David Ramirez
$104,9951 bd1 ba576 sqft$182 /sqft$1,416 /mo all-in ↓

7234 MOUNT FAIRFIELD ROAD NE UNIT 529, ST PETERSBURG, FL, 33702

Active76 days on marketListed Jun 1, 2026MLS #C7526786

Priced 58% below the ST PETERSBURG 33702 medianFully furnishedMobile HomeMOBEL AMERICANA MOBILE HOME PARK UNREC

About this home

7234 MOUNT FAIRFIELD ROAD NE UNIT 529

Investor opportunity or the perfect seasonal retreat in the highly desirable Americana Cove, a vibrant 55+ waterfront community in St. Petersburg! This well-maintained home offers flexibility for both investors and snowbirds alike. An optional repeat seasonal tenant is already in place, making this an excellent income-producing opportunity from day one. For those looking for their own Florida getaway, the home comes completely furnished, allowing you to move right in and start enjoying the Florida lifestyle immediately. Recent improvements provide added peace of mind, including a newly replaced moisture barrier. The home experienced no hurricane damage, making it a standout choice for buyers seeking a cute, quaint well-cared-for property. Americana Cove offers many amenities and low monthly maintenance fee of $410, which includes water/sewer, trash pick up, lawn mowing, 24-hour manned gate, clubhouse, heated pool, fitness center, billiards and so much more! "The Cove" is located 10 minutes from downtown St. Petersburg, 20 minutes to Tampa International Airport (TPA) and 3 minutes to 4th street restaurants, grocery and pharmacies. Community requires 675+ credit score, proof of funds or lender preapproval with contract. Pet friendly: 2 pets (dogs or cats) up to 35 pounds are welcomed! Whether you're looking to expand your investment portfolio, secure a winter escape, or enjoy year-round living, this property checks all the boxes. Don't miss this opportunity to own a furnished, move-in-ready home in one of St. Petersburg's most sought-after 55+ communities!

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

576

Sqft

117.26 ac

Lot size

1972

Year built

One

Levels

$182

Per sqft

Garden viewFurnished55+ community

Inside

FlooringVinyl
AppliancesCooktop · Dryer · Gas Water Heater · Microwave · Other · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Window Treatments
LaundryGas Dryer Hookup · Laundry Room
CoolingWall/Window Unit(s)
HeatingNatural Gas
FurnishedFurnished

Outside & construction

RoofMembrane · Metal · Roof Over
ConstructionMetal Frame
FoundationPillar/Post/Pier
ViewGarden
FacesEast
ParkingCovered · Off Street
ExteriorNone

Community & fees

HOA fee$410/mo
Taxes (2025)$2,181/yr
PetsCats OK, Dogs OK, Size Limit
CommunityAssociation Recreation - Owned · Clubhouse · Community Mailbox · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Park · Pool

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,416 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$618
FHA mortgage insurance (est.)$46
Property tax — 2025 actual bill$182
HOA fee — from the listing$410
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,675Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,675
Interest rate6.00%
Loan term

Estimated payment

$1,416/mo

Principal & interest$618
FHA mortgage insurance (est.)$46
Property taxes (actual bill)$182
HOA / condo fee$410
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs MOBEL AMERICANA MOBILE HOME PARK UNREC

$182 vs $196

Days on market

76 vs 57 typical

Where $182/sqft sits among the 37 homes for sale in MOBEL AMERICANA MOBILE HOME PARK UNREC

7
5
7 · this home
4
6
8
$102–137$137–172$172–207$207–242$242–278$278+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mobel Americana

Map of 7234 MOUNT FAIRFIELD ROAD NE UNIT 529 inside its neighborhood boundary

Drive times from this address

Downtown Tampa23 min
Tampa Int’l Airport (TPA)24 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Mobel Americana — neighborhood snapshot

Population

682

Median age

66

Median income

$68,843

Median home value

$312,800

Avg household

2

Households w/ children

49%

For the school run

Pinellas County School District

ElementaryShore Acres Elementary School★★★★
MiddleMeadowlawn Middle School★★★★★
HighNortheast High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

21 of 37

MOBEL AMERICANA MOBILE HOME PARK UNREC have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 58% below the ST PETERSBURG 33702 median. See the full St Petersburg market guide →

Paper trail

This home's history

Jun 1, 2026Listed at $104,995 · 76 days on market since
1972Built · MOBEL AMERICANA MOBILE HOME PARK UNREC

Reality check

What actually sold near 7234 MOUNT FAIRFIELD ROAD NE UNIT 529

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7140 MOUNT JUPITER DRIVE NE UNIT 606Sold · Jul ’26

$48,000

7140 MOUNT JUPITER DRIVE NE UNIT 606 · same community

2 bd · 2 ba · 672 sqft · $71/sqft · 66 DOM

6910 MOUNT ORANGE DRIVE NE UNIT 376Sold · Oct ’25

$79,000

6910 MOUNT ORANGE DRIVE NE UNIT 376 · same community

2 bd · 1 ba · 720 sqft · $110/sqft · 113 DOM

326 MOUNT SAXON AVENUE NE UNIT 314Sold · Dec ’25

$25,000

326 MOUNT SAXON AVENUE NE UNIT 314 · same community

2 bd · 1 ba · 720 sqft · $35/sqft · 327 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7234 MOUNT FAIRFIELD ROAD NE UNIT 529 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7234 MOUNT FAIRFIELD ROAD NE UNIT 529 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

7234 MOUNT FAIRFIELD ROAD NE UNIT 529 FAQs

What would the monthly payment be for 7234 MOUNT FAIRFIELD ROAD NE UNIT 529?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,416/mo — principal and interest, the actual property-tax bill, the $410/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7234 MOUNT FAIRFIELD ROAD NE UNIT 529?+

The association fee works out to $410 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7234 MOUNT FAIRFIELD ROAD NE UNIT 529?+

The most recent tax bill on record (2025) was $2,181. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7234 MOUNT FAIRFIELD ROAD NE UNIT 529?+

The listing reports pets: Cats OK, Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $104,995, this home is listed about 76% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7234 MOUNT FAIRFIELD ROAD NE UNIT 529?+

Shore Acres Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ST PETERSBURG 33702 market on paper

$104,995 is 58% below the ST PETERSBURG 33702 median of $251,500, and at $182/sqft it sits under the St Petersburg average of $380.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Shore Acres Elementary School, Meadowlawn Middle School, Northeast High School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of MAMBA REALTY LLC · Jehad Bader. MLS #C7526786.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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