David Ramirez
$699,000$715,0003 bd3 ba1,781 sqft$392 /sqft$5,582 /mo all-in ↓

4863 W FLAMINGO ROAD UNIT 2, TAMPA, FL, 33611

Active72 days on marketListed Jun 1, 2026MLS #TB8510611

Reduced $16KWaterfrontTownhouseBAY BRIDGE CONDO

About this home

4863 W FLAMINGO ROAD UNIT 2

Waterfront living at the quiet end of Flamingo Road. This 3-bedroom, 3-bath townhome-style condo offers 1,781 sq ft of light-filled, multi-level living in Bay Bridge Condominium, an intimate, gated 8-unit community sitting right on Old Tampa Bay. Step inside to a versatile ground-floor entry with direct access to the attached 2-car garage. Upstairs, the main living level opens to sweeping bay views, with the living and dining areas flowing onto a private deck where sunsets over the water become part of the daily routine. The galley kitchen features wood cabinetry, stainless appliances, and a pass-through that keeps the cook connected to the view. A guest bedroom with en-suite bath on this level offers flexibility for visitors, a home office, or a media room. The top floor is reserved for the primary suite, a true retreat with en-suite bath and a private deck overlooking the bay. A third bedroom with its own en-suite bath rounds out the upper level, making this layout ideal for families, dual-primary households, or anyone seeking a luxurious second home. Community amenities include a waterfront pool and a shared deep-water dock where residents can keep a smaller boat, kayak, paddleboard, or jet ski. Enjoy the dock for fishing, watching dolphins, and viewing Tampa Bay sunsets just steps from your door. The location puts you minutes from Westshore Blvd dining and shopping, MacDill AFB, downtown Tampa, the Gandy Bridge to St. Pete, and Tampa International Airport. Schedule your private tour and come experience waterfront South Tampa at its most relaxed.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,781

Sqft

0.02 ac

Lot size

2

Garage

1985

Year built

Three Or More

Levels

$392

Per sqft

WaterfrontFireplaceGarden & Water viewNegotiablePets allowed

Inside

FlooringHardwood
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Washer · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Solid Wood Cabinets · Stone Counters · Thermostat
LaundryElectric Dryer Hookup · In Garage · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
ViewGarden · Water
FacesWest
ExteriorBalcony

Community & fees

HOA fee$640/mo
Taxes (2025)$8,974/yr
PetsYes
CommunityGated Community - No Guard · Pool

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,582 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,772
PMI (est., until 20% equity)$262
Property tax — 2025 actual bill$748
HOA fee — from the listing$640
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,900
Interest rate6.00%
Loan term

Estimated payment

$5,582/mo

Principal & interest$3,772
PMI (est., until 20% equity)$262
Property taxes (actual bill)$748
HOA / condo fee$640
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $699K
$416KedgeAI estimate $489,475 · range $433K$630K$727K

vs edgeAI estimate

+42.8%

$/sqft vs Tampa actives

$392 vs $299

Days on market

72 vs 43 typical

Where $392/sqft sits among the 400 Tampa actives

219
103 · this home
31
14
9
24
$154–313$313–472$472–631$631–789$789–948$948+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bayside West

Map of 4863 W FLAMINGO ROAD UNIT 2 inside its neighborhood boundary

Drive times from this address

Downtown Tampa11 min
Tampa Int’l Airport (TPA)17 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Bayside West — neighborhood snapshot

Population

5,304

Median age

43

Median income

$65,981

Median home value

$354,498

Avg household

1

Households w/ children

409

For the school run

Hillsborough County School District

MiddleMadison Middle School★★★★
ElementaryAnderson Elementary School★★★★★
HighRobinson High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

210 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 75% above the TAMPA 33611 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $699,000 $16K
Jun 1, 2026Listed at $715,000 · 72 days on market since
1985Built · BAY BRIDGE CONDO

Reality check

What actually sold near 4863 W FLAMINGO ROAD UNIT 2

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4611 W PAXTON AVENUESold · Jun ’26

$505,000

4611 W PAXTON AVENUE

3 bd · 2 ba · 1,773 sqft · $285/sqft · 63 DOM

4626 LEGACY PARK DRIVESold · Jan ’26

$415,000

4626 LEGACY PARK DRIVE

3 bd · 3.5 ba · 1,807 sqft · $230/sqft · 32 DOM

4014 W ROGERS AVENUESold · Sep ’25

$560,625

4014 W ROGERS AVENUE

4 bd · 3 ba · 1,814 sqft · $309/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4863 W FLAMINGO ROAD UNIT 2 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4863 W FLAMINGO ROAD UNIT 2 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

4863 W FLAMINGO ROAD UNIT 2 FAQs

What would the monthly payment be for 4863 W FLAMINGO ROAD UNIT 2?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,582/mo — principal and interest, the actual property-tax bill, the $640/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4863 W FLAMINGO ROAD UNIT 2?+

The association fee works out to $640 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4863 W FLAMINGO ROAD UNIT 2?+

The most recent tax bill on record (2025) was $8,974. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4863 W FLAMINGO ROAD UNIT 2?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $699,000, this home is listed about 55% above the Tampa median of $449,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4863 W FLAMINGO ROAD UNIT 2?+

Madison Middle School (middle), Anderson Elementary School (elementary), Robinson High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$699,000 runs 75% above the TAMPA 33611 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $640/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Madison Middle School, Anderson Elementary School, Robinson High School, Patricia Sullivan Metropolitan Ministries Partnership School — Robinson High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $715,000, now $699,000 — a $16K cut. The full history is in the market section below.

Listing courtesy of CHARLES RUTENBERG REALTY INC. MLS #TB8510611.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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