10767 SE 174TH LOOP, SUMMERFIELD, FL, 34491
Active240 days on marketListed Nov 29, 2025MLS #OM714323
About this home
10767 SE 174TH LOOP
SOLAR PANELS WILL BE PAID IN FULL. Welcome to a lifestyle where every day feels like a Saturday in the Beautiful 55+ Gated Golf Community of SPRUCE CREEK SOUTH, located adjacent to THE VILLAGES, FLORIDA. This charming 3 Bedroom, 2 Bath home offers the perfect blend of comfort, convenience, and carefree living, making it an ideal place to enjoy your retirement years to the fullest. Step inside to find soaring high ceilings and FRESH INTERIOR PAINT November 2025. The home features TILE flooring throughout the main living areas with LAMINATE flooring in the bedrooms and Florida room. Modern STAINLESS STEEL appliances add a touch of elegance to the thoughtfully designed kitchen. Practical updates include SOLAR PANELS installed in 2021 reducing electrical significantly. WINDOWS Replaced 2012. The FENCED BACKYARD is perfect for those with a beloved pet, offering peace of mind and room to enjoy the outdoors. Living here means embracing the freedom and fun of a golf cart lifestyle, with convenient access to shopping, dining, and countless local amenities, all just a short ride away. Spruce Creek South offers a warm, welcoming environment with an abundance of clubs, activities, and opportunities to connect with neighbors who soon feel like family. This home is attractively priced and ready for you to start living your best retirement life. Welcome home to Spruce Creek South where relaxation, recreation, and community come together beautifully.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,690
Sqft
0.17 ac
Lot size
2
Garage
1994
Year built
One
Levels
$133
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,025 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,025/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.5%
$/sqft vs SPRUCE CREEK SOUTH
$133 vs $172
Days on market
240 vs 50 typical
Where $133/sqft sits among the 16 homes for sale in SPRUCE CREEK SOUTH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$285K → $258K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
8 of 16
SPRUCE CREEK SOUTH have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 10767 SE 174TH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$287,000
17475 SE 107TH COURT · same community
2 bd · 2 ba · 1,678 sqft · $171/sqft · 197 DOM
Sold · Nov ’25$289,900
17576 SE 96 COURT · same community
3 bd · 2 ba · 1,726 sqft · $168/sqft · 39 DOM
Sold · Oct ’25$259,990
9916 SE 175TH PLACE · same community
2 bd · 2 ba · 1,603 sqft · $162/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10767 SE 174TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10767 SE 174TH LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10767 SE 174TH LOOP FAQs
What would the monthly payment be for 10767 SE 174TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,025/mo — principal and interest, the actual property-tax bill, the $180/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10767 SE 174TH LOOP?+
The association fee works out to $180 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10767 SE 174TH LOOP?+
The most recent tax bill on record (2025) was $3,135. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10767 SE 174TH LOOP?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $225,000, this home is listed about 22% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10767 SE 174TH LOOP?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SUMMERFIELD 34491 market on paper
$225,000 is 18% below the SUMMERFIELD 34491 median of $274,900, and at $133/sqft it sits under the Summerfield average of $204.
02Time on market is leverage
240 days on market against a Summerfield median of 50 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $239,000, now $225,000 — a $14K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Richard Lutz. MLS #OM714323.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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