425 MOUNT PINEY AVENUE NE UNIT 681, ST PETERSBURG, FL, 33702
Active89 days on marketListed May 19, 2026MLS #TB8510414
About this home
425 MOUNT PINEY AVENUE NE UNIT 681
One or more photo(s) has been virtually staged. No Flooding inside! Charming 2 bed/2 bath aggressively priced home is located along the community perimeter fence with no home behind. With almost 1,000 sq. ft of living space, the features are many: 2021 HVAC system with 2025 ductwork, UV light to kill bacteria and surge protector to protect the A/C; 50 gallon water heater is 2021; beautiful laminate flooring throughout; membrane roofover creates a double roof making it cooler inside and lowering electric bills; stackable washer and dryer conveniently located in kitchen area; updated windows with easy care wooden blinds; termite inspection annually with service agreement; electrical outlets located around outside of home for easy access; extra long carport allows for sitting space and large shed for storage. Beautiful trundle bed and outdoor furniture set convey with home. Two baths and two bedrooms with possible third bedroom option. Second bedroom could easily be an office. Kitchen has stove, microwave and refrigerator. Price includes share for the lot and ownership in the Co-op. Home is located in 55+ factory-built housing community conveniently located only 10 mins to downtown St. Petersburg and 15 mins to two airports. 4th Street shopping, dining and grocery are only mins away. Low monthly maintenance fee of $410 includes water, sewer, trash pick up, lawn maintenance, 24 hr manned gate, private streets and seawalls. Community has fiber optics with special rates for residents. Community amenities include heated pool, clubhouse, fitness center, two boat ramps and kayak launch and so much more! You'll love living in this welcoming community!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
906
Sqft
0.12 ac
Lot size
1970
Year built
One
Levels
$116
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,413 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,413/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.3%
$/sqft vs MOBEL AMERICANA MOBILE HOME PARK UNREC
$116 vs $196
Days on market
89 vs 57 typical
Where $116/sqft sits among the 37 homes for sale in MOBEL AMERICANA MOBILE HOME PARK UNREC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mobel Americana
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Mobel Americana — neighborhood snapshot
Population
682
Median age
66
Median income
$68,843
Median home value
$312,800
Avg household
2
Households w/ children
49%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
20 of 37
MOBEL AMERICANA MOBILE HOME PARK UNREC have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% below the ST PETERSBURG 33702 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 425 MOUNT PINEY AVENUE NE UNIT 681
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$78,000
7257 MOUNT GEORGETOWN DRIVE NE UNIT 565 · same community
2 bd · 2 ba · 893 sqft · $87/sqft · 135 DOM
Sold · Apr ’26$100,000
7202 MOUNT ESSEX DRIVE NE UNIT 499 · same community
2 bd · 1 ba · 872 sqft · $115/sqft · 155 DOM
Sold · Jul ’26$175,000
340 MOUNT OAK AVENUE NE UNIT 754 · same community
2 bd · 1.5 ba · 872 sqft · $201/sqft · 198 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 425 MOUNT PINEY AVENUE NE UNIT 681 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 425 MOUNT PINEY AVENUE NE UNIT 681 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
425 MOUNT PINEY AVENUE NE UNIT 681 FAQs
What would the monthly payment be for 425 MOUNT PINEY AVENUE NE UNIT 681?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,413/mo — principal and interest, the actual property-tax bill, the $410/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 425 MOUNT PINEY AVENUE NE UNIT 681?+
The association fee works out to $410 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 425 MOUNT PINEY AVENUE NE UNIT 681?+
The most recent tax bill on record (2025) was $2,136. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 425 MOUNT PINEY AVENUE NE UNIT 681?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $105,000, this home is listed about 76% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 425 MOUNT PINEY AVENUE NE UNIT 681?+
Shore Acres Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33702 market on paper
$105,000 is 58% below the ST PETERSBURG 33702 median of $251,500, and at $116/sqft it sits under the St Petersburg average of $380.
02Strong assigned schools
Shore Acres Elementary School, Meadowlawn Middle School, Northeast High School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $110,000, now $105,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BAREFOOT REALTY GROUP · Charity Cicardo. MLS #TB8510414.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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