14628 LORIDAWN DRIVE UNIT 13, SEMINOLE, FL, 33776
Active74 days on marketListed May 20, 2026MLS #TB8509918
About this home
14628 LORIDAWN DRIVE UNIT 13
Welcome to waterfront living in Seminole’s desirable Tara Cay community. Positioned at the end of a quiet cul-de-sac, 14628 Loridawn Dr #13 offers open water views, direct Intracoastal access, private dock and 10,000lb boat lift, and a rare waterfront setting just minutes from the Gulf beaches. This updated 2 bedroom, 2.5 bathroom townhome features an open living and dining layout with water views from the main living areas, updated flooring, and an updated kitchen with shaker cabinetry, granite countertops, stainless steel appliances, and breakfast bar seating. Sliding glass doors open to the waterfront patio and dock, creating an ideal space for boating, entertaining, or enjoying sunsets over the water. The spacious primary suite offers peaceful waterfront views and an updated en suite bathroom. Additional features include an attached garage, indoor laundry, and generous storage throughout. Tara Cay residents enjoy access to a heated pool, tennis courts, and beautifully maintained grounds, all conveniently located near Gulf beaches, waterfront dining, shopping, and Seminole City Center. A unique opportunity to own a waterfront townhome with private boating access in one of Seminole’s most sought after coastal communities.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,330
Sqft
0.07 ac
Lot size
1
Garage
1988
Year built
Two
Levels
$376
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,202 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,202/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Seminole actives
$376 vs $251
Days on market
74 vs 44 typical
Where $376/sqft sits among the 293 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tara Cay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Tara Cay — neighborhood snapshot
Population
632
Median age
60
Median income
$87,375
Median home value
$433,200
Avg household
2
Households w/ children
32%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$410K → $410K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
167 of 293
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the SEMINOLE 33776 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 14628 LORIDAWN DRIVE UNIT 13
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$415,000
14623 LORIDAWN DRIVE UNIT 11 · same community
2 bd · 2 ba · 1,205 sqft · $344/sqft · 74 DOM
Sold · Feb ’26$535,000
14609 LORIDAWN DRIVE UNIT 4 · same community
2 bd · 2 ba · 1,205 sqft · $444/sqft · 40 DOM
Sold · Aug ’25$426,000
19111 VISTA BAY DRIVE UNIT 308
2 bd · 2 ba · 1,345 sqft · $317/sqft · 274 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14628 LORIDAWN DRIVE UNIT 13 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14628 LORIDAWN DRIVE UNIT 13 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14628 LORIDAWN DRIVE UNIT 13 FAQs
What would the monthly payment be for 14628 LORIDAWN DRIVE UNIT 13?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,202/mo — principal and interest, the actual property-tax bill, the $250/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14628 LORIDAWN DRIVE UNIT 13?+
The association fee works out to $250 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14628 LORIDAWN DRIVE UNIT 13?+
The most recent tax bill on record (2025) was $7,528. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14628 LORIDAWN DRIVE UNIT 13?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $499,999, this home is listed about 22% above the Seminole median of $410,950. The market section on this page shows how the area is trending.
Which schools are assigned to 14628 LORIDAWN DRIVE UNIT 13?+
Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SEMINOLE 33776 market on paper
$499,999 is 6% below the SEMINOLE 33776 median of $529,500.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Oakhurst Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $529,000, now $499,999 — a $29K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BEACH & BAY REALTY LLC · Aimee Smith. MLS #TB8509918.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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