storage space between the laundry area and golf cart garage—a rare and valuable feature. 18 HOLE GOLF-COURSE WITH PRO SHOP AND RESTAURANT IN THE PREMISES FOR YOUR ENJOYMENT. Major updates provide peace of mind, including: • Roof (2022) • Lanai roof upgrade (2025) • Carrier HVAC system (2025) • Hot water heater (2020) • Dishwasher (2025) • Dryer (2025) • New siding (2018) *** 2024 NEW SHOWER UPDATED*** Inside, you'll find a spacious living and dining room combination enhanced by plantation shutters and decorative chair rail molding. The kitchen features granite countertops, a pantry with pull-out shelving, A Pantry with Pull Out Shelves, and a Beautiful Chandelier. Enjoy year-round comfort in the enclosed 8'9" x 27'7" lanai, complete with a mini-split unit system. Just outside, relax on the concrete patio beneath a charming pergola. The guest bedroom features newer carpeting, and the home offers excellent storage space that is hard to find in many homes of this size. This well-maintained property boasts attractive curb appeal and is ideally located near hospitals, pharmacies, grocery stores, gas stations, retail shopping, specialty clinics, and numerous dining options. Walmart is conveniently located directly across US-441, and residents can legally cross at the traffic light near the main entrance. The rear resident gate provides direct access to a nearby shopping plaza and additional amenities. The seller is willing to leave the dining room set and select furnishings in the lanai and guest bedroom. All other furniture does not convey. Please contact your agent for a complete list of included items. Residents of Spruce Creek South enjoy an impressive array of amenities, including: 18 HOLE GOLFCOURSE WITH PRO- SHOP AND RESTAURANT IN THE PREMISES! • Clubhouse with stage and kitchen • Game rooms and billiards room • Fitness center • Men's and women's saunas • Heated outdoor pool and spa • Softball field • Recycling center • Additional parking available for a small annual or semi-annual fee Located just minutes from The Villages, residents can enjoy daily live entertainment, shopping, dining, and recreation. This move-in-ready home offers comfort, convenience, and an active Florida lifestyle in a secure gated community. Schedule your private or virtual tour today and discover everything this exceptional property has to offer!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,144
Sqft
0.25 ac
Lot size
1
Garage
1990
Year built
One
Levels
$189
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,950 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,950/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.2%
$/sqft vs SPRUCE CREEK SOUTH
$189 vs $171
Days on market
44 vs 50 typical
Where $189/sqft sits among the 14 homes for sale in SPRUCE CREEK SOUTH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$285K → $258K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
7 of 14
SPRUCE CREEK SOUTH have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 17584 SE 105TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$223,900
10462 SE 177TH PLACE · same community
2 bd · 2 ba · 1,144 sqft · $196/sqft · 6 DOM
Sold · Apr ’26$223,900
17835 SE 95TH CIRCLE · same community
2 bd · 2 ba · 1,158 sqft · $193/sqft · 250 DOM
Sold · Mar ’26$180,000
10046 SE 175TH STREET · same community
2 bd · 2 ba · 1,240 sqft · $145/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 17584 SE 105TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17584 SE 105TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
17584 SE 105TH TERRACE FAQs
What would the monthly payment be for 17584 SE 105TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,950/mo — principal and interest, the actual property-tax bill, the $180/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 17584 SE 105TH TERRACE?+
The association fee works out to $180 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 17584 SE 105TH TERRACE?+
The most recent tax bill on record (2025) was $2,924. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 17584 SE 105TH TERRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $215,900, this home is listed about 26% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 17584 SE 105TH TERRACE?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER REALTY LADY LK · Gerrie Cosme Matias. MLS #G5114005.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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